Patents Examined by Kirsten Apple
  • Patent number: 10043150
    Abstract: A method, system, and computer program product for shipping management. The computer implemented method commences upon identifying a set of orders to be shipped from a source region to a destination region using a transportation network, and determining candidate options for performing stops over possible routes between the source region and the destination region. A clustering analysis process is performed over the candidate options such that the clustering analysis considers many order consolidation possibilities while observing timing constraints. Low-cost options from among the candidate options are considered to identify one or more low-cost options, and a multi-stop route plan is generated to correspond to a selected low-cost option. The orders are shipped in accordance with the multi-stop route plan, and in accordance with the corresponding consolidation of the set of orders.
    Type: Grant
    Filed: December 16, 2013
    Date of Patent: August 7, 2018
    Assignee: ORACLE INTERNATIONAL CORPORATION
    Inventor: Sundararajan Arunapuram
  • Patent number: 10007889
    Abstract: A method, system, and computer program product for enterprise software application modules for order consolidation management. The method commences by receiving a set of orders where individual orders have one or more order constraints, then mapping the orders onto one or more transportation legs, where the individual transportation legs have leg constraints. A set of feasible paths through the legs for the orders is generated and ranked based on a total cost through the legs to pick-up an order from a source location and deliver it to a destination location. The method continues by determining a set of shortest paths through a transportation network for the set of orders, wherein the determination of any one of the shortest paths is made subject to honoring respective order constraints while concurrently honoring the leg constraints. The orders are then remapped onto one of the shortest paths.
    Type: Grant
    Filed: December 16, 2013
    Date of Patent: June 26, 2018
    Assignee: ORACLE INTERNATIONAL CORPORATION
    Inventors: Sundararajan Arunapuram, Thomas Kaeppel Payne Tsukada, Albert Charles Drummond, Jr., Yun Wang
  • Patent number: 9996879
    Abstract: Received data messages are delayed for further processing based on a bypass condition. Data messages that conform to the bypass condition are not delayed. Data messages that do not conform to the bypass condition are delayed by a delay. Data messages can be representative of orders in an electronic marketplace or trading system. The bypass condition can include indication of a post-only order. The bypass condition can further include indication of a volume that meets or exceeds a minimum volume. The delay can be calculated from a base delay and a variance that modifies the base delay. The variance can be randomly or pseudo-randomly selected and can conform to a maximum variance.
    Type: Grant
    Filed: October 5, 2016
    Date of Patent: June 12, 2018
    Assignee: TSX INC.
    Inventors: Deana Djurdjevic, Kevin Sampson, Derek Hwong
  • Patent number: 9990602
    Abstract: A method, system, and computer program product for shipping management. The computer implemented method commences upon receiving a first set of orders to be shipped to a destination region in accordance with a first set of timing constraints, then building a first set of multi-stop shipments, the first set of multi-stop shipments comprising a first multi-stop carrier schedule that satisfies the set of timing constraints. The method waits a calculated duration before receiving a second set of orders to be shipped to the destination region in accordance with a second set of timing constraints. A second set of multi-stop shipments is built, wherein the second set of multi-stop shipments comprises a second multi-stop carrier schedule for at least one stop not included in the first set of multi-stop shipments, and the second multi-stop carrier schedule satisfies both the first set of timing constraints and the second set of timing constraints.
    Type: Grant
    Filed: December 16, 2013
    Date of Patent: June 5, 2018
    Assignee: ORACLE INTERNATIONAL CORPORATION
    Inventor: Sundararajan Arunapuram
  • Patent number: 9972013
    Abstract: A system for identification by a payment cardholder of phishing and/or deceptive Websites is provided. The system includes an electronic storage device having a database of merchant or financial institution Website registration with a payment card network information stored therein. The system includes an access path for allowing access to the merchant or financial institution Website registration with a payment card network information. The system includes a processor for assembling the merchant or financial institution Website registration with a payment card network information in the database, and for communicating the assembled merchant or financial institution Website registration with a payment card network information to a payment cardholder that has been granted access to the database.
    Type: Grant
    Filed: August 15, 2013
    Date of Patent: May 15, 2018
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: Justin X. Howe
  • Patent number: 9959574
    Abstract: A clearing system comprising: a database for storing a plurality of accounts; and a risk manager for carrying out a risk assessment for a group of accounts comprising one or more accounts of said plurality of accounts; said risk manager being configured to update a risk assessment for a group of accounts each time the clearing system receives information about a new event affecting at least one account of said group of accounts. The event may be a new trade. The trade may be reported to the clearing system as soon as it has been settled.
