Patents Examined by Matthew T Sittner
  • Patent number: 10360591
    Abstract: In one aspect, a computing apparatus is configured to represent offer rules based on requirements for the detection of predefined types of events, and actions scheduled to be performed in response to the detection of each occurrence of the events. The events are processed independently from each other and are linked via prerequisite conditions to formulate the requirements of an offer campaign. In one embodiment, the requirements for the detection of the events are specified based on predetermined types of events, including a first type for an event specified for interaction with a first user when the first user performs an action as a result of a referral from a second user, and a second type for an event specified for interaction with the second user in response to the first user performing the action.
    Type: Grant
    Filed: August 31, 2016
    Date of Patent: July 23, 2019
    Assignee: Visa International Service Association
    Inventors: Mark Carlson, Joseph Spears, Patrick Stan
  • Patent number: 10360582
    Abstract: A system and method are disclosed for analyzing return on investment (ROI) for social commerce interactions. User data associated with a target group of social media users is collected and processed to generate a first set of social commerce metrics. The user data comprises a first set of social media interaction data corresponding to a first set of social commerce interactions with the target group of social media users. The user data is further processed to generate a second set of social commerce interactions, which are then performed. The performance of the second set of social commerce interactions generates a second set of social commerce interaction data, which in turn is processed to generate a second set of social commerce metrics. The first and second sets of social commerce metrics are then processed to generate social commerce ROI metrics.
    Type: Grant
    Filed: January 9, 2013
    Date of Patent: July 23, 2019
    Assignee: DELL PRODUCTS L.P.
    Inventors: Munish Gupta, Rajiv Narang, Akintunde A. Ehindero, Jennifer W. Bruce, Ahmed Tariq
  • Patent number: 10360578
    Abstract: In one aspect, an account identifier is associated with a deal purchased by a user from a deal site. The deal has a face value applicable to a transaction with a predetermined merchant, if the transaction satisfies one or more predetermined criteria. The user pays the deal site an amount smaller than the face value. When the account identifier is used at a transaction terminal to initiate a payment transaction, a transaction handler determines whether the payment transaction satisfies the one or more predetermined criteria; and if so, the transaction handler provides the transaction terminal with an authorization response identifying the remaining balance, which is determined by deducting the face value from the payment transaction. The account identifier may be a one-time account number generated specifically for the deal purchased by the user, or an account number of the user used to purchase the deal from the deal site.
    Type: Grant
    Filed: January 28, 2013
    Date of Patent: July 23, 2019
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Gourab Basu, Ross Sakata, Michael Mori
  • Patent number: 10354274
    Abstract: A server computer receives data indicating a data feed to use to create a feed-based advertisement to represent content, which is to be advertised, of a content provider. The server computer receives the data feed that is associated with the content to be advertised and generates the feed-based advertisement using one or more data elements associated with an item in the data feed. The server computer provides the feed-based advertisement to a user device.
    Type: Grant
    Filed: November 14, 2012
    Date of Patent: July 16, 2019
    Assignee: OUTBRAIN INC.
    Inventors: Yaron Galai, David Sasson, Itai Hochman, Amit Elisha
  • Patent number: 10354277
    Abstract: Methods and systems for searching and displaying promotional offers on a display screen of a mobile device based on current user location have been disclosed. An example method comprises identifying a location of the mobile device, retrieving from a remote server one or more promotional offers provided by merchants located in the nearby area within a predetermined distance from the identified location, associating the location of the mobile device and locations of the one or more merchants providing the one or more promotional offers with a virtual map, generating one or more map elements associated with locations of the mobile device and the one or more merchants, and displaying the virtual map and the one or more map elements.
    Type: Grant
    Filed: September 25, 2014
    Date of Patent: July 16, 2019
    Assignee: Pinny Inc.
