Abstract: Disclosed herein is an optical mouse. A body of the mouse has a bottom area sufficient to stand up independently and also has a pen shape to be wrapped around and gripped by the user's thumb and index finger. The pen shaped body is formed with a protruding portion having an inclined surface to allow the user's middle finger to rest thereon in a state wherein the user's thumb and index finger wrap around and grip the body and the middle finger is bent. The optical mouse causes no stress on the user's wrist in use by virtue of the pen shaped body, and has stability and accuracy by virtue of a bottom area thereof to allow the mouse to stand up independently, and can be easily assembled by using a standard optical lens, resulting in improved productivity and reduced production costs.

Abstract: A single identifier system and method are provided herein.

Abstract: Provided herein is a description of an open-loop gift card system and method.

Abstract: An integrated card system providing multiple payment and loading mechanisms is provided herein.

Abstract: A dual card package having cards secured within. A first panel of the package includes an access flap that is pivotal about a fold line. A second panel is also foldable along a fold line substantially corresponding to the fold line of the access flap. One card is accessible by the access flap so that the package is selectively movable from a closed position in which an magnetic strip on the card is covered and an open position in which the access flap and the second panel is swung out from the card such that the magnetic strip is exposed for activation purposes.

Abstract: The present invention provides a network access system and method using debit cards for payment.

Abstract: The present invention provides a loadable debit card capable of online payments to merchants for good and/or services.

Abstract: The present invention allows a customer to load money in real-time through existing technology over the existing ATM/debit network by way of a debit return with a PIN (or debit correction/reversal using a specific transaction code). Money may then be loaded in real-time on an anonymous stored value/debit/ATM/multi-purpose/private transaction PIN-based card. Loading of money on a card or cards with or without the same account numbers is also provided for.