    Type: Grant
    Filed: June 14, 2011
    Date of Patent: May 1, 2018
    Assignee: CINNOBER FINANCIAL TECHNOLOGY AB
    Inventor: Hannes Edvardson
  • Patent number: 9953312
    Abstract: A wearable device including a touchscreen; a wireless communication unit configured to communicate with an external terminal including an electronic wallet (SE, Secure Element), the external terminal wirelessly linked with the wearable device; and a controller configured to receive a preset user gesture, receive information relating to an account of the electronic wallet (SE) from the external terminal in response to the preset user gesture, display the received information on the touchscreen, and process an NFC (Near Field Communication) payment using the information displayed on the touchscreen.
    Type: Grant
    Filed: October 14, 2014
    Date of Patent: April 24, 2018
    Assignee: LG ELECTRONICS INC.
    Inventor: Dongju Lee
  • Patent number: 9940676
    Abstract: System and methods are disclosed for determining properties of vehicle insurance policies for vehicles that engage in autonomous driving. Vehicle driving data, an autonomous driving system quality rating, and/or other information may be used to determine, for example, a premium, a deductible, a coverage term, and/or a coverage amount of an automobile insurance policy of an automobile that engages in autonomous driving. In addition, vehicle driving data and/or other information may be used to determine a distance-based autonomous driving insurance factor based at least in part on a distance traveled by the vehicle while the vehicle was engaged in autonomous driving.
    Type: Grant
    Filed: February 19, 2014
    Date of Patent: April 10, 2018
    Assignee: Allstate Insurance Company
    Inventor: Edward A. Biemer
  • Patent number: 9928548
    Abstract: Systems, methods, and machine-interpretable programming or other instruction products for guarantor mortgages. In particular, the disclosure provides methods, apparatus, and programming product for the processing of improved transfer of monetary value through innovative loan processes.
    Type: Grant
    Filed: February 28, 2014
    Date of Patent: March 27, 2018
    Assignee: ROYAL BANK OF CANADA
    Inventors: Michael K. Schmidt, Amir Tehrani
  • Patent number: 9922332
    Abstract: A integrated electronic networked notary system includes sub-systems of computers to execute biometric analysis, target object information input and analysis, marking and time stamping with an trusted third-party provider to enable an electronic notary process. The system provides for authentication of both the signatories as well as the target objects. The user has the option to either unilaterally self-notarize or to collaborate with others for the purpose of electronically notarizing the target object. For high-value target objects, a selectable display menu can be changed into the semi-automatic mode, whereby, a legal notary person may be present to interface and/or assist the user(s) in their notarization and time stamping process.
    Type: Grant
    Filed: December 9, 2010
    Date of Patent: March 20, 2018
    Inventor: Robert Sant'Anselmo
  • Patent number: 9916625
    Abstract: A mobile insurance architecture includes a wireless communication interface that connects mobile client devices to wireless networks. An insurance server cluster that includes a group of independent network servers operates and appears to mobile client devices as if the group of independent network servers were a single computer server. An adaptive transmission controller communicates with the insurance server cluster and processes content in multiple mobile formats that may be optimized to the screen sizes of the mobile client devices. The insurance server cluster responds to native application clients resident to the mobile client devices. The native application clients contain code stored on a non-transitory media that render insurance quoting services, insurance claims services, on-line insurance policy services, usage based insurance services, mobile monitoring services, or insurance agency management services.
    Type: Grant
    Filed: February 2, 2012
    Date of Patent: March 13, 2018
    Assignee: Progressive Casualty Insurance Company
    Inventors: Matthew Daniel Lehman, Bradley Thomas Philips, Pawan Kumar Divakarla, Toby Kramer Alfred, William Curtis Everett, Brian Joseph Surtz, Raymond Scott Ling
  • Patent number: 9892427
    Abstract: A method of providing fixed computer-displayable content in response to a consumer request for content is presented. Upon obtaining a digital image corresponding to the requested content, an advertisement is selected. The advertisement is to be included in an on-demand electronic content corresponding to the requested content. The advertisement is included with the digital image corresponding to the requested content. A fixed computer-displayable content corresponding to the requested content is generated. The fixed computer-displayable content is then provided to the consumer.
    Type: Grant
    Filed: September 2, 2014
    Date of Patent: February 13, 2018
    Assignee: Amazon Technologies, Inc.
