Patents by Inventor Basil Munir Abifaker
Basil Munir Abifaker has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20220051255Abstract: The subject matter disclosed herein provides methods for detecting and mitigating fraudulent transactions conducted over a network. This method can access one or more data values associated with an online transaction between a first party and a second party. The first party can initiate the online transaction. The data values can characterize an identity of the first party and the second party. A score representing a likelihood that the online transaction is fraudulent can be generated. The generation of the score can be based on one or more models for detecting fraud using the data values. The score can be compared to one or more threshold scores. The online transaction can be authorized or rejected based on the comparing. Related apparatus, systems, techniques, and articles are also described.Type: ApplicationFiled: November 1, 2021Publication date: February 17, 2022Applicant: FIRST DATA RESOURCES, LLCInventors: Basil Munir Abifaker, Stephen Jones
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Patent number: 11188916Abstract: The subject matter disclosed herein provides methods for detecting and mitigating fraudulent transactions conducted over a network. This method can access one or more data values associated with an online transaction between a first party and a second party. The first party can initiate the online transaction. The data values can characterize an identity of the first party and the second party. A score representing a likelihood that the online transaction is fraudulent can be generated. The generation of the score can be based on one or more models for detecting fraud using the data values. The score can be compared to one or more threshold scores. The online transaction can be authorized or rejected based on the comparing. Related apparatus, systems, techniques, and articles are also described.Type: GrantFiled: March 28, 2014Date of Patent: November 30, 2021Assignee: First Data Resources, LLCInventors: Basil Munir Abifaker, Stephen Jones
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Publication number: 20190122199Abstract: Methods and apparatus, including computer program products, for payment card terminals for mobile phones. In general, data characterizing a payment card and a settlement amount for a transaction may be received, where the data is user-generated input and is received at a mobile phone associated with a mobile phone number. Wireless transmission of data characterizing a request to provide a payment card settlement service of a merchant account of a merchant account provider for the transaction may be initiated, where the wireless transmission is to be from the mobile phone over a carrier data network to an application server. Data characterizing authorization of settlement of the transaction with the payment card may be wirelessly received by the mobile phone from the application server.Type: ApplicationFiled: October 19, 2018Publication date: April 25, 2019Applicant: Transaction Wireless, Inc.Inventor: Basil Munir Abifaker
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Patent number: 10127541Abstract: Methods and apparatus, including computer program products, for payment card terminals for mobile phones. In general, data characterizing a payment card and a settlement amount for a transaction may be received, where the data is user-generated input and is received at a mobile phone associated with a mobile phone number. Wireless transmission of data characterizing a request to provide a payment card settlement service of a merchant account of a merchant account provider for the transaction may be initiated, where the wireless transmission is to be from the mobile phone over a carrier data network to an application server. Data characterizing authorization of settlement of the transaction with the payment card may be wirelessly received by the mobile phone from the application server.Type: GrantFiled: October 7, 2014Date of Patent: November 13, 2018Assignee: Transaction Wireless, Inc.Inventor: Basil Munir Abifaker
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Publication number: 20150277686Abstract: The present specification describes an advanced image processing system which allows the recognition and modification of specific sections of an image. Operationally, at least a portion of an input image is identified based on user instructions. Pixels corresponding to the identified portion of the input image are compared with pixels corresponding to other parts of image to detect the entire section corresponding to the portion, and a new image is created that includes the detected section. The system may operate within the context of a social networking application in which users can modify pictures using sections from other images, share them with other users in the social network, and access and modify images using a virtual keyboard which can be customized for a user.Type: ApplicationFiled: March 25, 2015Publication date: October 1, 2015Inventors: Andrew Michael LaForge, Perry Michael LaForge, Basil Munir Abifaker, Sherjil Ahmed
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Publication number: 20150278817Abstract: The subject matter disclosed herein provides methods for detecting and mitigating fraudulent transactions conducted over a network. This method can access one or more data values associated with an online transaction between a first party and a second party. The first party can initiate the online transaction. The data values can characterize an identity of the first party and the second party. A score representing a likelihood that the online transaction is fraudulent can be generated. The generation of the score can be based on one or more models for detecting fraud using the data values. The score can be compared to one or more threshold scores. The online transaction can be authorized or rejected based on the comparing. Related apparatus, systems, techniques, and articles are also described.Type: ApplicationFiled: March 28, 2014Publication date: October 1, 2015Applicant: TRANSACTION WIRELESS, INC.Inventors: Basil Munir Abifaker, Stephen Jones
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Publication number: 20150026067Abstract: Methods and apparatus, including computer program products, for payment card terminals for mobile phones. In general, data characterizing a payment card and a settlement amount for a transaction may be received, where the data is user-generated input and is received at a mobile phone associated with a mobile phone number. Wireless transmission of data characterizing a request to provide a payment card settlement service of a merchant account of a merchant account provider for the transaction may be initiated, where the wireless transmission is to be from the mobile phone over a carrier data network to an application server. Data characterizing authorization of settlement of the transaction with the payment card may be wirelessly received by the mobile phone from the application server.Type: ApplicationFiled: October 7, 2014Publication date: January 22, 2015Inventor: Basil Munir Abifaker
