Patents by Inventor Andrew Kramer

Andrew Kramer has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8751377
    Abstract: A system and method for providing emergency reserve conditional credit to a customer of a financial institution. The emergency conditional credit may be provided to the customer in the form of a line-of-credit or a loan based on the occurrence of a predetermined condition, such as involuntary unemployment, disability or the like. The emergency reserve product of the present invention is a product that can be offered through a financial institution or other ER-providing entity and, as such, does not require the level of regulation required of an insurance product. The invention also provides for the emergency reserve product to be offered in conjunction with a debt cancellation feature, referred to as emergency reserve protection, which serves to cancel the outstanding debt associated with the loan or line-of-credit.
    Type: Grant
    Filed: May 28, 2010
    Date of Patent: June 10, 2014
    Assignee: Bank of America Corporation
    Inventors: Jeffrey H. Bierer, Andrew Kramer, Robert M. Mauldin, Thomas Myrick
  • Patent number: 8706613
    Abstract: A system and method for providing emergency conditional credit to a customer of a financial institution. The system includes a customer site and a financial institution. The financial institution determines actuarial data using past history of customers incurring specified events, the actuarial data useable to predict future specified events, determines a cost for offering an emergency reserve (ER) product using the actuarial data, determines a qualification standard for the ER product, and offers the ER product to a person at the customer site. An emergency reserve protection (ERP) feature that provides protection that cancels any ER balance on a monthly basis during a covered event may also be offered to customers. One or more vendor sites may be used to handle some of the processing or managing of the ER and ERP product offerings.
    Type: Grant
    Filed: August 15, 2007
    Date of Patent: April 22, 2014
    Assignee: Bank of America Corporation
    Inventors: Jeffrey H. Bierer, Andrew Kramer, Robert M. Mauldin, Thomas Myrick
  • Patent number: 8607153
    Abstract: Systems and methods for rendering a graphic that describes multiple dimensions of performance for a subject intensive care unit (ICU) over a predefined period of time are provided. One method involves measuring the performance of the subject ICU against various metrics and displaying the measured performance as a graphic constructed of data strips placed adjacent to a 2-dimensional plot. The lengths of the data strips visually represent a percentage of patients that did not receive active treatment in the subject ICU, a rate of readmission to an ICU, and a median of the acute physiological scores (APS's) extracted from patients admitted to the subject ICU, respectively. The 2-dimensional plot includes an X-axis that represents a ratio of a hospital predicted mortality rate value over the measured mortality rate, while a Y-axis represents a difference between a predicted mean length of stay value and the measured mean length of stay value.
    Type: Grant
    Filed: December 30, 2009
    Date of Patent: December 10, 2013
    Assignee: Cerner Innovation, Inc.
    Inventor: Andrew A. Kramer
  • Patent number: 8417541
    Abstract: Computerized methods in a clinical computing environment for predicting mortality in critically ill patients, that is, patients admitted to Intensive Care Units, are provided. In accordance with embodiments hereof, at least two distinctly different mortality prediction models (e.g., the Acute Physiology and Chronic Health Evaluation (APACHEĀ®) model and the Mortality Probability Model at Admission (MPM0) are utilized in a multi-stage fashion to determine, with better accuracy than may be provided by either mortality prediction model alone, the probability of mortality for critically ill adult patients.
    Type: Grant
    Filed: August 27, 2009
    Date of Patent: April 9, 2013
    Assignee: Cerner Innovation, Inc.
    Inventor: Andrew A. Kramer
  • Publication number: 20110161857
    Abstract: Systems and methods for rendering a graphic that describes multiple dimensions of performance for a subject intensive care unit (ICU) over a predefined period of time are provided. One method involves measuring the performance of the subject ICU against various metrics and displaying the measured performance as a graphic constructed of data strips placed adjacent to a 2-dimensional plot. The lengths of the data strips visually represent a percentage of patients that did not receive active treatment in the subject ICU, a rate of readmission to an ICU, and a median of the acute physiological scores (APS's) extracted from patients admitted to the subject ICU, respectively. The 2-dimensional plot includes an X-axis that represents a ratio of a hospital predicted mortality rate value over the measured mortality rate, while a Y-axis represents a difference between a predicted mean length of stay value and the measured mean length of stay value.
