Patents Examined by Daniel S Felten
  • Patent number: 10891692
    Abstract: An electronic exchange system network includes a trader site having an automated trading system capable of submitting orders to an exchange site. The automated trading system determines whether an order should be submitted based on, for example, the current market price of an option and theoretical buy and sell prices. The theoretical buy and sell prices are derived from, among other things, the current market price of the security underlying the option. A look-up table stores a range of theoretical buy and sell prices for a given range of current market price of the underlying security. As the price of the underlying security changes, a new theoretical price may be indexed in the look-up table, thereby avoiding calculations that would otherwise slow automated trading decisions. In addition, a system of checks may be conducted to ensure accurate and safe automated trading.
    Type: Grant
    Filed: September 23, 2015
    Date of Patent: January 12, 2021
    Assignee: DCFB LLC
    Inventors: John M. Marynowski, Catalin D. Voinescu, Stefan Puscasu, Thomas M. O'Donnell
  • Patent number: 10885513
    Abstract: An automated teller machine includes a controller. The controller may be configured to transmit via inductive coupling a session key in response to receiving a signal from a nomadic device. The controller may then establish a connection with a vehicle infotainment system (VIS) using the session key and receive from the VIS, a PIN number and a request to dispense funds via the connection. After which, the controller may inhibit release of the funds until a confirmation is received via inductive coupling from the nomadic device.
    Type: Grant
    Filed: March 10, 2016
    Date of Patent: January 5, 2021
    Assignee: Ford Global Technologies, LLC
    Inventors: John Robert Van Wiemeersch, Patrick Kevin Holub
  • Patent number: 10878411
    Abstract: Various aspects of an apparatus and a method for issued token management are disclosed herein. The apparatus comprises an interface configured to communicate with a plurality of electronic devices, via a token server. The apparatus includes a controller configured to receive, from the token server, a plurality of registration requests generated by a user associated with the plurality of electronic devices. An account and associated identity of each of the plurality of electronic devices may be confirmed for a virtual currency instrument that corresponds to the user and an approval is transmitted to issue a token to each of the plurality of electronic devices. A plurality of instantiations of the virtual currency instrument, from the plurality of electronic devices, is registered in a user profile related to the user and stored in a memory along with the associated electronic device information, and the virtual currency instrument information.
    Type: Grant
    Filed: November 25, 2015
    Date of Patent: December 29, 2020
    Assignee: SONY CORPORATION
    Inventors: Thomas Woonyoung Ko, Makoto Koike, Pramod Chintalapoodi
  • Patent number: 10853771
    Abstract: A system and method is disclosed that facilitates electronic payment to multiple payees from a single electronic payment transaction and/or from a multiple payee check payment.
    Type: Grant
    Filed: November 23, 2016
    Date of Patent: December 1, 2020
    Assignee: Mroute Corp.
    Inventor: Hugh Enobakhare
  • Patent number: 10846788
    Abstract: Methods and apparatus for a bandwidth pool pricing service are disclosed. A system includes a plurality of resources of a provider network and a resource manager. The resource manager implements a programmatic interface allowing a client to choose among several supported bandwidth pricing policies for a resource group allocated to the client. One pricing policy includes a first pricing component based on an intra-group network traffic rate, and a second pricing component based on an extra-group network traffic rate. If the client selects the policy, the resource manager provides billing amounts to the client derived from the first and second pricing components and from a set of collected network traffic metrics.
    Type: Grant
    Filed: June 28, 2012
    Date of Patent: November 24, 2020
    Assignee: Amazon Technologies, Inc.
    Inventors: Matthew D. Klein, Michael David Marr
  • Patent number: 10839384
    Abstract: An application on user's mobile device (having a display screen) generates a one-time use and time-limited barcode on the display when the user enters a PIN. The barcode can be scanned to make purchases at a point of sale (POS).
    Type: Grant
    Filed: March 30, 2009
    Date of Patent: November 17, 2020
    Assignee: Paypal, Inc.
    Inventors: Catherine A Wong, Edward I Shie, Jeffrey M Aronoff, Richard Chi-Peng Lin, Sireesh Potireddy, Seth Shih Yueh Wang
  • Patent number: 10832512
    Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for delivering resources. The methods, systems, and apparatus include actions of based on measurements of amounts of a resource that are delivered from one or more supply outlets against amounts of value of electronic prepayments that have been authorized by corresponding users of mobile devices for the delivery of the resource at the one or more supply outlets, causing the one or more supply outlets to enable delivery of the resource in aggregate amounts that are not outside amounts of value of electronic prepayments that have been authorized by the corresponding users of mobile devices for the delivery of the resource.
