Patents Assigned to Impaired Life Services Limited
  • Patent number: 6615180
    Abstract: A process and apparatus for determining premium tables to produce annuity rates, where the annuity rates reflect client data pertaining to age, sex, medical conditions and high risk behavior. The annuity rate reflects potential medical and social advancement, prudence, interest, expenses, and commissions as well as other related factors in determining premiums to be paid by individuals.
    Type: Grant
    Filed: March 19, 1999
    Date of Patent: September 2, 2003
    Assignee: Impaired Life Services Limited
    Inventors: William Nicholas Anderton, Christopher Rostron
  • Patent number: 5930760
    Abstract: A process and apparatus for determining premium tables to produce annuity rates, where the annuity rates reflect client data pertaining to age, sex, medical conditions and high risk behavior. The annuity rate reflects potential medical and social advancement, prudence, interest, expenses, and commissions as well as other related factors in determining premiums to be paid by individuals.
    Type: Grant
    Filed: May 1, 1997
    Date of Patent: July 27, 1999
    Assignee: Impaired Life Services Limited
    Inventors: William Nicholas Anderton, Christopher Rostron