    Type: Application
    Filed: December 30, 2009
    Publication date: June 30, 2011
    Applicant: CERNER INNOVATION, INC.
    Inventor: Andrew A. Kramer
  • Patent number: 7893138
    Abstract: Carboxyalkylcellulose esters are disclosed having relatively low degrees of polymerization. These new carboxyalkylcellulose esters include carboxymethylcellulose acetate, carboxymethylcellulose acetate propionate, and carboxymethylcellulose acetate butyrate. The inventive esters exhibit solubility in a range of organic solvents, and are useful in coatings and ink compositions as binder resins and rheology modifiers.
    Type: Grant
    Filed: March 9, 2004
    Date of Patent: February 22, 2011
    Assignee: Eastman Chemical Company
    Inventors: Michael Charles Shelton, Alan Kent Wilson, Jessica Dee Posey-Dowty, Gergory Andrew Kramer, Luis Guillermo Rios Perdomo
  • Publication number: 20100306108
    Abstract: A system and method for providing emergency reserve conditional credit to a customer of a financial institution. The emergency conditional credit may be provided to the customer in the form of a line-of-credit or a loan based on the occurrence of a predetermined condition, such as involuntary unemployment, disability or the like. The emergency reserve product of the present invention is a product that can be offered through a financial institution or other ER-providing entity and, as such, does not require the level of regulation required of an insurance product. The invention also provides for the emergency reserve product to be offered in conjunction with a debt cancellation feature, referred to as emergency reserve protection, which serves to cancel the outstanding debt associated with the loan or line-of-credit.
    Type: Application
    Filed: May 28, 2010
    Publication date: December 2, 2010
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Jeffrey H. Bierer, Andrew Kramer, Robert M. Mauldin, Thomas Myrick
  • Publication number: 20090048972
    Abstract: A system and method for providing emergency conditional credit to a customer of a financial institution. The system includes a customer site and a financial institution. The financial institution determines actuarial data using past history of customers incurring specified events, the actuarial data useable to predict future specified events, determines a cost for offering an emergency reserve (ER) product using the actuarial data, determines a qualification standard for the ER product, and offers the ER product to a person at the customer site. An emergency reserve protection (ERP) feature that provides protection that cancels any ER balance on a monthly basis during a covered event may also be offered to customers. One or more vendor sites may be used to handle some of the processing or managing of the ER and ERP product offerings.
    Type: Application
    Filed: August 15, 2007
    Publication date: February 19, 2009
    Inventors: Jeffrey H. Bierer, Andrew Kramer, Robert M. Mauldin, Thomas Myrick
  • Publication number: 20080103442
    Abstract: A catheter for delivering a therapeutic or diagnostic agent to a branch blond vessel of a major blood vessel comprises an elongated shaft having at least one lumen in fluid communication with an agent delivery port in a distal section of the shaft, an expandable tubular member on the distal section of the shaft, and a radially expandable member on the tubular member. The tubular member is configured to extend within the blood vessel up-stream and down-stream of a branch vessel, and has an interior passageway which is radially expandable within the blood vessel to separate blood flow through the blood vessel into an outer blood flow stream exterior to the tubular member and an inner blood flow stream within the interior passageway of the tubular member.
    Type: Application
    Filed: January 2, 2008
    Publication date: May 1, 2008
    Applicant: FLOWMEDICA, INC.
    Inventors: Randy Kesten, Michael Rosenthal, Sam Payne, Andrew Kramer, Sophia Pesotchinsky
  • Publication number: 20080097536
    Abstract: A method and system are disclosed for setting the pacing parameters utilized by an implantable cardiac device in delivering cardiac resynchronization therapy. The system may, in different embodiments, be implemented in programming of the implantable device and an external programmer in communication therewith or in the programming of the implantable device by itself. The selection of the pacing parameters is based at least in part upon measurements of intrinsic cardiac conduction parameters. Among the pacing parameters which may be selected in this way are the atrio-ventricular delay interval used in atrial-tracking and AV sequential pacing modes and the biventricular offset interval.
