Patents by Inventor Aditya Chebiyyam

Aditya Chebiyyam has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230316283
    Abstract: A method for merchant authorization and transaction notification may include: receiving, financial institution computer program for a financial institution and from a merchant system, a transaction involving a customer of the financial institution; authorizing, by the financial institution computer program, the transaction; communicating, by the financial institution computer program, a notification to a messaging address associated with the customer, transaction information and an option to report the transaction as unauthorized; receiving, by the financial institution computer program and from an electronic device associated with the customer, a report that the transaction was unauthorized; notifying, by the financial institution computer program, the merchant system that the transaction was unauthorized, wherein the merchant system is configured to cancel the transaction; and executing, by the financial institution computer program, a fraud prevention action with a financial instrument used to conduct the
    Type: Application
    Filed: March 30, 2023
    Publication date: October 5, 2023
    Inventors: Raghu VUDATHU, Gerardo GEAN, Sudharsan SELVAKUMAR, Aditya CHEBIYYAM, Rajitha DISSANAYAKE
  • Publication number: 20230281648
    Abstract: Techniques for collection and processing of transactional data are disclosed. An exemplary method includes receiving, at a capture module, a document; determining, by an aggregation engine, a plurality of transactions recorded in the document; categorizing, by the aggregation engine, the plurality of transactions into categorized transactional data; storing the categorized transactional data in a storage module; publishing consumption application programming interfaces (APIs); and providing the categorized transactional data for consumption via the consumption APIs.
    Type: Application
    Filed: February 27, 2023
    Publication date: September 7, 2023
    Inventors: Eric CONNOLLY, Brian YOUNG, Pavani RAO, Julia ELYASHEVA, Sudharsan SELVAKUMAR, Bryan JEON, Aditya CHEBIYYAM, Sean ZHANG
  • Patent number: 11126980
    Abstract: Systems and methods for token linking and unlinking in digital wallets are disclosed. In one embodiment, a method for token linking in digital wallets may include: an issuer wallet application executed by the information processing device requesting, from a token vault, an identification of a customer's accounts that are eligible for push-provisioning to a third party wallet application executed by the information processing device; receiving the identification of customer accounts from the token vault; identifying accounts provisioned in the third party wallet application; determining accounts from the customer accounts that have not been provisioned to the third party wallet application to provision to the third party wallet application; provisioning the determined accounts to the third party wallet application; and requesting the token vault link a token associated with the provisioned account to an issuer wallet associated with the issuer wallet application.
    Type: Grant
    Filed: November 8, 2018
    Date of Patent: September 21, 2021
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Tuan Dao, Gayathri Sundar, Aditya Chebiyyam, Rajitha Dissanayake, Yunchul Bryan Jeon
  • Publication number: 20200151689
    Abstract: Systems and methods for token linking and unlinking in digital wallets are disclosed. In one embodiment, a method for token linking in digital wallets may include: an issuer wallet application executed by the information processing device requesting, from a token vault, an identification of a customer's accounts that are eligible for push-provisioning to a third party wallet application executed by the information processing device; receiving the identification of customer accounts from the token vault; identifying accounts provisioned in the third party wallet application; determining accounts from the customer accounts that have not been provisioned to the third party wallet application to provision to the third party wallet application; provisioning the determined accounts to the third party wallet application; and requesting the token vault link a token associated with the provisioned account to an issuer wallet associated with the issuer wallet application.
    Type: Application
    Filed: November 8, 2018
    Publication date: May 14, 2020
    Inventors: Tuan Dao, Gayathri Sundar, Aditya Chebiyyam, Rajitha Dissanayake, Yunchul Bryan Jeon