    Type: Grant
    Filed: August 12, 2016
    Date of Patent: November 10, 2020
    Assignee: CityTaps SAS
    Inventors: Laurent Savaëte, Grégoire Auguste Landel, Miranda Phua
  • Patent number: 10832322
    Abstract: An electronic exchange system network includes a trader site having an automated trading system capable of submitting orders and/or quotes to an exchange site. The automated trading system determines whether an order or quote should be submitted based on, for example, the current market price of an option and theoretical buy and sell prices. The theoretical buy and sell prices are derived from, among other things, the current market price of the security underlying the option. The theoretical buy and sell prices are calculated when underlying factors that contribute to the theoretical prices change. Computation times of the theoretical prices may be reduced by using precalculated values and/or using interpolation and extrapolation. Other techniques may be used in addition or in the alternative to speed automatic decision-making. In addition, a system of checks may be conducted to ensure accurate and safe automated trading.
    Type: Grant
    Filed: November 18, 2013
    Date of Patent: November 10, 2020
    Assignee: DCFB LLC
    Inventors: John M. Marynowski, Catalin D. Voinescu, Stefan Puscasu, Thomas M. O'Donnell
  • Patent number: 10817939
    Abstract: A trading platform and trading method that allows access to additional pools of liquidity is described. Other embodiments are also described.
    Type: Grant
    Filed: March 9, 2015
    Date of Patent: October 27, 2020
    Assignee: CFPH, LLC
    Inventors: Dean P. Alderucci, Charles Plott, Mark Miller, Howard W. Lutnick, Andrew Fishkind, Brian Gay, Kevin Foley
  • Patent number: 10810668
    Abstract: An electronic exchange system network includes a trader site having an automated trading system capable of submitting orders and/or quotes to an exchange site. The automated trading system determines whether an order or quote should be submitted based on, for example, the current market price of an option and theoretical buy and sell prices. The theoretical buy and sell prices are derived from, among other things, the current market price of the security underlying the option. The theoretical buy and sell prices are calculated when underlying factors that contribute to the theoretical prices change. Computation times of the theoretical prices may be reduced by using precalculated values and/or using interpolation and extrapolation. Other techniques may be used in addition or in the alternative to speed automatic decision-making. In addition, a system of checks may be conducted to ensure accurate and safe automated trading.
    Type: Grant
    Filed: August 17, 2015
    Date of Patent: October 20, 2020
    Assignee: DCFB LLC
    Inventors: John M. Marynowski, Catalin D. Voinescu, Stefan Puscasu, Thomas M. O'Donnell
  • Patent number: 10803482
    Abstract: A system for exclusivity bidding for mobile sponsored content includes one or more computers having computer readable mediums having stored thereon instructions which, when executed by one or more processors of the one or more computers, causes the system to perform the steps of (a) receiving a bid for an exclusive sponsored content item to be presented on a mobile communication facility, the bid including an amount and at least two exclusivity characteristics, wherein the exclusivity characteristics relate to (i) a usage history as recorded via use of the mobile communication facility by a user thereof; and (ii) a geography associated with the mobile communication facility, respectively; and (b) matching the at least two exclusivity characteristics with the exclusive sponsored content item based at least in part on a relevancy for presentation to the mobile communication facility.
    Type: Grant
    Filed: September 18, 2011
    Date of Patent: October 13, 2020
    Assignee: Verizon Media Inc.
    Inventors: Jorey Ramer, Adam Soroca, Dennis Doughty, Neal J. Karasic
  • Patent number: 10803443
    Abstract: Aspects of the present disclosure involve a system and method for identifying a primary interactive device. The current disclosure presents a system and method that after determining devices available to a user, identifies based on an interaction state of each device available, the device that most optimally may be used for providing notifications, and presenting information to a user.
    Type: Grant
    Filed: December 27, 2016
    Date of Patent: October 13, 2020
    Assignee: PAYPAL, INC.
    Inventors: Yoseph Tilahun, Jan Rosen
  • Patent number: 10803457
    Abstract: A user is able to access multiple accounts located at and/or managed by different organizations, by providing secure exchanges of necessary information so that multiple login details are not necessary. The system coordinates activities between several entities using a communication manager which is configured to manage communication protocols, security and necessary interface requirements so the user can securely access the desired accounts. In addition, the communication manager will include various levels of security measures, including encryption, transaction verification, etc. By managing these details within the communication manager, the user will not need to provide multiple PIN numbers or access codes each time a transaction is desired.
    Type: Grant
    Filed: July 20, 2017
    Date of Patent: October 13, 2020
    Inventor: Craig Potts
  • Patent number: 10788401
    Abstract: A method, system, and computer-readable medium for sharing measurement data with a remote device includes establishing, by a mobile computing device at an equipment site, a first communication connection with a measurement device that is configured to measure data with respect to equipment at the equipment site. The mobile computing device receives measurement data by way of the first communication connection. While remaining at the equipment site, the mobile computing device receives a request to share the measurement data with a selected contact via a remote device. In response, a second communication connection is established with the remote device, the measurement data to be shared is identified, and the identified measurement data is communicated to the remote device for review by the selected contact. Prior to establishing a communication connection with the remote device, permission to communicate the measurement data to the selected contact may be obtained from a gatekeeper.
