Patents by Inventor Allison Fenichel

Allison Fenichel has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220335427
    Abstract: Disclosed herein are systems and methods for a system for authorizing proxy number token requests. The system may comprise a memory storing instructions and at least one processor configured to execute instructions to perform operations. These operations may comprise receiving a first request to use a proxy number token to complete a first action associated with a first entity; authorizing the first request; receiving a second request to use the proxy number token to complete a second action associated with a second entity; determining a modifiable relationship data binding associated with the first and second entities, the modifiable relationship data binding comprising multiple parameters; determining that the second request satisfies the parameters; and authorizing the second request based on a determination that the second request satisfies the parameters.
    Type: Application
    Filed: April 20, 2021
    Publication date: October 20, 2022
    Applicant: Capital One Services, LLC
    Inventors: Allison FENICHEL, Amanda SNEIDER, Niyati SHAH
  • Publication number: 20220284415
    Abstract: In certain embodiments, location-based activation of card identifiers may be facilitated. In some embodiments, an electrophoretic display card may store a set of location-specific card identifiers, where each card identifier of the set is associated with (i) an account of a user and (ii) creation location information indicating a device location of the user at a creation time of the card identifier. In response to being powered by a user device, the card may initiate wireless communication with the user device. The card may determine a device location of the user device, select a card identifier from the set of card identifiers that matches the device location, and switch a state of the card identifier to an active state to enable transaction processing for the card identifier. In some embodiments, the card may cause the active card identifier to be presented on an electrophoretic display of the card.
    Type: Application
    Filed: March 5, 2021
    Publication date: September 8, 2022
    Applicant: Capital One Services, LLC
    Inventors: Varun GUPTA, Amanda Sneider, Allison Fenichel
  • Publication number: 20220253725
    Abstract: In some implementations, a system may define common attributes of a first dataset and a second dataset. The system may generate a candidate set of mappings between one or more entities in the first dataset and one or more entities in the second dataset based on candidate generation criteria associated with a related pair of common attributes. The system may generate feature sets for the candidate set of mappings based on the common attributes and a featurization configuration. The system may train a machine learning model for performing entity resolution between the first dataset and the second dataset. The system may perform entity resolution between the first dataset and the second dataset based on the feature sets for the candidate set of mappings using the trained machine learning model.
    Type: Application
    Filed: February 10, 2021
    Publication date: August 11, 2022
    Inventors: Fan FENG, Allison FENICHEL, Illiana REED
  • Publication number: 20220210154
    Abstract: In some implementations, an authentication device may receive information related to website browsing activity at a client device. The information related to the website browsing activity may include information associated with a web address for a current website where information associated with a virtual credential was entered. The authentication device may identify one or more valid web addresses associated with the virtual credential, which may be valid only for an entity associated with the one or more valid web addresses. The authentication device may transmit, to the client device, information to indicate whether the website browsing activity is authenticated based on a comparison of the web address for the current website where the information associated with the virtual credential was entered and the one or more valid web addresses associated with the virtual credential.
    Type: Application
    Filed: December 31, 2020
    Publication date: June 30, 2022
    Inventors: Varun GUPTA, Allison FENICHEL, Amanda SNEIDER
  • Publication number: 20220188391
    Abstract: In some implementations, an authorization device generate a decision to reject an authorization request that includes a credential associated with a user based on one or more inconsistencies between entity information provided in the authorization request and authorized entity information associated with the credential. The authorization device may transmit, to a biometric-enabled device associated with the user, a message that causes the biometric-enabled device to display a prompt indicating the one or more inconsistencies between the entity information provided in the authorization request and the authorized entity information associated with the credential. In some implementations, the prompt may further enable the user to provide a biometric input to authorize the entity information provided in the authorization request.
    Type: Application
    Filed: December 16, 2020
    Publication date: June 16, 2022
    Inventors: Aditya PAI, Brice ELDER, Julie MURAKAMI, Allison FENICHEL
  • Publication number: 20220180378
    Abstract: In some implementations, a device may receive, from one or more data sources, information indicating a plurality of data sets, where the plurality of data sets indicate information associated with respective physical locations or online locations. The device may identify a data set, from the plurality of data sets, that indicates information associated with an online location, where the information includes at least one of an entity name, an address, a phone number, a uniform resource locator, an entity identifier, or metadata. The device may parse the data set to identify information for a set of features. The device may analyze the information for the set of features to determine a brand associated with the online location. The device may pair the online location with the brand in the database such that the online location is linked with a first physical location of the brand in the database.
    Type: Application
    Filed: December 7, 2020
    Publication date: June 9, 2022
    Inventors: Allison FENICHEL, Fan FENG, Illiana REED
  • Publication number: 20220180344
    Abstract: In some implementations, a device may receive an indication to create a child account that is associated with the parent account, wherein the parent account is associated with a first entity and the child account is associated with a second entity, and wherein the child account does not have independent resources for completing electronic exchanges. The device may create the child account based on information associated with the parent account. The device may provide information associated with the child account to a platform that enables the second entity to access and interact with the information associated with the child account, wherein the information associated with the child account includes account details associated with the parent account and one or more transactions completed using resources of the parent account.
    Type: Application
    Filed: December 4, 2020
    Publication date: June 9, 2022
    Inventors: Allison FENICHEL, John Oliva GILLING, Hao WANG
  • Publication number: 20210174355
    Abstract: A system for binding unique tokens with transaction parameters to authorize transactions based on monitoring user interactions with one or more applications on a user device. Upon monitoring the system determines first payment transaction initiation by a user at a merchant payment gateway associated with the one or more applications based on the monitoring. The system generates and displays on the user device a unique token based at least on an input received from the user device. The system receives the unique token as part of an authorization request. Upon receiving the unique token, the system identifies first transaction parameters associated with the first payment transaction and automatically binds the generated unique token with the identified first transaction parameters.
    Type: Application
    Filed: December 9, 2019
    Publication date: June 10, 2021
    Applicant: Capital One Services, LLC
    Inventors: Varun GUPTA, Allison FENICHEL, Johanna DAVIS
  • Publication number: 20210133741
    Abstract: The disclosed embodiments provide systems and methods for providing real-time warnings to merchants for data breaches. For example, the system may include one or more memory devices storing instructions and one or more processors configured to perform operations consistent with this disclosure. The operations may include collecting and storing transaction authorization requests from one or more merchants. The transaction authorization requests may include a virtual account number associated with an account, the virtual account number being previously bound to a merchant and reusable only for the bound merchant. The operations may further include detecting an event at the bound merchant based on, for example, a transaction authorization request having a mismatch between a transacting merchant and the bound merchant. The operations my further include communicating notification of the event through a communication interface with the bound merchant.
    Type: Application
    Filed: October 31, 2019
    Publication date: May 6, 2021
    Applicant: CAPITAL ONE SERVICES, LLC
    Inventors: Philip SPIEGEL, Noble OZOKA, Varun GUPTA, Michael SNYDER, Matthew REEDY, Allison FENICHEL
  • Patent number: 10979422
    Abstract: Systems and methods for adaptive token verification are disclosed. For example, a system may include at least one memory storing instructions and one or more processors configured to execute the instructions to perform operations. The operations may include training a verification model to verify tokenized requests based on system identifiers. The operations may include receiving a tokenized request from an external system, the request comprising a system identifier of the external system. The operations may include generating output of the verification model based on the system identifier, and, based on the output, performing one of granting the request or blocking the request.
    Type: Grant
    Filed: March 17, 2020
    Date of Patent: April 13, 2021
    Assignee: Capital One Services, LLC
    Inventors: Allison Fenichel, Brice Elder, Varun Gupta