Patents by Inventor Bernard R. Baker, III

Bernard R. Baker, III has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210224852
    Abstract: In a method of matching a consumer to available benefits, benefit information is received for at least one benefit that an affiliate knows is offered by an enabling organization. From a consumer, enabling organization information is received pertaining to an enabling organization with which the consumer is affiliated. Consumer information is received from the consumer, including consumer identification information for identifying the consumer and consumer interest data for identifying an interest of the consumer. The consumer information, enabling organization information, and benefit information are stored in a computer memory. The consumer interest data, enabling organization information, and benefit information are analyzed automatically to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the consumer interest data.
    Type: Application
    Filed: April 2, 2021
    Publication date: July 22, 2021
    Applicant: UMB INTERNATIONAL, LLC
    Inventor: Bernard R BAKER, III
  • Publication number: 20210224851
    Abstract: Methods and systems for matching a consumer to benefits offered by enabling organizations provide flexibility and utility to consumers in the marketplace for various products. Information about benefits and enabling organizations are provided and stored in a memory of a computer system. A search query including consumer interest data of a consumer, or results of such a search query, are received. The enabling organization information, benefit information, and search query or information related to the search query results are analyzed automatically in the computer system to provide analysis results, to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the said consumer interest data. A message is sent to the consumer including a list of venues ordered according to a search score.
    Type: Application
    Filed: April 2, 2021
    Publication date: July 22, 2021
    Applicant: UMB INTERNATIONAL, LLC
    Inventor: Bernard R. BAKER, III
  • Publication number: 20210150572
    Abstract: Methods and systems for matching a consumer to benefits offered by enabling organizations provide flexibility and utility to consumers in the marketplace for various products. Information about benefits and enabling organizations are provided and stored in a memory of a computer system. A search query including consumer interest data of a consumer, or results of such a search query, are received. The enabling organization information, benefit information, and search query or information related to the search query results are analyzed automatically in the computer system to provide analysis results, to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the said consumer interest data. A message is sent to the consumer including the analysis results based on the query or query results, to inform the consumer of an available benefit applicable to the consumer interest data.
    Type: Application
    Filed: January 28, 2021
    Publication date: May 20, 2021
    Applicant: UMB International, LLC
    Inventor: Bernard R. BAKER, III
  • Publication number: 20210049641
    Abstract: Methods and systems for matching a consumer to benefits offered by enabling organizations provide flexibility and utility to consumers in the marketplace for various products. Information about benefits and enabling organizations are provided and stored in a memory of a computer system. A search query including consumer interest data of a consumer, or results of such a search query, are received. The enabling organization information, benefit information, and search query or information related to the search query results are analyzed automatically in the computer system to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the consumer interest data. Also determined may be one of: a display suppression window, whether benefits may be stacked together for use with a single purchase, and whether benefits are available at a venue within a predetermined distance of a planned route.
    Type: Application
    Filed: November 2, 2020
    Publication date: February 18, 2021
    Applicant: UMB INTERNATIONAL, LLC
    Inventor: Bernard R. BAKER, III
  • Publication number: 20210035158
    Abstract: Methods and systems for matching a consumer to benefits offered by enabling organizations provide flexibility and utility to consumers in the marketplace for various products. Information about benefits and enabling organizations are provided and stored in a memory of a computer system. A search query including consumer interest data of a consumer, or results of such a search query, are received. The enabling organization information, benefit information, and search query or information related to the search query results are analyzed automatically in the computer system to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the consumer interest data. Also determined is a payment card recommendation based on the consumer's payment card usage history.
    Type: Application
    Filed: October 7, 2020
    Publication date: February 4, 2021
    Applicant: UMB INTERNATIONAL, LLC
    Inventor: Bernard R. BAKER, III
  • Publication number: 20200151764
    Abstract: Methods and systems for matching a consumer to benefits offered by enabling organizations provide flexibility and utility to consumers in the marketplace for various products. Information about benefits and enabling organizations are provided and stored in a memory of a computer system. A search query including consumer interest data of a consumer, or results of such a search query, are received. The enabling organization information, benefit information, and search query or information related to the search query results are analyzed automatically in the computer system to provide analysis results, to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the said consumer interest data. A message is sent to the consumer including a list of venues ordered according to a search score.
    Type: Application
    Filed: December 30, 2019
    Publication date: May 14, 2020
    Applicant: UMB INTERNATIONAL, LLC
    Inventor: Bernard R. Baker III
  • Publication number: 20200111123
    Abstract: In a method of matching a consumer to available benefits, benefit information is received for at least one benefit that an affiliate knows is offered by an enabling organization. From a consumer, enabling organization information is received pertaining to an enabling organization with which the consumer is affiliated. Consumer information is received from the consumer, including consumer identification information for identifying the consumer and consumer interest data for identifying an interest of the consumer. The consumer information, enabling organization information, and benefit information are stored in a computer memory. The consumer interest data, enabling organization information, and benefit information are analyzed automatically to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the consumer interest data.
