Abstract: The present disclosure generally relates to user interfaces for requesting assets be added to an asset account.

Abstract: A retail kiosk includes a product fulfillment portion and a product display portion. The product fulfillment portion includes a cylindrical shell having an end with a continuous, circular edge. The product display portion includes a cylindrical shell having an end with a continuous, circular edge. The continuous, circular edge of the product fulfillment portion is out of alignment with the continuous, circular edge of the product display portion when the retail kiosk is deployed.

Abstract: A secure point-of-sale (POS) portal architecture for delivering multiple services is provided. According to one exemplary aspect of the architecture, a number of services offered by various parties are integrated for delivery to merchants. The parties offering the services include, for example, payment processors and merchant acquirers and other external value-added service providers. The integrated services, in turn, are offered to merchants and/or their respective customers via one or more POS devices and its supporting system infrastructure at the merchant locations. The integrated services include, for example, acceptance of multiple payment instruments, payment processing, user dialog management, sales promotion and customer support, loyalty programs, back office processing, receipt capture, employee training, risk management, dispute resolution, system security, system administration etc.

Abstract: An automated banking machine (10) is provided. The automated banking machine may include a fascia (50) in operative connection with a frame (110). The machine may include a plurality of hardware devices which are accessible through the fascia. The hardware devices may include a cash dispenser (24), receipt printer (20), and a card reader (22). The fascia may include replaceable bezels (550,552) with apertures therein for providing access to hardware devices. The bezels may be operative to float with respect to the fascia and hardware devices to automatically align hardware devices with the bezels. In addition the hardware devices may include movable portions which are operative to automatically align with the bezels. The bezels may include ramps, ribs, or other angled surfaces which guide the hardware devices into alignment with the openings in the bezels.

Abstract: An automated banking machine includes a generally one-piece polymer frame. Transaction function devices such as an input device, a display screen, and a sheet dispenser, are supported on the frame. A generally one-piece polymer body is operatively engaged relative to the frame and extends in generally surrounding relation of the input device and display screen. The body includes at least one opening such that the display screen is visible and the input device is accessible through the body.

Abstract: A vending machine control system and method for controlling vending of items from one or more vending machines having a coin acceptor interface and selection controls for selecting items to vend. Control system and method are provided for sending and receiving information to and from each of the vending machines to control the vending of items to users. Network system and method are connected to each of the coin acceptor interfaces for facilitating communication between the control system and the vending machine.

Abstract: An automated bank teller machine (ATM) is provided which is characteristically easy to configure, regardless of whether a replenish-from-the-front (RFTF) configuration or a replenish-from-the-rear (RFTR) configuration is chosen. In particular, the ATM according to the present invention includes a security chest module, a top module, and an interface module. These components are common to both configurations can be built and stored in advance, and can be thereafter configured as desired. In another embodiment, an ATM is provided that permits more than one customer to use the ATM at the same time.

Abstract: A system and method for allowing funds to be transferred instantly to an account so that the funds are available to the beneficiary at the time they are sent, based on customer information which can be automatically accessed by the system, rather than needing to be manually entered. Further, the system automatically computes the appropriate exchange rate and any fees to be charged to the account and displays them to the user so that the user may authorize or cancel the transaction. They system also analyzes the parameters of the transfer to assure that the transfer conforms with pertinent government regulations. The system also enables the user to quantify the amount to be transferred in the currency of the originating account or the currency of the receiving account, thereby maximizing the flexibility of the system. The system further is designed so that it can be understood and accessed by individuals having no special expertise in computers, wire transfers and the like.

Abstract: A system and method for allowing funds to be transferred instantly to an account so that the funds are available to the beneficiary at the time they are sent, based on customer information which can be automatically accessed by the system, rather than needing to be manually entered. Further, the system automatically computes the appropriate exchange rate and any fees to be charged to the account and displays them to the user so that the user may authorize or cancel the transaction. The system also analyzes the parameters of the transfer to assure that the transfer conforms with pertinent government regulations. The system also enables the user to quantify the amount to be transferred in the currency of the originating account or the currency of the receiving account, thereby maximizing the flexibility of the system. The system further is designed so that it can be understood and accessed by individuals having no special expertise in computers, wire transfers and the like.

Abstract: A novel apparatus for handling sheets of paper is disclosed, in which a plurality of transaction medium processing sections are provided as corresponding to a plurality of transaction ports operated by the customer or the teller. When transactions are proceeeding simultaneously at the transaction ports, the operations of the transaction medium processing sections are controlled at the same time. Also, the operations of a plurality of carriers disposed between the transaction ports and a counter and between the counter and an accommodation section for transporting sheets of paper are controlled at a time independently of each other, thereby saving the transaction time. Simultaneous transactions conducted at the transaction ports in this configuration makes it possible to shorten the time of processing each transaction.

Abstract: In a window of an office of a banking facility, there is disposed a composite apparatus in which a window machine facing the teller is united with an automatic cash handling machine facing the lobby and which is integrally configured in a window counter. During the office hours of the window, the window machine of the composite apparatus is employed by the teller for banking services. In a period of time beyond the office hours, a shutter for prevention of crimes is moved downward onto the window counter, which enables the users to externally access the automatic cash handling machine.