    Inventors: Hanning Zhou, Jian Liang, Sherif M. Yacoub
  • Patent number: 9881339
    Abstract: The present invention is applicable in the field of corporate finance, corporate capital investments, economics, math, risk analysis, simulation, decision analysis, and business statistics, and relates to the modeling and valuation of investment decisions under uncertainty and risk within all companies, allowing these firms to properly identify, assess, quantify, value, diversify, and hedge their corporate capital investment decisions and their associated risks.
    Type: Grant
    Filed: October 21, 2014
    Date of Patent: January 30, 2018
    Inventor: Johnathan Mun
  • Patent number: 9881340
    Abstract: The invention relates to a system for handling insurance requests, such as new coverage applications, renewal applications, and insurance quote requests. The system includes at least two computerized predictive models whose outputs each serve as inputs to the other. A business logic module is included in the system to process insurance requests with the predictive models to determine one or more sets of recommended policy parameters for the user and to output the determination to the user via a user interface. In various embodiments, the predictive models also output workflow components (such as underwriting workflow components) and price components (such as premium prices) corresponding to output suggested sets of coverage parameters.
    Type: Grant
    Filed: May 16, 2011
    Date of Patent: January 30, 2018
    Assignee: Hartford Fire Insurance Company
    Inventors: Timothy P. Kenefick, Eric Besman, Theresa C. Murphy
  • Patent number: 9852419
    Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.
    Type: Grant
    Filed: September 12, 2013
    Date of Patent: December 26, 2017
    Assignee: Capital One Financial Corporation
    Inventor: Panayiotis Varvarezis
  • Patent number: 9846914
    Abstract: A computer implemented method and system is provided for managing one or more self-insured plans, where healthcare provider's discount rate may be dynamically or retroactively adjusted during each plan period based at least in part on, for example, the rate of utilization of in-network or in-system providers by a plurality of respective plan participants. In exchange for the discounts on its services, shared savings may be calculated and paid to the provider after the end of each plan period based at least in part on lower than expected claims.
    Type: Grant
    Filed: June 20, 2014
    Date of Patent: December 19, 2017
    Assignee: NORTHWELL HEALTH, INC.
    Inventors: Alan J. Murray, Joseph F. Molloy
  • Patent number: 9846908
    Abstract: A system and method for determining and presenting likely option strategies based on inputs is disclosed. An assets input is accepted where the asset input indicates an underlying asset for which options are available. Additional inputs may be accepted to further narrow the list of possible strategies. The system may attempt to predict and display the most likely option strategies based on the inputs.
    Type: Grant
    Filed: January 11, 2013
    Date of Patent: December 19, 2017
    Assignee: OptionsCity Software, Inc.
    Inventors: Freddy Guime, Victor Glava, Robert Kallay
  • Patent number: 9830645
    Abstract: Disclosed embodiments include computer-implemented methods and systems that permit a market participant to automatically scale a block order into relatively smaller, incrementally priced scale trade component orders based on scale order parameters (such as price and size) provided by the market participant. The scale orders may continue automatically, without the need for further intervention from the market participant, until the total number of shares specified by the market participant is accumulated or sold. Some embodiments also permit the market participant to automatically submit opposite-side profit-taking component orders against the market participant's original scale order components. The profit-taking orders can be automatically created and submitted when the original scale order component has executed.
    Type: Grant
    Filed: September 7, 2012
    Date of Patent: November 28, 2017
    Assignee: INTERACTIVE BROKERS LLC
    Inventor: Thomas Pechy Peterffy
  • Patent number: 9826057
    Abstract: In a computing system, information regarding a plurality of events that use a computing device is obtained, and a time-dependant increase in activity for each of at least some of the events is identified. An observed interest by a user in an event is correlated with an identified increase in activity for the event. Information about the activity at a time related to the event is provided for review by the user.
    Type: Grant
    Filed: May 30, 2013
    Date of Patent: November 21, 2017
    Assignee: Google Inc.
    Inventors: Sumit Agarwal, Dipchand Nishar, Andrew E. Rubin
  • Patent number: 9818109
    Abstract: A digital token system and methods to provide user generated digital tokens includes receiving from a plurality of users authorization to create one or more unique tokens without approval from a central authority, wherein each user who created the unique token (“creator”) is the only user authorized to increase quantity of the same token-type; and rendering the quantity of each token type visible to recipients of the token.
    Type: Grant
    Filed: August 13, 2013
    Date of Patent: November 14, 2017
    Inventor: Danny Loh