Abstract: Disclosed are an improved electronic check presentment ("ECP") system having a non-ECP exceptions notification system incorporated therein and a method of electronically communicating data pertaining to non-ECP exceptions.

Abstract: Disclosed are an improved electronic check presentment ("ECP") system having a non-ECP exceptions notification system incorporated therein and a method of electronically communicating data pertaining to non-ECP exceptions.

Abstract: A reconciling circuit for, and method of, reconciling a first database with a second database, the first database containing first item data arranged in records and fields, the second database containing second item data arranged in records and fields. The reconciling circuit includes: (1) a matching circuit for comparing the records of the first database with the records of the second database, the matching circuit placing a designation on mismatching ones of the records of the first and second databases, (2) at least one field mismatch tolerance rule indicating, by field, an allowed extent of mismatch and (3) a mismatch tolerance circuit for applying the at least one field mismatch tolerance rule to the fields of the mismatching ones, the mismatch tolerance circuit removing the designation when the fields of the mismatching ones fall within the mismatch tolerance rules.

Abstract: An Improved Electronic Check Presentment System Having a Return Item Notification System Incorporated Therein provides banks with a fully automated capability to receive early notification of checks that it previously presented to a payor bank and that have subsequently been identified by the payor bank as return checks or unpaid items. Moreover, the Improved Electronic Check Presentment System allows those banks utilizing it to transmit return notifications to downstream correspondent banks and customers.

Abstract: An Improved Electronic Check Presentment System Having a Return Item Notification System Incorporated Therein provides banks with a fully automated capability to receive early notification of checks that it previously presented to a payor bank and that have subsequently been identified by the payor bank as return checks or unpaid items. Moreover, the Improved Electronic Check Presentment System allows those banks utilizing it to transmit return notifications to downstream correspondent banks and customers.