    Inventor: Eric Grenier
  • Patent number: 10354267
    Abstract: In one aspect, a computing apparatus is configured to allow merchants to initiate offers in an offer campaign based on a spending pattern specified by the merchant, such as the lack of transactions in a predetermined period of time of the day, in a recent time period, and/or in a particular merchant category. The offer campaign can be adjusted between offer delivery/announcement and fulfillment for a limited time period. The benefit of a further purchase may be announced via a message scheduled to be transmitted in response to an event identifying the arrival of a particular time instance, in response to a qualification notification of a transaction satisfying the requirements of a purchase event required in the offer campaign, or in response to the detection of a required spending pattern.
    Type: Grant
    Filed: August 8, 2016
    Date of Patent: July 16, 2019
    Assignee: Visa International Service Association
    Inventors: Mark Carlson, Patrick Stan
  • Patent number: 10354270
    Abstract: Embodiments of the present disclosure disclose an interactive method, a client device, a mobile terminal and a server, which relate to an Internet technology field and provide a new way for interacting with a user. The interactive method provided by the present disclosure includes: sending a first request of obtaining first activity information to a server, such that the server obtains the first activity information in local according to the first request of obtaining first activity information, the first activity information comprising an activity entrance icon; receiving the first activity information returned by the server; displaying the activity entrance icon on a user interface of the client device according to the first activity information; receiving an activity participating instruction issued by a user through operating the activity entrance icon; popping up an activity participating result according to the activity participating instruction.
    Type: Grant
    Filed: August 13, 2014
    Date of Patent: July 16, 2019
    Assignee: SHELL INTERNET (BEIJING) SECURITY TECHNOLOGY CO., LTD.
    Inventors: Huaiqing Wang, Xiangwei Li, Zhong Yin, Meng Zhang
  • Patent number: 10346003
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for providing a centralized, integrated geolocation resource transfer system that is configured to facilitate operative communication between resource entity systems and external devices located within the geographic fence. In this regard, the invention is configured to dynamically identify a plurality of users located within the geographic fence, in real-time. In addition, the invention is configured to facilitate a resource entity system to customize a user interface of a user device based on the user's location. Furthermore, the system is configured to optimize flux parameters and resource distribution in a geographic fence.
    Type: Grant
    Filed: October 14, 2016
    Date of Patent: July 9, 2019
    Assignee: Bank of America Corporation
    Inventors: Stephen Philip Selfridge, Tony England, Farhan Ahmed Siddiqi
  • Patent number: 10346839
    Abstract: A system, configured to integrate the processing of transactions and offers applicable to the transactions, includes: a data warehouse storing an offer in association with a financial payment account; a gateway configured to receive an authorization request that is transmitted from a transaction terminal without going through an acquirer processor, the gateway coupled with the data warehouse to determine whether the offer is applicable to the authorization request and if so, apply a benefit of the offer to the authorization request; and a transaction handler coupled with the gateway to process the authorization request submitted from the gateway, provide an authorization response corresponding to the authorization request, and communicate with the acquirer processor to credit funds according to the authorization request to a merchant account associated with the transaction terminal.
    Type: Grant
    Filed: October 19, 2016
    Date of Patent: July 9, 2019
    Assignee: Visa International Service Association
    Inventors: Joseph Bjorn Ovick, Mark Carlson, Ryan Hagey, Margaret Reid, Patrick Stan, Patrick Wright, Krishna Prasad Koganti, Glenn Powell, Phillip Lyle Kumnick
  • Patent number: 10346885
    Abstract: A method, apparatus, and computer program product are disclosed to improve the process of generating promotions. The method includes identifying a promotion structure for approval, the promotion structure defining a promotion to be displayed via a promotion and marketing service and determining whether the promotion structure satisfies automatic approval requirements, the automatic approval requirements including one or more parameters relating to the promotion structure. The method further includes in an instance in which the promotion structure satisfies the automatic approval requirements, automatically approving the promotion structure for display via the promotion and marketing service, and in an instance in which the promotion structure does not satisfy the automatic approval requirements, indicating that the promotion structure cannot be automatically approved. A corresponding apparatus and computer program product are also provided.
