Patents Assigned to 4361423 Canada Inc.
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Patent number: 10970709Abstract: An apparatus for effecting a commercial transaction with a remote transaction server using a payment device via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information stored on said payment device and a controller for converting the captured information into encrypted information and for transmitting the encrypted information to the communication device. The communication device delivers the encrypted information to the remote transaction server for processing the commercial transaction.Type: GrantFiled: January 26, 2020Date of Patent: April 6, 2021Assignee: 4361423 CANADA INC.Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
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Patent number: 10970710Abstract: An apparatus for effecting a commercial transaction with a remote transaction server using a payment device via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information stored on said payment device and a controller for converting the captured information into encrypted information and for transmitting the encrypted information to the communication device. The communication device delivers the encrypted information to the remote transaction server for processing the commercial transaction.Type: GrantFiled: May 26, 2020Date of Patent: April 6, 2021Assignee: 4361423 Canada Inc.Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
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Patent number: 10592895Abstract: An apparatus for effecting a commercial transaction with a remote transaction server using a payment device via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information stored on said payment device and a controller for converting the captured information into encrypted information and for transmitting the encrypted information to the communication device. The communication device delivers the encrypted information to the remote transaction server for processing the commercial transaction.Type: GrantFiled: May 29, 2018Date of Patent: March 17, 2020Assignee: 4361423 Canada Inc.Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
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Patent number: 10592894Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.Type: GrantFiled: October 16, 2017Date of Patent: March 17, 2020Assignee: 4361423 Canada Inc.Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
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Patent number: 9818107Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.Type: GrantFiled: February 16, 2017Date of Patent: November 14, 2017Assignee: 4361423 Canada Inc.Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
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Patent number: 9613351Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.Type: GrantFiled: August 13, 2016Date of Patent: April 4, 2017Assignee: 4361423 Canada Inc.Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
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Patent number: 9443239Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.Type: GrantFiled: March 14, 2016Date of Patent: September 13, 2016Assignee: 4361423 Canada Inc.Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
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Patent number: 9311637Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.Type: GrantFiled: August 26, 2015Date of Patent: April 12, 2016Assignee: 4361423 Canada Inc.Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
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Patent number: 9269084Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.Type: GrantFiled: March 30, 2015Date of Patent: February 23, 2016Assignee: 4361423 Canada Inc.Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
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Patent number: 9053471Abstract: A system and method are disclosed for conducting secure electronic transactions using dual-authentications. A secure server stores security information for a plurality of users and authorizes transactions being conducted by these users. A user computer system having a trusted platform module is used for storing security information relating to at least one user account. Protected environments are created to facilitate secure connections based on at least the security information stored in the trusted platform module. Transactions between the user/electronic merchants and between the user/secure server are conducted within protected environments. When a user conducts an electronic transaction with an electronic merchant, the transaction is authenticated by the secure server before can be completed.Type: GrantFiled: August 29, 2008Date of Patent: June 9, 2015Assignee: 4361423 Canada Inc.Inventors: Kenneth G. Mages, Chi Wah Lo, Kent H. Mages, Tai Kwan Tang
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Patent number: 9016566Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.Type: GrantFiled: August 2, 2013Date of Patent: April 28, 2015Assignee: 4361423 Canada Inc.Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
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Publication number: 20130313323Abstract: An apparatus for commercial transactions using a transaction card via a communication device in audio communication with a remote processor assembly is provided. The apparatus comprises an input device for capturing information from the transaction card, a controller for converting the captured card information into an audio signal. The controller is linked to the communication device. The apparatus may also be part of an assembly wherein this controller is part of the communication device. The remote processor assembly includes a transaction server linked to a remote processor/issuer for validating the transaction card data. A system including this apparatus, the communication device and the transaction server is also provided. Methods therefore are also disclosed.Type: ApplicationFiled: August 2, 2013Publication date: November 28, 2013Applicant: 4361423 Canada Inc.Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
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Patent number: 8534554Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.Type: GrantFiled: October 27, 2011Date of Patent: September 17, 2013Assignee: 4361423 Canada Inc.Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
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Patent number: 8286875Abstract: An apparatus for commercial transactions using a transaction card via a communication device in audio communication with a remote processor assembly is provided. The apparatus comprises an input device for capturing information from the transaction card, a controller for converting the captured card information into an audio signal. The controller is linked to the communication device. The apparatus may also be part of an assembly wherein this controller is part of the communication device. The remote processor assembly includes a transaction server linked to a remote processor/issuer for validating the transaction card data. A system including this apparatus, the communication device and the transaction server is also provided. Methods therefore are also disclosed.Type: GrantFiled: June 16, 2011Date of Patent: October 16, 2012Assignee: 4361423 Canada Inc.Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages, Michael Kron
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Patent number: 8281998Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.Type: GrantFiled: September 22, 2011Date of Patent: October 9, 2012Assignee: 4361423 Canada Inc.Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
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Publication number: 20120061467Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.Type: ApplicationFiled: September 22, 2011Publication date: March 15, 2012Applicant: 4361423 Canada Inc.Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
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Publication number: 20120055989Abstract: An apparatus for effecting commercial transactions with a server using a transaction card via a communication device is provided. The apparatus includes a transaction device coupled with the communication device for capturing information from the transaction card and a controller for converting the captured card information into an encrypted audio signal and for transmitting the audio signal to the communication device. The communication device delivers the audio signal to the server for processing the commercial transaction.Type: ApplicationFiled: October 27, 2011Publication date: March 8, 2012Applicant: 4361423 Canada Inc.Inventors: Tai Kwan Jimmy Tang, Chi Wah Lo, Kenneth G. Mages
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Patent number: 8055545Abstract: A system and method are disclosed for conducting secure electronic transactions using dual-authentications. A secure server stores security information for a plurality of users and authorizes transactions being conducted by these users. A user computer system having a trusted platform module is used for storing security information relating to at least one user account. Protected environments are created to facilitate secure connections based on at least the security information stored in the trusted platform module. Transactions between the user/electronic merchants and between the user/secure server are conducted within protected environments. When a user conducts an electronic transaction with an electronic merchant, the transaction is authenticated by the secure server before can be completed.Type: GrantFiled: August 29, 2008Date of Patent: November 8, 2011Assignee: 4361423 Canada Inc.Inventors: Kenneth G. Mages, Chi Wah Lo, Kent H. Mages, Tai Kwan Tang