    Type: Application
    Filed: December 14, 2007
    Publication date: April 24, 2008
    Applicant: Cardiac Pacemakers, Inc.
    Inventors: Andrew Kramer, Jiang Ding
  • Publication number: 20080046057
    Abstract: The present invention relates to identifying and using groups of cardiac events associated with depolarization wavefronts to coordinate the delivery of pacing therapy to the heart. According to one aspect of the invention, cardiac events associated with a plurality of cardiac sites are detected. The cardiac sites may be located in a single heart chamber or in bilateral heart chambers. A group of detected cardiac events associated with a depolarization wavefront is identified. According to another aspect of the invention, a particular cardiac event of an identified group associated with a depolarization wavefront may be used to synchronize pacing therapy delivered to the heart. According to yet another aspect, premature ventricular contractions may be classified using the identified groups.
    Type: Application
    Filed: August 20, 2007
    Publication date: February 21, 2008
    Applicant: Cardiac Pacemakers, Inc.
    Inventors: Andrew Kramer, Jeff Stahmann
  • Publication number: 20080046017
    Abstract: A cardiac rhythm management system for coordination therapy includes a pulse generator to generate pacing and discharging of recharge pulses. A pulse delivery controller coupled to the pulse generator, times the delivery of the pacing and discharging of recharge pulses in a desired sequence. A therapy circuit coupled to the pulse delivery controller, receives the timed pulses from the pulse delivery controller and delivers the timed pulses to one or more electrodes disposed in or around a heart to communicate the timed pacing and discharging of recharge pulses to different sites of a heart, to avoid any interactions resulting from the electric fields surrounding the electrodes during a multiple site pacing required by the coordination therapy.
    Type: Application
    Filed: August 14, 2007
    Publication date: February 21, 2008
    Applicant: Cardiac Pacemakers, Inc.
    Inventors: Jeffrey Stahmann, Andrew Kramer, Julio Spinelli
  • Publication number: 20070288062
    Abstract: A method for operating a cardiac pacemaker in which the mode of operation of the pacemaker is altered in response to detecting an episode of atrial tachycardia. In accordance with the invention, the pacemaker's pacing mode is altered in a manner that attempts to maintain hemodynamic stability during the atrial tachycardia. Such a mode switch is particularly applicable to pacemaker patients suffering from some degree of congestive heart failure.
    Type: Application
    Filed: April 10, 2007
    Publication date: December 13, 2007
    Applicant: Cardiac Pacemakers, Inc.
    Inventors: Jeffrey Stahmann, Andrew Kramer
  • Publication number: 20070260284
    Abstract: Various system embodiments comprise a neural stimulator, a pulse generator, and a controller. The neural stimulator is adapted to generate a neural stimulation signal. The pulse generator is adapted to generate a pacing signal to provide myocardium pacing. The controller is adapted to control the neural stimulator and the pulse generator to provide a cardioprotective conditioning therapy. The conditioning therapy includes neural stimulation to elicit a parasympathetic response and myocardium pacing. Other aspects and embodiments are provided herein.
    Type: Application
    Filed: May 2, 2006
    Publication date: November 8, 2007
    Inventors: Joseph Pastore, Tamara Baynham, Andrew Kramer, Julio Spinelli, Jeffrey Ross, Rodney Salo
  • Publication number: 20070249997
    Abstract: Two renal delivery members have two distal ports that are adapted to be positioned within two renal arteries via their corresponding renal ostia at unique locations along an abdominal aortic wall. A proximal coupler assembly is outside the body and is coupled to deliver material to the two distal ports for bi-lateral renal therapy. One or both of the delivery members may be self-cannulating into the corresponding renal ostium, or may be controllably steered into the respective ostium. Non-occlusive anchors may be coupled with one or both of the delivery members at anchoring positions in the renal artery or abdominal aorta to secure the renal delivery member within the renal artery. Renal-active fluid agents are coupled to the bi-lateral delivery system. Another renal therapy system cannulates a renal vein from the vena cava and controls a retrograde delivery of agents to the respective kidney.
    Type: Application
    Filed: June 26, 2007
    Publication date: October 25, 2007
    Applicant: FlowMedica, Inc.