    Type: Application
    Filed: December 5, 2019
    Publication date: April 9, 2020
    Inventor: BERNARD R. BAKER, III
  • Publication number: 20190303968
    Abstract: Methods and systems for matching a consumer to benefits offered by enabling organizations provide flexibility and utility to consumers in the marketplace for various products. Information about benefits and enabling organizations are provided and stored in a memory of a computer system. A search query including consumer interest data of a consumer, or results of such a search query, are received. The enabling organization information, benefit information, and search query or information related to the search query results are analyzed automatically in the computer system to provide analysis results, to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the said consumer interest data. A message is sent to the consumer including the analysis results based on the query or query results, to inform the consumer of an available benefit applicable to the consumer interest data.
    Type: Application
    Filed: June 17, 2019
    Publication date: October 3, 2019
    Applicant: UMB International, LLC
    Inventor: Bernard R. Baker, III
  • Publication number: 20190108547
    Abstract: Methods and systems for matching a consumer to benefits offered by enabling organizations provide flexibility and utility to consumers in the marketplace for various products. Information about benefits and enabling organizations are provided and stored in a memory of a computer system. A search query including consumer interest data of a consumer, or results of such a search query, are received. The enabling organization information, benefit information, and search query or information related to the search query results are analyzed automatically in the computer system to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the consumer interest data. Also determined may be one of: a display suppression window, whether benefits may be stacked together for use with a single purchase, and whether benefits are available at a venue within a predetermined distance of a planned route.
    Type: Application
    Filed: December 10, 2018
    Publication date: April 11, 2019
    Applicant: UMB INTERNATIONAL, LLC
    Inventor: Bernard R. Baker, III
  • Publication number: 20180158101
    Abstract: Methods and systems for matching a consumer to benefits offered by enabling organizations provide flexibility and utility to consumers in the marketplace for various products. Information about benefits and enabling organizations are provided and stored in a memory of a computer system. A search query including consumer interest data of a consumer, or results of such a search query, are received. The enabling organization information, benefit information, and search query or information related to the search query results are analyzed automatically in the computer system to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the consumer interest data. Also determined is a payment card recommendation based on the consumer's payment card usage history.
    Type: Application
    Filed: January 23, 2018
    Publication date: June 7, 2018
    Applicant: UMB International, LLC
    Inventor: Bernard R. Baker, III
  • Publication number: 20170372361
    Abstract: Methods and systems for matching a consumer to benefits offered by enabling organizations provide flexibility and utility to consumers in the marketplace for various products. Information about benefits and enabling organizations are provided and stored in a memory of a computer system. A search query including consumer interest data of a consumer, or results of such a search query, are received. The enabling organization information, benefit information, and search query or information related to the search query results are analyzed automatically in the computer system to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the consumer interest data. Also determined is whether a coupon is applicable to the consumer interest data and if the coupon can be aggregated with the benefit.
    Type: Application
    Filed: September 11, 2017
    Publication date: December 28, 2017
    Applicant: UMB INTERNATIONAL, LLC
    Inventor: Bernard R. Baker, III
  • Publication number: 20170345057
    Abstract: Methods and systems for matching a consumer to benefits offered by enabling organizations provide flexibility and utility to consumers in the marketplace for various products. Information about benefits and enabling organizations are provided and stored in a memory of a computer system. A search query including consumer interest data of a consumer, or results of such a search query, are received. The enabling organization information, benefit information, and search query or information related to the search query results are analyzed automatically in the computer system to provide analysis results, to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the said consumer interest data. A message is sent to the consumer including a list of venues ordered according to a search score.
    Type: Application
    Filed: August 15, 2017
    Publication date: November 30, 2017
    Applicant: UMB INTERNATIONAL, LLC
    Inventor: Bernard R. Baker, III
  • Publication number: 20170004528
    Abstract: In a method of matching a consumer to available benefits, benefit information is received for at least one benefit that an affiliate knows is offered by an enabling organization. From a consumer, enabling organization information is received pertaining to an enabling organization with which the consumer is affiliated. Consumer information is received from the consumer, including consumer identification information for identifying the consumer and consumer interest data for identifying an interest of the consumer. The consumer information, enabling organization information, and benefit information are stored in a computer memory. The consumer interest data, enabling organization information, and benefit information are analyzed automatically to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the consumer interest data.
    Type: Application
    Filed: August 16, 2016
    Publication date: January 5, 2017
    Applicant: UMB International, LLC
    Inventor: Bernard R. Baker, III
  • Publication number: 20160371727
    Abstract: Methods and systems for matching a consumer to benefits offered by enabling organizations provide flexibility and utility to consumers in the marketplace for various products. Information about benefits and enabling organizations are provided and stored in a memory of a computer system. A search query including consumer interest data of a consumer, or results of such a search query, are received. The enabling organization information, benefit information, and search query or information related to the search query results are analyzed automatically in the computer system to provide analysis results, to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the said consumer interest data. A message is sent to the consumer including the analysis results based on the query or query results, to inform the consumer of an available benefit applicable to the consumer interest data.
