Abstract: An automated remittance system, method, and associated remittance document are disclosed whereby consumers' pre-authorizations are obtained by a billing system provider to initiate an electronic transfer of Funds from the consumers' depository accounts to a vendor's depository account upon the provider's scanning and verifying the returned remittance documents that have unique current billing indicia. Computer means control the system and maintain currency of all associated data base files as well as generate the remittance documents.