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Patent number: 8909553Abstract: Methods and apparatus, including computer program products, for payment card terminals for mobile phones. In general, data characterizing a payment card and a settlement amount for a transaction may be received, where the data is user-generated input and is received at a mobile phone associated with a mobile phone number. Wireless transmission of data characterizing a request to provide a payment card settlement service of a merchant account of a merchant account provider for the transaction may be initiated, where the wireless transmission is to be from the mobile phone over a carrier data network to an application server. Data characterizing authorization of settlement of the transaction with the payment card may be wirelessly received by the mobile phone from the application server.Type: GrantFiled: September 6, 2007Date of Patent: December 9, 2014Assignee: Transaction Wireless, Inc.Inventor: Basil Munir Abifaker
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Patent number: 8655762Abstract: Methods and apparatus, including computer program products, for social networking services integrated with gift card services. In general, a profile of a member of a social networking service may be presented with one or more merchant credit services for prepaid merchant account credit, data characterizing a request to provide a credit service from the merchant credit services and a mobile phone number associated with an intended recipient of the first credit service may be received, and a message may be caused to be sent to the mobile phone number, where the message characterizes provision of the first credit service to the intended recipient. Interest in the credit service may be tracked and associated with a loyalty indicator associated with the member.Type: GrantFiled: September 23, 2013Date of Patent: February 18, 2014Assignee: Transaction Wireless, Inc.Inventor: Basil Munir Abifaker
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Publication number: 20140025449Abstract: Methods and apparatus, including computer program products, for social networking services integrated with gift card services. In general, a profile of a member of a social networking service may be presented with one or more merchant credit services for prepaid merchant account credit, data characterizing a request to provide a credit service from the merchant credit services and a mobile phone number associated with an intended recipient of the first credit service may be received, and a message may be caused to be sent to the mobile phone number, where the message characterizes provision of the first credit service to the intended recipient. Interest in the credit service may be tracked and associated with a loyalty indicator associated with the member.Type: ApplicationFiled: September 23, 2013Publication date: January 23, 2014Applicant: TRANSACTION WIRELESS, INC.Inventor: Basil Munir Abifaker
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Publication number: 20140012694Abstract: Methods and apparatus, including computer program products, for gift card services. In general, data characterizing a request to provide a merchant credit service to an intended recipient is received and a message to be sent to the intended recipient is generated, where the message characterizes a phone number to call to activate the merchant credit service. Data characterizing authentication by a call to the phone number to activate the merchant credit service from the mobile phone number of the intended recipient is received, where the authentication includes checking caller identification of the call to ensure the call is from the mobile phone number of the intended recipient. The merchant credit service is activated. Credit associated with an account of a merchant credit service may be redeemed by providing an account number of the service. Redemption may be authorized based on caller identification of a mobile phone number associated with an account.Type: ApplicationFiled: August 27, 2013Publication date: January 9, 2014Applicant: TRANSACTION WIRELESS, INC.Inventor: Basil Munir Abifaker
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Patent number: 8554655Abstract: Methods and apparatus, including computer program products, for social networking services integrated with gift card services. In general, a profile of a member of a social networking service may be presented with one or more merchant credit services for prepaid merchant account credit, data characterizing a request to provide a credit service from the merchant credit services and a mobile phone number associated with an intended recipient of the first credit service may be received, and a message may be caused to be sent to the mobile phone number, where the message characterizes provision of the first credit service to the intended recipient. Interest in the credit service may be tracked and associated with a loyalty indicator associated with the member.Type: GrantFiled: March 11, 2013Date of Patent: October 8, 2013Assignee: Transaction Wireless, Inc.Inventor: Basil Munir Abifaker
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Patent number: 8521629Abstract: Methods and apparatus, including computer program products, for gift card services. In general, data characterizing a request to provide a merchant credit service to an intended recipient is received and a message to be sent to the intended recipient is generated, where the message characterizes a phone number to call to activate the merchant credit service. Data characterizing authentication by a call to the phone number to activate the merchant credit service from the mobile phone number of the intended recipient is received, where the authentication includes checking caller identification of the call to ensure the call is from the mobile phone number of the intended recipient. The merchant credit service is activated. Credit associated with an account of a merchant credit service may be redeemed by providing an account number of the service. Redemption may be authorized based on caller identification of a mobile phone number associated with an account.Type: GrantFiled: April 30, 2009Date of Patent: August 27, 2013Assignee: Transaction Wireless, Inc.Inventor: Basil Munir Abifaker