    Type: Grant
    Filed: September 30, 2013
    Date of Patent: July 9, 2019
    Assignee: GROUPON, INC.
    Inventors: Shafiq Shariff, Mechie Nkengla, Kavita Kochar, Logan Tyler Jennings, Stephen Wooten, Igor Polevoy
  • Patent number: 10346869
    Abstract: Examples described herein relate to apparatus and methods for managing rewards for a customer of a financial institution, including but not limited to, determining a transaction pattern associated with transactions made by the customer, determining a deviation from the transaction pattern, determining an event associated with the customer based on the deviation, and determining rewards that correspond to the event for the customer.
    Type: Grant
    Filed: December 28, 2016
    Date of Patent: July 9, 2019
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Mohammed Ahmed, Robin M. Carter, Megan Collins, H. Brock Kolls, Minhthe Luu, David Patron, Sarah W. Phelps, Barry Trexler
  • Patent number: 10339553
    Abstract: A system includes a transaction handler configured to split a transaction, initiated between an acquirer processor representing a merchant and an issuer processor representing an account holder, into separate transactions with the issuer processor and at least one sponsor processor that is configured to provide the benefit of offers to applicable transactions. A portal is configured to notify the account holder of the award/redemption of the benefit of an offer using a communication channel separate from the transaction terminal that initiates and approves the transaction between the account holder and the merchant.
    Type: Grant
    Filed: August 22, 2016
    Date of Patent: July 2, 2019
    Assignee: Visa International Service Association
    Inventors: Joseph Bjorn Ovick, Mark Carlson, Ryan Hagey, Margaret Reid, Patrick Stan, Patrick Wright, Krishna Prasad Koganti, Glenn Powell, Phillip Lyle Kumnick
  • Patent number: 10325287
    Abstract: An online system, such as a social networking system, may determine user trends and identify actions to be taken by users that may help optimize revenue for an advertiser. A social networking system may generate offers for an advertiser based on the user trends, user characteristics, and claims about users where the offers include actions determined by the social networking system that users may take to help optimize revenue for advertiser. Venues may also sell ad space, ad inventory, and real-time customer data to advertisers through a social networking system.
    Type: Grant
    Filed: November 19, 2012
    Date of Patent: June 18, 2019
    Assignee: Facebook, Inc.
    Inventors: Samuel Lessin, Justin Alexander Shaffer
  • Patent number: 10318979
    Abstract: An instant operation may include one or more of creating a smart contract identifying content and review requirements for performing a review of the content, signing and validating the smart contract, storing the smart contract in a blockchain, receiving content review feedback from one or more reviewers of the content, and amending the blockchain to include the content review feedback.
    Type: Grant
    Filed: December 26, 2016
    Date of Patent: June 11, 2019
    Assignee: International Business Machines Corporation
    Inventors: Brandon Z. Frank, Joseph A. Latone
  • Patent number: 10318996
    Abstract: An auction apparatus according to the application includes a plan receiving unit and an auction providing unit. The plan receiving unit receives plan information indicating a plan of content from a content creator who creates the content. The auction providing unit presents the plan information received by the plan receiving unit and provides an auction service in which bid targets are a right to display an advertisement in an advertising space that is set to the content and a right to replace the advertisement displayed in the advertising space.
    Type: Grant
    Filed: September 6, 2013
    Date of Patent: June 11, 2019
    Assignee: YAHOO JAPAN CORPORATION
    Inventors: Toru Takata, Nobuyuki Akashi, Akira Tajima, Koji Tsukamoto, Nari Woo, Akihiro Tanabe, Shinichiro Sega, Rin Katou
  • Patent number: 10318991
    Abstract: There are provided systems and methods for a communication device interface for merchant check-in and shopping notifications. A user may enter shopping preferences to a module of a communication device in order to receive notifications and alerts when items matching the shopping preferences are available with one or more merchants. A service provider may receive the shopping preferences with user attributes, such as a user location and/or account balance. The attributes may be determined using applications and/or modules of the communication device or through a check-in by the user at a location. The service provider may determine shopping notifications having purchase offers for the items from available merchants. The purchase offers may include offers to sell the items and discounts for the items. The shopping notifications may be displayed to the user using a user device interface, such as cells within an application or mobile device home screen.
