Patents by Inventor Adam Koeppel

Adam Koeppel has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11836559
    Abstract: A transaction card may power on the transaction card using electric current induced from an interaction of the transaction card with an electromagnetic field. The transaction card may establish a communication with a device. The communication may indicate that the transaction card has powered. The transaction card may receive, from the device, a set of instructions to configure a set of applets on the transaction card after notifying the device that the transaction card has powered on. The set of applets to be configured may be related to completing one or more different transactions. The set of applets to be configured may be different than another set of applets already configured on the transaction card. The transaction card may configure the set of applets on the transaction card according to the set of instructions after receiving the set of instructions.
    Type: Grant
    Filed: November 18, 2022
    Date of Patent: December 5, 2023
    Assignee: Capital One Services, LLC
    Inventors: Adam Koeppel, James Zarakas, Molly Johnson, Tyler Locke
  • Patent number: 11824598
    Abstract: In some implementations, a near field communication (NFC) device may determine whether the NFC device is to perform a wireless transaction in a powered mode or an unpowered mode, and may selectively perform the wireless transaction in the powered mode or the unpowered mode based on determining whether the NFC device is to perform the wireless transaction in the powered mode or the unpowered mode. The wireless transaction may be performed using power from a power source internal to the NFC device when the wireless transaction is performed in the powered mode. The wireless transaction may be performed without using power from the power source internal to the NFC device when the wireless transaction is performed in the unpowered mode.
    Type: Grant
    Filed: December 18, 2020
    Date of Patent: November 21, 2023
    Assignee: Capital One Services, LLC
    Inventors: Adam Koeppel, Tyler Locke, Kevin Kelly, Robert Perry, James Zarakas
  • Patent number: 11823146
    Abstract: Systems and methods for initiating and/or facilitating a financial transaction in response to detecting and translating a spatial gesture may be provided. A payor transaction device may be capable of detecting, via a motion-detecting device, a payor spatial gesture corresponding to a payment gesture of one or more predetermined spatial gestures and, responsive to detecting the payor spatial gesture, receiving payee account information from a payee transaction device. The payor transaction device may also be capable of transmitting, to a payor computing device, transaction data comprising the payee account information and data indicative of the payor spatial gesture. The payor computing device may be capable of transmitting at least a portion of the transaction data to a financial service provider terminal to enable the financial service provider terminal to facilitate the requested transaction.
    Type: Grant
    Filed: December 10, 2021
    Date of Patent: November 21, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: David K. Wurmfeld, Tyler Sylvain Locke, Adam Koeppel
  • Patent number: 11817715
    Abstract: A transaction device may include a power reception component configured to receive power from an external device with which the transaction device is to interact to perform a transaction. The transaction device may include a secure element configured to perform the transaction using the power received from the external device. The transaction device may include one or more peripheral components configured to perform one or more operations other than the transaction. The transaction device may include a power management component configured to determine at least one operation, of the one or more operations, to be performed in association with the transaction, and to route power received from the external device to at least one peripheral component, of the one or more peripheral components, capable of performing the at least one operation.
    Type: Grant
    Filed: May 28, 2021
    Date of Patent: November 14, 2023
    Assignee: Capital One Services, LLC
    Inventors: Adam Koeppel, Tyler Locke
  • Patent number: 11790416
    Abstract: Systems and methods for in-store purchases are provided. An exemplary method may include receiving by a customer device associated with a customer, customer data including customer preference data. The method may include storing the received customer data and identifying a merchant at a location of the customer. The method may also include determining a customer order for the identified merchant based on the customer preference data. Further, the method may include transmitting a notification to a merchant device associated with the identified merchant, the notification including the determined customer order.
    Type: Grant
    Filed: April 28, 2021
    Date of Patent: October 17, 2023
    Assignee: Capital One Services, LLC
    Inventors: Adam Koeppel, Robert Perry
  • Publication number: 20230325178
    Abstract: Systems and methods are provided for managing mobile device updates. In some embodiments, the disclosed systems can include a key provisioning system, a key system, and mobile devices. The key provisioning system can provide keys to the mobile devices and the key system. The key system can receive a key from the key provisioning system, receive a request from an application system, calculate a first token, and provide the first token to the application system for transmission to a mobile device. The mobile device can receive a key from the key provisioning system, establish a local connection with a connected device, receive an application and the first token from the connected device, generate a second token using the application and the key, compare the first token and the second token, and update the mobile device according to the application based on a result of the comparison.
    Type: Application
    Filed: June 12, 2023
    Publication date: October 12, 2023
    Applicant: Capital One Services, LLC
    Inventor: Adam KOEPPEL
  • Publication number: 20230314399
    Abstract: In order to predict plant stresses at a localized level, data feeds from many sensor types can be fused and analyzed to create a synthetic sensor estimating plant water stress, predicting microclimatic conditions, and performing localized plant disease and pest modeling. To make this affordable, an array of low-cost, lower precision sensors can be used. Sensor fusion is used to improve the accuracy of each sensing element by using machine learning to fuse data from the other sensing elements in the array. Additionally, machine learning can create a “synthetic sensor” replicating the output of high-cost and maintenance intensive sensing devices by using machine learning to replicate their output.
