Abstract: Disclosed are various embodiments for providing automated non-billing cycle remittances in order to load-balance batch processing jobs. An eligible user is identified for registration. Then, a registration request is sent to the user. Next, user registration data is received in response to the registration request, the user registration data specifying an event trigger. Then, it is determined that the processing event trigger has occurred. Subsequently, the processing event is executed in response to the processing event trigger occurring.

Abstract: Disclosed are various embodiments for providing automated non-billing cycle remittances in order to load-balance batch processing jobs. An eligible user is identified for registration. Then, a registration request is sent to the user. Next, user registration data is received in response to the registration request, the user registration data specifying an event trigger. Then, it is determined that the processing event trigger has occurred. Subsequently, the processing event is executed in response to the processing event trigger occurring.

Abstract: Systems and methods for automated non-billing cycle remittances are disclosed. The system may enable users to remit payment for outstanding transaction account balances without needing an issuer system to generate billing cycle statements. The system may retrieve user enrollment data comprising user data and a remittance trigger. The system may determine a remittance event based on the remittance trigger. The system may process a non-billing cycle remittance based on the user enrollment data. The system may calculate a non-billing cycle reward based on the non-billing cycle remittance.

Abstract: A system may transmit a time-based token to the merchant device. The system may receive a second merchant session key, a customer session key, a customer ID, a customer device certificate, and a second transaction amount from a customer device. The system may further match the first merchant session key to the second merchant session key, and transmit the time-based token to the customer device in response to the first merchant session key matching the second merchant session key.