    Type: Grant
    Filed: March 14, 2014
    Date of Patent: September 29, 2020
    Assignee: Fluke Corporation
    Inventors: John Neeley, Bradey Honsinger, Tyler Bennett Evans, Joseph V. Ferrante
  • Patent number: 10783516
    Abstract: A system includes a processing system and a memory system. The processing system includes one or more processors. The memory system includes one or more computer-readable media that contain instructions that, when executed by the processing system, cause the processing system to perform operations. The operations include detecting a loading of a webpage including a document object model (DOM). The operations also include analyzing the DOM to identify a first element in the DOM. The operations also include determining, based on the first element, that the webpage is configured to accept payments. The operations also include receiving, from a provider server, a virtual token which corresponds to a user account. The operations also include injecting information from the virtual token into one or more account number fields on the webpage.
    Type: Grant
    Filed: April 11, 2018
    Date of Patent: September 22, 2020
    Assignee: Capital One Services, LLC
    Inventors: Abdelkader M'Hamed Benkreira, Jonathan Bodner, Joshua Edwards, Eric Medin, Adam Vukich, James Zarakas
  • Patent number: 10769598
    Abstract: Remote deposit of checks can be facilitated by a financial institution. A customer's general purpose computer and image capture device may be leveraged to capture an image of a check and deliver the image to financial institution electronics. Additional data for the transaction may be collected as necessary. The transaction can be automatically accomplished utilizing the images and data thus acquired.
    Type: Grant
    Filed: September 19, 2017
    Date of Patent: September 8, 2020
    Assignee: United States Automobile (USAA)
    Inventors: Charles Lee Oakes, III, Randy Ray Morlen, Michael Frank Morris, Reynaldo Medina, III, Greg Alan Harpel, Gabriel Glenn Gavia, Bharat Prasad, Frank Kyle Major, Jeffrey Neal Pollack
  • Patent number: 10757085
    Abstract: According to one embodiment, a method of managing access to a trading network is provided. A first network login request for a first user is received from a client application. The first network login request includes first authentication information. Based at least on the first authentication information, the first network login request is approved, which authorizes the first user to access the trading network. One or more associated users for which the first user is authorized to act as a proxy is identifying from a plurality of users. User profile information for one of the associated users is obtained and communicated to the client application. The user profile information includes information regarding the second user that can be used to allow the first user to engage in trading activity via the trading network on behalf of the second user.
    Type: Grant
    Filed: May 12, 2014
    Date of Patent: August 25, 2020
    Assignee: BGC PARTNERS, INC.
    Inventors: Alastair J. D. Beadle, Michael Sweeting
  • Patent number: 10755348
    Abstract: A method of obtaining psychometric information about a user is disclosed. A psychometric graphical object is provided to the user by a personalized user management module. User interaction with the psychometric graphical object is measured by a psychological traits evaluation module. At least a first wider portion of the psychometric graphical object is labeled with a first keyword related to a psychological trait. At least a second wider portion of the psychometric graphical object is labeled with a second keyword related to the psychological trait.
    Type: Grant
    Filed: September 14, 2017
    Date of Patent: August 25, 2020
    Assignee: Happy Money, Inc.
    Inventors: John Galen Buckwalter, David Herman, Andrew Wen, Scott Saunders
  • Patent number: 10755347
    Abstract: A compliance determination and enforcement platform is described. A plurality of factors are stored in association with each of a plurality of accounts. A factor entering module enters factors from each user account into a compliance score model. The compliance score model determines a compliance score for each one of the accounts based on the respective factors associated with the respective account. A comparator compares the compliance score for each account with a compliance reference score to determine a subset of the accounts that fail compliance and a subset of the accounts that meet compliance. A flagging unit flags the user accounts that fail compliance to indicate non-compliant accounts. A corrective action system allows for determining, for each one of the accounts that is flagged as non-compliant, whether the account is bad or good, entering the determination into a feedback system and closing the account.
    Type: Grant
    Filed: September 21, 2016
    Date of Patent: August 25, 2020
    Assignee: Coinbase, Inc.
    Inventors: Bradley J. Larson, Linda Xie, Paul Jabaay, Jeffrey B. Kern
  • Patent number: 10755345
    Abstract: One embodiment provides a system that facilitates secure transfer of funds. During operation, the system generates, by a server, an authentication identifier for a payee of a bank account, wherein the authentication identifier indicates the bank account and a corresponding payment account of the payee. The system receives, from a payer, a message which indicates a first command to transfer a payment amount to the payee, wherein the first command includes the authentication identifier. In response to successfully verifying the authentication identifier, the system extracts information associated with the payment account and the bank account from the authentication identifier. The system transfers the payment amount to the bank account of the payee based on the extracted information.
    Type: Grant
    Filed: November 25, 2015
    Date of Patent: August 25, 2020
    Assignee: Alibaba Group Holding Limited
    Inventor: Jian Sun