    Type: Application
    Filed: June 6, 2023
    Publication date: October 5, 2023
    Inventors: Adam Koeppel, Tyler Locke, Kevin Kelly
  • Patent number: 11714627
    Abstract: Systems and methods are provided for managing mobile device updates. In some embodiments, the disclosed systems can include a key provisioning system, a key system, and mobile devices. The key provisioning system can provide keys to the mobile devices and the key system. The key system can receive a key from the key provisioning system, receive a request from an application system, calculate a first token, and provide the first token to the application system for transmission to a mobile device. The mobile device can receive a key from the key provisioning system, establish a local connection with a connected device, receive an application and the first token from the connected device, generate a second token using the application and the key, compare the first token and the second token, and update the mobile device according to the application based on a result of the comparison.
    Type: Grant
    Filed: March 25, 2020
    Date of Patent: August 1, 2023
    Assignee: Capital One Services, LLC
    Inventor: Adam Koeppel
  • Patent number: 11709159
    Abstract: In order to predict plant stresses at a localized level, data feeds from many sensor types can be fused and analyzed to create a synthetic sensor estimating plant water stress, predicting microclimatic conditions, and performing localized plant disease and pest modeling. To make this affordable, an array of low-cost, lower precision sensors can be used. Sensor fusion is used to improve the accuracy of each sensing element by using machine learning to fuse data from the other sensing elements in the array. Additionally, machine learning can create a “synthetic sensor” replicating the output of high-cost and maintenance intensive sensing devices by using machine learning to replicate their output.
    Type: Grant
    Filed: September 3, 2021
    Date of Patent: July 25, 2023
    Assignee: AQUASYS LLC
    Inventors: Adam Koeppel, Tyler Locke, Kevin Kelly
  • Publication number: 20230230095
    Abstract: A device may determine that a verification method associated with a transaction card is to be modified from a first verification method to a second verification method. The first verification method and the second verification method may use different types of verification information. The device may provide a set of instructions to the transaction card after determining that the verification method is to be modified. The set of instructions may cause the transaction card to modify the verification method from the first verification method to the second verification method. The device may provide information identifying a modification to the verification method to a transaction backend device to notify the transaction backend device that the verification method associated with the transaction card has been modified from the first verification method to the second verification method.
    Type: Application
    Filed: March 29, 2023
    Publication date: July 20, 2023
    Inventors: Adam KOEPPEL, Robert PERRY
  • Publication number: 20230223796
    Abstract: Using inductive currents to wirelessly charge a device via a device connected to a power source. This inductive charging may result when a first mobile device recognizes a second mobile device via a wireless connection (e.g., Bluetooth, Bluetooth Low Energy (BLE), Near-Field Communication (NFC), or the like). An application stored on the first mobile device may recognize a second mobile device by transmitting an advertising packet when the first mobile device is connected to a power source. An advertising packet may be received by the second mobile device and the second mobile device may transmit a response to the advertising packet in order to generate a connection between the first and second mobile devices. The response may include data such as, connection strength, response time, connection preferences, and the like. Upon detection and connection, the second mobile device may be wireles sly charged by the first device via inductive charging.
    Type: Application
    Filed: March 14, 2023
    Publication date: July 13, 2023
    Inventors: Adam Koeppel, Tyler Locke, David Wurmfeld
  • Publication number: 20230177486
    Abstract: A device may receive first information related to a transaction. The device may identify a first device from which to receive an image of a receipt related to the transaction. The device may provide, to the first device, a notification to cause the first device to perform a set of actions including activating a camera associated with the first device to capture the image of the receipt, or providing, for display, an instruction related to capturing the image of the receipt associated with the transaction. The device may receive, from the first device, the image of the receipt. The device may process the image of the receipt to perform an analysis of the transaction. The device may perform an action related to the transaction based on a result of processing the image of the receipt.
    Type: Application
    Filed: February 7, 2023
    Publication date: June 8, 2023
    Inventor: Adam KOEPPEL
  • Publication number: 20230179981
    Abstract: A method and system for automatically connecting one customer device with another over a Bluetooth or similar connection. The automatic connection may be made by generating a unique identifier to store on a new customer device and a backend system associated with an existing customer device and connecting the new customer device with the existing customer device using the unique identifier.
    Type: Application
    Filed: January 13, 2023
    Publication date: June 8, 2023
    Inventors: James ZARAKAS, Kevin P. KELLY, Saleem SANGI, Adam KOEPPEL
  • Publication number: 20230153553
    Abstract: A transaction card may monitor an amount of electric current induced in a first near-field communication (NFC) component of a transaction card. Electric current may be induced in the first NFC component when the first NFC component is within an electromagnetic field generated by a second NFC component of a transaction terminal. The transaction card may dynamically activate one or more output components associated with the transaction card based on the amount of electric current induced in the first NFC component. The one or more output components may indicate whether the transaction card can communicate with the transaction terminal. The transaction card may perform an action related to completing a transaction after determining that the amount of electric current induced in the NFC component satisfies a first threshold. The first threshold may indicate that the transaction card can communicate with the transaction terminal.