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Patent number: 8396772Abstract: Methods and apparatus, including computer program products, for social networking services integrated with gift card services. In general, a profile of a member of a social networking service may be presented with one or more merchant credit services for prepaid merchant account credit, data characterizing a request to provide a credit service from the merchant credit services and a mobile phone number associated with an intended recipient of the first credit service may be received, and a message may be caused to be sent to the mobile phone number, where the message characterizes provision of the first credit service to the intended recipient. Interest in the credit service may be tracked and associated with a loyalty indicator associated with the member.Type: GrantFiled: May 25, 2011Date of Patent: March 12, 2013Assignee: Transaction Wireless, Inc.Inventor: Basil Munir Abifaker
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Publication number: 20120179607Abstract: The current subject matter provides techniques in which stored value from a stored value account can be redeemed at two or more backend stored value account processors in either a single transaction or multiple transactions. Techniques are also described for redeeming stored value from stored value accounts that correspond to bundled items. Related apparatus, systems, techniques and articles are also described.Type: ApplicationFiled: January 7, 2011Publication date: July 12, 2012Inventors: Basil Munir Abifaker, Stephen Jones
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Publication number: 20110288978Abstract: Methods and apparatus, including computer program products, for social networking services integrated with gift card services. In general, a profile of a member of a social networking service may be presented with one or more merchant credit services for prepaid merchant account credit, data characterizing a request to provide a credit service from the merchant credit services and a mobile phone number associated with an intended recipient of the first credit service may be received, and a message may be caused to be sent to the mobile phone number, where the message characterizes provision of the first credit service to the intended recipient. Interest in the credit service may be tracked and associated with a loyalty indicator associated with the member.Type: ApplicationFiled: May 25, 2011Publication date: November 24, 2011Inventor: Basil Munir Abifaker
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Patent number: 7953654Abstract: Methods and apparatus, including computer program products, for social networking services integrated with gift card services. In general, a profile of a member of a social networking service may be presented with one or more merchant credit services for prepaid merchant account credit, data characterizing a request to provide a credit service from the merchant credit services and a mobile phone number associated with an intended recipient of the first credit service may be received, and a message may be caused to be sent to the mobile phone number, where the message characterizes provision of the first credit service to the intended recipient. Interest in the credit service may be tracked and associated with a loyalty indicator associated with the member.Type: GrantFiled: January 29, 2008Date of Patent: May 31, 2011Assignee: Transaction Wireless, Inc.Inventor: Basil Munir Abifaker
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Patent number: 7711620Abstract: Methods and apparatus, including computer program products, for gift card services. In general, data characterizing a request to provide a merchant credit service to an intended recipient is received and a message to be sent to the intended recipient is generated, where the message characterizes a phone number to call to activate the merchant credit service. Data characterizing authentication by a call to the phone number to activate the merchant credit service from the mobile phone number of the intended recipient is received, where the authentication includes checking caller identification of the call to ensure the call is from the mobile phone number of the intended recipient. The merchant credit service is activated. Credit associated with an account of a merchant credit service may be redeemed by providing an account number of the service. Redemption may be authorized based on caller identification of a mobile phone number associated with an account.Type: GrantFiled: August 22, 2007Date of Patent: May 4, 2010Assignee: Transaction Wireless, Inc.Inventor: Basil Munir Abifaker
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Publication number: 20090210318Abstract: Methods and apparatus, including computer program products, for gift card services. In general, data characterizing a request to provide a merchant credit service to an intended recipient is received and a message to be sent to the intended recipient is generated, where the message characterizes a phone number to call to activate the merchant credit service. Data characterizing authentication by a call to the phone number to activate the merchant credit service from the mobile phone number of the intended recipient is received, where the authentication includes checking caller identification of the call to ensure the call is from the mobile phone number of the intended recipient. The merchant credit service is activated. Credit associated with an account of a merchant credit service may be redeemed by providing an account number of the service. Redemption may be authorized based on caller identification of a mobile phone number associated with an account.Type: ApplicationFiled: April 30, 2009Publication date: August 20, 2009Inventor: Basil Munir Abifaker
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Publication number: 20090192928Abstract: Methods and apparatus, including computer program products, for social networking services integrated with gift card services. In general, a profile of a member of a social networking service may be presented with one or more merchant credit services for prepaid merchant account credit, data characterizing a request to provide a credit service from the merchant credit services and a mobile phone number associated with an intended recipient of the first credit service may be received, and a message may be caused to be sent to the mobile phone number, where the message characterizes provision of the first credit service to the intended recipient. Interest in the credit service may be tracked and associated with a loyalty indicator associated with the member.Type: ApplicationFiled: January 29, 2008Publication date: July 30, 2009Inventor: Basil Munir Abifaker