    Inventors: Harry Goodson, Jeffrey Elkins, Samir Patel, Aurelio Valencia, Ricardo Aboytes, Craig Ball, Randy Kesten, Andrew Kramer, Sam Payne, Sophia Pesotchinsky, Michael Rosenthal
  • Publication number: 20070239210
    Abstract: Various system embodiments comprise a neural stimulator, a premature ventricular contraction (PVC) event detector, a heart rate detector, an analyzer, and a controller. The neural stimulator is adapted to generate a stimulation signal adapted to stimulate an autonomic neural target. The analyzer is adapted to, in response to a PVC event signal from the PVC event detector, generate an autonomic balance indicator (ABI) as a function of pre-PVC heart rate data and post-PVC heart rate data. Other aspects and embodiments are provided herein.
    Type: Application
    Filed: April 10, 2006
    Publication date: October 11, 2007
    Inventors: Imad Libbus, Andrew Kramer
  • Publication number: 20070209664
    Abstract: Systems and methods resist posterior movement of both the tongue and the soft palate/uvula during sleep, thereby keeping an airway open. The systems and methods employ first, second, and third structures. The first structure is sized and configured for placement in or on a tongue. The second structure is sized and configured for placement in or on a region of a soft palate or uvula. The third structure is sized and configured for placement in or on tissue in a desired relationship. anterior of the first and second structures. The first and second structures each includes a ferromagnetic material. The third structure includes a magnetic material that magnetically interacts with both the first and second ferromagnetic materials by attracting both the first and second ferromagnetic materials, thereby resisting posterior movement of both the tongue and the soft palate/uvula.
    Type: Application
    Filed: November 3, 2006
    Publication date: September 13, 2007
    Inventors: Joseph Paraschac, Ryan Boucher, Edward Gillis, Andrew Kramer, Scott McGill, Lionel Nelson, Andres Tomas
  • Publication number: 20070208386
    Abstract: A method and system for setting the operating parameters of a cardiac rhythm management device in which a plurality of parameter optimization algorithms are available. A measured feature of an electrophysiological signal such as QRS width has been shown to be useful in selecting among certain parameter optimization algorithms. In one embodiment, one or more resynchronization pacing parameters are set based on one or both of the feature extracted from an electrogram signal and the value of a resynchronization pacing parameter which tends to minimize the intrinsic atrial rate.
    Type: Application
    Filed: February 19, 2007
    Publication date: September 6, 2007
    Applicant: Cardiac Pacemakers, Inc.
    Inventors: Andrew Kramer, Veerichetty Kadhiresan, Jiang Ding, Lawrence Baumann, Scott Vanderlinde
  • Publication number: 20070203526
    Abstract: A cardiac rhythm management system selects one of multiple electrodes associated with a particular heart chamber based on a relative timing between detection of a depolarization fiducial point at the multiple electrodes, or based on a delay between detection of a depolarization fiducial point at the multiple electrodes and detection of a reference depolarization fiducial point at another electrode associated with the same or a different heart chamber. Subsequent contraction-evoking stimulation therapy is delivered from the selected electrode.
    Type: Application
    Filed: May 1, 2007
    Publication date: August 30, 2007
    Applicant: Cardiac Pacemakers, Inc.
    Inventors: Jiang Ding, Julio Spinelli, Andrew Kramer
  • Patent number: 7260432
    Abstract: The present invention relates to identifying and using groups of cardiac events associated with depolarization wavefronts to coordinate the delivery of pacing therapy to the heart. According to one aspect of the invention, cardiac events associated with a plurality of cardiac sites are detected. The cardiac sites may be located in a single heart chamber or in bilateral heart chambers. A group of detected cardiac events associated with a depolarization wavefront is identified. According to another aspect of the invention, a particular cardiac event of an identified group associated with a depolarization wavefront may be used to synchronize pacing therapy delivered to the heart. According to yet another aspect, premature ventricular contractions may be classified using the identified groups.
    Type: Grant
    Filed: October 11, 2002
    Date of Patent: August 21, 2007
    Assignee: Cardiac Pacemakers, Inc.
    Inventors: Andrew Kramer, Jeff Stahmann