    Type: Application
    Filed: January 9, 2023
    Publication date: May 18, 2023
    Inventors: David Kelly WURMFELD, Adam KOEPPEL, Tyler LOCKE
  • Patent number: 11626764
    Abstract: Using inductive currents to wirelessly charge a device via a device connected to a power source. This inductive charging may result when a first mobile device recognizes a second mobile device via a wireless connection (e.g., Bluetooth, Bluetooth Low Energy (BLE), Near-Field Communication (NFC), or the like). An application stored on the first mobile device may recognize a second mobile device by transmitting an advertising packet when the first mobile device is connected to a power source. An advertising packet may be received by the second mobile device and the second mobile device may transmit a response to the advertising packet in order to generate a connection between the first and second mobile devices. The response may include data such as, connection strength, response time, connection preferences, and the like. Upon detection and connection, the second mobile device may be wirelessly charged by the first device via inductive charging.
    Type: Grant
    Filed: July 29, 2021
    Date of Patent: April 11, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Adam Koeppel, Tyler Locke, David Wurmfeld
  • Patent number: 11625724
    Abstract: A device may determine that a verification method associated with a transaction card is to be modified from a first verification method to a second verification method. The first verification method and the second verification method may use different types of verification information. The device may provide a set of instructions to the transaction card after determining that the verification method is to be modified. The set of instructions may cause the transaction card to modify the verification method from the first verification method to the second verification method. The device may provide information identifying a modification to the verification method to a transaction backend device to notify the transaction backend device that the verification method associated with the transaction card has been modified from the first verification method to the second verification method.
    Type: Grant
    Filed: August 11, 2021
    Date of Patent: April 11, 2023
    Assignee: Capital One Services, LLC
    Inventors: Adam Koeppel, Robert Perry
  • Patent number: 11620632
    Abstract: A wearable device receives ticket information for an event and information indicating a quantity of funds allocated from an account, associated with a user of a user device, to the wearable device, and stores the ticket information and the information indicating the quantity of funds. The wearable device utilizes a wireless component to pair the wearable device and the user device, and provides, to the user device and via the wireless component, the ticket information and information indicating access privileges for the event. The wearable device generates a token for a PoS device for a charge incurred at the event during an offline transaction with the PoS device, and provides, via a NFC component, the token to the PoS device. The wearable device provides, to the user device and via the wireless component, information indicating that that the token was provided to the PoS device.
    Type: Grant
    Filed: January 21, 2022
    Date of Patent: April 4, 2023
    Assignee: Capital One Services, LLC
    Inventor: Adam Koeppel
  • Publication number: 20230078500
    Abstract: A transaction card may power on the transaction card using electric current induced from an interaction of the transaction card with an electromagnetic field. The transaction card may establish a communication with a device. The communication may indicate that the transaction card has powered. The transaction card may receive, from the device, a set of instructions to configure a set of applets on the transaction card after notifying the device that the transaction card has powered on. The set of applets to be configured may be related to completing one or more different transactions. The set of applets to be configured may be different than another set of applets already configured on the transaction card. The transaction card may configure the set of applets on the transaction card according to the set of instructions after receiving the set of instructions.
    Type: Application
    Filed: November 18, 2022
    Publication date: March 16, 2023
    Inventors: Adam KOEPPEL, James ZARAKAS, Molly JOHNSON, Tyler LOCKE
  • Patent number: 11589202
    Abstract: A method and system for automatically connecting one customer device with another over a Bluetooth or similar connection. The automatic connection may be made by generating a unique identifier to store on a new customer device and a backend system associated with an existing customer device and connecting the new customer device with the existing customer device using the unique identifier.
    Type: Grant
    Filed: July 26, 2021
    Date of Patent: February 21, 2023
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: James Zarakas, Kevin P. Kelly, Saleem Sangi, Adam Koeppel
  • Patent number: 11580507
    Abstract: A device may receive first information related to a transaction. The device may identify a first device from which to receive an image of a receipt related to the transaction. The device may provide, to the first device, a notification to cause the first device to perform a set of actions including activating a camera associated with the first device to capture the image of the receipt, or providing, for display, an instruction related to capturing the image of the receipt associated with the transaction. The device may receive, from the first device, the image of the receipt. The device may process the image of the receipt to perform an analysis of the transaction. The device may perform an action related to the transaction based on a result of processing the image of the receipt.
    Type: Grant
    Filed: October 25, 2018
    Date of Patent: February 14, 2023
    Assignee: Capital One Services, LLC
    Inventor: Adam Koeppel