    Type: Grant
    Filed: October 7, 2014
    Date of Patent: June 11, 2019
    Assignee: PAYPAL, INC.
    Inventor: Hyunju Lee
  • Patent number: 10311457
    Abstract: A computerized reward mechanism system is proposed which makes use both of presently collected data relating to the customer, and a database of historical data relating to the customer. Using this information, the system performs a customer preference analysis, which results in selecting rewards which are adapted to the customers' personal needs. In one form, the system is positioned at a shopping center, and includes cameras for recognising past customers by image processing. This may be done without requiring customers to participate in a process of signing up to use the system. The presently collected data include responses to questions put to the customer relating to his present shopping experience. Customer honesty is considered in the step of determining which rewards to offer the consumer, to encourage the consumers to express their feelings more clearly.
    Type: Grant
    Filed: March 25, 2015
    Date of Patent: June 4, 2019
    Assignee: Nanyang Technological University
    Inventors: Siyuan Liu, Xiaogang Han, Zhiqi Shen, Chunyan Miao
  • Patent number: 10311479
    Abstract: A system for producing promotional media content includes a strategic meta information analysis processing unit configured to process various types of pieces of strategic meta information in various formats to an unstructured data batch having a certain weight value, a media content analysis processing unit configured to classify and analyze each meta information by similarity by using meta information of various types of media content or meta information actively extracted by analyzing each media content, an association analyzing unit configured to calculate association between strategic meta information processed through the strategic meta information analysis processing unit and the media content processed through the media content analysis processing unit, and a media content synthesizing unit configured to finally synthesize promotional media content by using the various types of strategic meta information, the media content, and the association information calculated by the association analyzing unit.
    Type: Grant
    Filed: January 25, 2016
    Date of Patent: June 4, 2019
    Assignee: KOREAN ELECTRONICS TECHNOLOGY INSTITUTE
    Inventors: Jong Bin Park, Tae beom Lim, Kyung Won Kim, Jong Jin Jung, Jae won Moon, Seung Woo Kum
  • Patent number: 10311448
    Abstract: A method of operating a digital signage system. The method includes creating at least one user account, creating or retrieving a display content to be displayed on a display device, searching for a display location and at least one display device associated with the display location, and sending a request to display the content on at least one selected display device. The method further includes automatically downloading the content to be displayed on the selected display device, automatically processing a payment from a first user account to a second user account that is associated with the display device, and displaying the content on the selected display device.
    Type: Grant
    Filed: August 16, 2011
    Date of Patent: June 4, 2019
    Inventors: William Eugene Urban, Shawn Thomas Tomovick
  • Patent number: 10304093
    Abstract: Provided herein are systems, methods and computer readable media for programmatically generating and/or revising deal offers for a merchant based on one or more merchant self-service indicators. In providing such functionality, the system can be configured to, for example, facilitate registration and verification of merchant identities, monitor and analyze various deal offers for merchants with similar merchant self-service indicators, that enable the system to determine the relative successfulness of a deal offer for a merchant and/or category of merchant. In some embodiments, the system may be further configured to revise the deal offer programmatically and/or upon receiving the merchant's approval of the programmatically generated proposed edits to the deal offer.
    Type: Grant
    Filed: January 24, 2013
    Date of Patent: May 28, 2019
    Assignee: GROUPON, INC.
    Inventors: Francisco Jose Larrain Wicha, Lori E. Kaplan, Matias Esteban Arenas, Gaston L'Huillier, Ricardo Andres Zilleruelo Ramos, Rodrigo Alfonso Duenas Fernandez, Amit Koren