    Type: Application
    Filed: September 6, 2016
    Publication date: December 22, 2016
    Applicant: UMB International, LLC
    Inventor: Bernard R. Baker, III
  • Publication number: 20150220986
    Abstract: In a method of matching a consumer to available benefits, benefit information is received for at least one benefit that an affiliate knows is offered by an enabling organization. From a consumer, enabling organization information is received pertaining to an enabling organization with which the consumer is affiliated. Consumer information is received from the consumer, including consumer identification information for identifying the consumer and consumer interest data for identifying an interest of the consumer. The consumer information, enabling organization information, and benefit information are stored in a computer memory. The consumer interest data, enabling organization information, and benefit information are analyzed automatically to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the consumer interest data.
    Type: Application
    Filed: April 15, 2015
    Publication date: August 6, 2015
    Applicant: UMB International, LLC
    Inventor: Bernard R. Baker, III
  • Publication number: 20150019337
    Abstract: Methods and systems for matching a consumer to benefits offered by enabling organizations provide flexibility and utility to consumers in the marketplace for various products. Information about benefits and enabling organizations are provided and stored in a memory of a computer system. A search query including consumer interest data of a consumer, or results of such a search query, are received. The enabling organization information, benefit information, and search query or information related to the search query results are analyzed automatically in the computer system to provide analysis results, to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the said consumer interest data. A message is sent to the consumer including the analysis results based on the query or query results, to inform the consumer of an available benefit applicable to the consumer interest data.
    Type: Application
    Filed: September 29, 2014
    Publication date: January 15, 2015
    Inventor: Bernard R. Baker, III
  • Publication number: 20130117188
    Abstract: Enabling organization information and consumer information are received from a customer. Benefit information is provided, pertaining to benefit(s) offered by one of a plurality of enabling organizations. In a memory of a computer system, the consumer information, enabling organization information, and benefit information are stored. A rating of one of the benefits offered by that one enabling organization may be received from an affiliate of that enabling organization different from the consumer. Consumer interest data, enabling organization information and benefit information are analyzed automatically in the computer system to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for said consumer that is applicable to the consumer interest data. A message is displayed to inform the consumer of an available benefit applicable to the consumer interest data. An indication to save that available benefit may be received, and that available benefit may be saved.
    Type: Application
    Filed: December 27, 2012
    Publication date: May 9, 2013
    Inventor: Bernard R. Baker, III
  • Publication number: 20120197719
    Abstract: In a method of matching a consumer to available benefits, benefit information is received for at least one benefit that an affiliate knows is offered by an enabling organization. From a consumer, enabling organization information is received pertaining to an enabling organization with which the consumer is affiliated. Consumer information is received from the consumer, including consumer identification information for identifying the consumer and consumer interest data for identifying an interest of the consumer. The consumer information, enabling organization information, and benefit information are stored in a computer memory. The consumer interest data, enabling organization information, and benefit information are analyzed automatically to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the consumer interest data.
    Type: Application
    Filed: April 19, 2011
    Publication date: August 2, 2012
    Inventor: Bernard R. Baker, III
  • Publication number: 20120197701
    Abstract: In a method of matching a consumer to available benefits, benefit information is received for at least one benefit that an affiliate knows is offered by an enabling organization. From a consumer, enabling organization information is received pertaining to an enabling organization with which the consumer is affiliated. Consumer information is received from the consumer, including consumer identification information for identifying the consumer and consumer interest data for identifying an interest of the consumer. The consumer information, enabling organization information, and benefit information are stored in a computer memory. The consumer interest data, enabling organization information, and benefit information are analyzed automatically to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the consumer interest data.
    Type: Application
    Filed: April 19, 2011
    Publication date: August 2, 2012
    Inventor: Bernard R. Baker, III
  • Publication number: 20120197858
    Abstract: Methods and systems for matching a consumer to benefits offered by enabling organizations provide flexibility and utility to consumers in the marketplace for various products. Information about benefits and enabling organizations are provided and stored in a memory of a computer system. A search query including consumer interest data of a consumer, or results of such a search query, are received. The enabling organization information, benefit information, and search query or information related to the search query results are analyzed automatically in the computer system to provide analysis results, to determine whether any enabling organization to which the consumer is affiliated is offering a benefit for the consumer that is applicable to the said consumer interest data. A message is sent to the consumer including the analysis results based on the query or query results, to inform the consumer of an available benefit applicable to the consumer interest data.
    Type: Application
    Filed: June 23, 2011
    Publication date: August 2, 2012
    Inventor: Bernard R. Baker, III