Patents Examined by Kirsten Apple
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Patent number: 10043150Abstract: A method, system, and computer program product for shipping management. The computer implemented method commences upon identifying a set of orders to be shipped from a source region to a destination region using a transportation network, and determining candidate options for performing stops over possible routes between the source region and the destination region. A clustering analysis process is performed over the candidate options such that the clustering analysis considers many order consolidation possibilities while observing timing constraints. Low-cost options from among the candidate options are considered to identify one or more low-cost options, and a multi-stop route plan is generated to correspond to a selected low-cost option. The orders are shipped in accordance with the multi-stop route plan, and in accordance with the corresponding consolidation of the set of orders.Type: GrantFiled: December 16, 2013Date of Patent: August 7, 2018Assignee: ORACLE INTERNATIONAL CORPORATIONInventor: Sundararajan Arunapuram
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Patent number: 10007889Abstract: A method, system, and computer program product for enterprise software application modules for order consolidation management. The method commences by receiving a set of orders where individual orders have one or more order constraints, then mapping the orders onto one or more transportation legs, where the individual transportation legs have leg constraints. A set of feasible paths through the legs for the orders is generated and ranked based on a total cost through the legs to pick-up an order from a source location and deliver it to a destination location. The method continues by determining a set of shortest paths through a transportation network for the set of orders, wherein the determination of any one of the shortest paths is made subject to honoring respective order constraints while concurrently honoring the leg constraints. The orders are then remapped onto one of the shortest paths.Type: GrantFiled: December 16, 2013Date of Patent: June 26, 2018Assignee: ORACLE INTERNATIONAL CORPORATIONInventors: Sundararajan Arunapuram, Thomas Kaeppel Payne Tsukada, Albert Charles Drummond, Jr., Yun Wang
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Patent number: 9996879Abstract: Received data messages are delayed for further processing based on a bypass condition. Data messages that conform to the bypass condition are not delayed. Data messages that do not conform to the bypass condition are delayed by a delay. Data messages can be representative of orders in an electronic marketplace or trading system. The bypass condition can include indication of a post-only order. The bypass condition can further include indication of a volume that meets or exceeds a minimum volume. The delay can be calculated from a base delay and a variance that modifies the base delay. The variance can be randomly or pseudo-randomly selected and can conform to a maximum variance.Type: GrantFiled: October 5, 2016Date of Patent: June 12, 2018Assignee: TSX INC.Inventors: Deana Djurdjevic, Kevin Sampson, Derek Hwong
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Patent number: 9990602Abstract: A method, system, and computer program product for shipping management. The computer implemented method commences upon receiving a first set of orders to be shipped to a destination region in accordance with a first set of timing constraints, then building a first set of multi-stop shipments, the first set of multi-stop shipments comprising a first multi-stop carrier schedule that satisfies the set of timing constraints. The method waits a calculated duration before receiving a second set of orders to be shipped to the destination region in accordance with a second set of timing constraints. A second set of multi-stop shipments is built, wherein the second set of multi-stop shipments comprises a second multi-stop carrier schedule for at least one stop not included in the first set of multi-stop shipments, and the second multi-stop carrier schedule satisfies both the first set of timing constraints and the second set of timing constraints.Type: GrantFiled: December 16, 2013Date of Patent: June 5, 2018Assignee: ORACLE INTERNATIONAL CORPORATIONInventor: Sundararajan Arunapuram
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Patent number: 9972013Abstract: A system for identification by a payment cardholder of phishing and/or deceptive Websites is provided. The system includes an electronic storage device having a database of merchant or financial institution Website registration with a payment card network information stored therein. The system includes an access path for allowing access to the merchant or financial institution Website registration with a payment card network information. The system includes a processor for assembling the merchant or financial institution Website registration with a payment card network information in the database, and for communicating the assembled merchant or financial institution Website registration with a payment card network information to a payment cardholder that has been granted access to the database.Type: GrantFiled: August 15, 2013Date of Patent: May 15, 2018Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventor: Justin X. Howe
