Patents by Inventor Alexander Balke

Alexander Balke has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20050154664
    Abstract: Methods and apparatuses relating to the provision of credit and financial services. In one embodiment, the present invention provides-user authentication protocols facilitating the electronic delivery of credit reports over a computer network directly to users. According to one embodiment of the invention, a credit report comprises a particular user's credit history and other financial information, and/or a credit rating. Other embodiments of the present invention allow for the provision of services related to consumer and business credit report data.
    Type: Application
    Filed: February 28, 2005
    Publication date: July 14, 2005
    Inventors: Keith Guy, Alexander Balke, Clinton Staley, Anthony Wilson