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Patent number: 9959574Abstract: A clearing system comprising: a database for storing a plurality of accounts; and a risk manager for carrying out a risk assessment for a group of accounts comprising one or more accounts of said plurality of accounts; said risk manager being configured to update a risk assessment for a group of accounts each time the clearing system receives information about a new event affecting at least one account of said group of accounts. The event may be a new trade. The trade may be reported to the clearing system as soon as it has been settled.Type: GrantFiled: June 14, 2011Date of Patent: May 1, 2018Assignee: CINNOBER FINANCIAL TECHNOLOGY ABInventor: Hannes Edvardson
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Patent number: 9953312Abstract: A wearable device including a touchscreen; a wireless communication unit configured to communicate with an external terminal including an electronic wallet (SE, Secure Element), the external terminal wirelessly linked with the wearable device; and a controller configured to receive a preset user gesture, receive information relating to an account of the electronic wallet (SE) from the external terminal in response to the preset user gesture, display the received information on the touchscreen, and process an NFC (Near Field Communication) payment using the information displayed on the touchscreen.Type: GrantFiled: October 14, 2014Date of Patent: April 24, 2018Assignee: LG ELECTRONICS INC.Inventor: Dongju Lee
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Patent number: 9940676Abstract: System and methods are disclosed for determining properties of vehicle insurance policies for vehicles that engage in autonomous driving. Vehicle driving data, an autonomous driving system quality rating, and/or other information may be used to determine, for example, a premium, a deductible, a coverage term, and/or a coverage amount of an automobile insurance policy of an automobile that engages in autonomous driving. In addition, vehicle driving data and/or other information may be used to determine a distance-based autonomous driving insurance factor based at least in part on a distance traveled by the vehicle while the vehicle was engaged in autonomous driving.Type: GrantFiled: February 19, 2014Date of Patent: April 10, 2018Assignee: Allstate Insurance CompanyInventor: Edward A. Biemer
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Patent number: 9928548Abstract: Systems, methods, and machine-interpretable programming or other instruction products for guarantor mortgages. In particular, the disclosure provides methods, apparatus, and programming product for the processing of improved transfer of monetary value through innovative loan processes.Type: GrantFiled: February 28, 2014Date of Patent: March 27, 2018Assignee: ROYAL BANK OF CANADAInventors: Michael K. Schmidt, Amir Tehrani
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Patent number: 9922332Abstract: A integrated electronic networked notary system includes sub-systems of computers to execute biometric analysis, target object information input and analysis, marking and time stamping with an trusted third-party provider to enable an electronic notary process. The system provides for authentication of both the signatories as well as the target objects. The user has the option to either unilaterally self-notarize or to collaborate with others for the purpose of electronically notarizing the target object. For high-value target objects, a selectable display menu can be changed into the semi-automatic mode, whereby, a legal notary person may be present to interface and/or assist the user(s) in their notarization and time stamping process.Type: GrantFiled: December 9, 2010Date of Patent: March 20, 2018Inventor: Robert Sant'Anselmo
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Patent number: 9916625Abstract: A mobile insurance architecture includes a wireless communication interface that connects mobile client devices to wireless networks. An insurance server cluster that includes a group of independent network servers operates and appears to mobile client devices as if the group of independent network servers were a single computer server. An adaptive transmission controller communicates with the insurance server cluster and processes content in multiple mobile formats that may be optimized to the screen sizes of the mobile client devices. The insurance server cluster responds to native application clients resident to the mobile client devices. The native application clients contain code stored on a non-transitory media that render insurance quoting services, insurance claims services, on-line insurance policy services, usage based insurance services, mobile monitoring services, or insurance agency management services.Type: GrantFiled: February 2, 2012Date of Patent: March 13, 2018Assignee: Progressive Casualty Insurance CompanyInventors: Matthew Daniel Lehman, Bradley Thomas Philips, Pawan Kumar Divakarla, Toby Kramer Alfred, William Curtis Everett, Brian Joseph Surtz, Raymond Scott Ling
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Patent number: 9892427Abstract: A method of providing fixed computer-displayable content in response to a consumer request for content is presented. Upon obtaining a digital image corresponding to the requested content, an advertisement is selected. The advertisement is to be included in an on-demand electronic content corresponding to the requested content. The advertisement is included with the digital image corresponding to the requested content. A fixed computer-displayable content corresponding to the requested content is generated. The fixed computer-displayable content is then provided to the consumer.Type: GrantFiled: September 2, 2014Date of Patent: February 13, 2018Assignee: Amazon Technologies, Inc.Inventors: Hanning Zhou, Jian Liang, Sherif M. Yacoub
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Patent number: 9881339Abstract: The present invention is applicable in the field of corporate finance, corporate capital investments, economics, math, risk analysis, simulation, decision analysis, and business statistics, and relates to the modeling and valuation of investment decisions under uncertainty and risk within all companies, allowing these firms to properly identify, assess, quantify, value, diversify, and hedge their corporate capital investment decisions and their associated risks.Type: GrantFiled: October 21, 2014Date of Patent: January 30, 2018Inventor: Johnathan Mun
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Patent number: 9881340Abstract: The invention relates to a system for handling insurance requests, such as new coverage applications, renewal applications, and insurance quote requests. The system includes at least two computerized predictive models whose outputs each serve as inputs to the other. A business logic module is included in the system to process insurance requests with the predictive models to determine one or more sets of recommended policy parameters for the user and to output the determination to the user via a user interface. In various embodiments, the predictive models also output workflow components (such as underwriting workflow components) and price components (such as premium prices) corresponding to output suggested sets of coverage parameters.Type: GrantFiled: May 16, 2011Date of Patent: January 30, 2018Assignee: Hartford Fire Insurance CompanyInventors: Timothy P. Kenefick, Eric Besman, Theresa C. Murphy
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Patent number: 9852419Abstract: Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in the mobile device. Based on the determination, the mobile device is configured to execute software that performs communications with the CPT using the NFC controller.Type: GrantFiled: September 12, 2013Date of Patent: December 26, 2017Assignee: Capital One Financial CorporationInventor: Panayiotis Varvarezis
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Patent number: 9846914Abstract: A computer implemented method and system is provided for managing one or more self-insured plans, where healthcare provider's discount rate may be dynamically or retroactively adjusted during each plan period based at least in part on, for example, the rate of utilization of in-network or in-system providers by a plurality of respective plan participants. In exchange for the discounts on its services, shared savings may be calculated and paid to the provider after the end of each plan period based at least in part on lower than expected claims.Type: GrantFiled: June 20, 2014Date of Patent: December 19, 2017Assignee: NORTHWELL HEALTH, INC.Inventors: Alan J. Murray, Joseph F. Molloy
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Patent number: 9846908Abstract: A system and method for determining and presenting likely option strategies based on inputs is disclosed. An assets input is accepted where the asset input indicates an underlying asset for which options are available. Additional inputs may be accepted to further narrow the list of possible strategies. The system may attempt to predict and display the most likely option strategies based on the inputs.Type: GrantFiled: January 11, 2013Date of Patent: December 19, 2017Assignee: OptionsCity Software, Inc.Inventors: Freddy Guime, Victor Glava, Robert Kallay
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Patent number: 9830645Abstract: Disclosed embodiments include computer-implemented methods and systems that permit a market participant to automatically scale a block order into relatively smaller, incrementally priced scale trade component orders based on scale order parameters (such as price and size) provided by the market participant. The scale orders may continue automatically, without the need for further intervention from the market participant, until the total number of shares specified by the market participant is accumulated or sold. Some embodiments also permit the market participant to automatically submit opposite-side profit-taking component orders against the market participant's original scale order components. The profit-taking orders can be automatically created and submitted when the original scale order component has executed.Type: GrantFiled: September 7, 2012Date of Patent: November 28, 2017Assignee: INTERACTIVE BROKERS LLCInventor: Thomas Pechy Peterffy
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Patent number: 9826057Abstract: In a computing system, information regarding a plurality of events that use a computing device is obtained, and a time-dependant increase in activity for each of at least some of the events is identified. An observed interest by a user in an event is correlated with an identified increase in activity for the event. Information about the activity at a time related to the event is provided for review by the user.Type: GrantFiled: May 30, 2013Date of Patent: November 21, 2017Assignee: Google Inc.Inventors: Sumit Agarwal, Dipchand Nishar, Andrew E. Rubin
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Patent number: 9818109Abstract: A digital token system and methods to provide user generated digital tokens includes receiving from a plurality of users authorization to create one or more unique tokens without approval from a central authority, wherein each user who created the unique token (“creator”) is the only user authorized to increase quantity of the same token-type; and rendering the quantity of each token type visible to recipients of the token.Type: GrantFiled: August 13, 2013Date of Patent: November 14, 2017Inventor: Danny Loh