Patents by Inventor Bertram V. Burke

Bertram V. Burke has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10217354
    Abstract: A cell phone method and system for logging and reporting on slow drivers in fast and middle lanes is disclosed. The system detects a slow vehicle in front and/or side of an automobile based on speed data from an GPS system, detects passing of the slow vehicle on the left side of the automobile using a camera and stores global position data of the automobile using a GPS system, and transmits the speed data, the images of the rear and/or side of the slow vehicle and the global position data that was taken and stored to the third party via the communications network, using the transmitter.
    Type: Grant
    Filed: April 9, 2018
    Date of Patent: February 26, 2019
    Inventors: Bertram V Burke, Michaela C Burke
  • Patent number: 9836965
    Abstract: A method and system for logging and reporting on slow drivers in fast and middle lanes is disclosed. The system detects a slow vehicle in front of an automobile based on speed data from an OBD system, stores images of a rear of the slow vehicle using a forward facing video camera, detects passing of the slow vehicle on the left side of the automobile using a proximity sensor, stores images of a front of the slow vehicle using a rear facing video camera, after the automobile has passed the slow vehicle, stores global position data of the automobile using a GPS system, and transmits the speed data, the images of the rear of the slow vehicle, images of the front of the slow vehicle and the global position data that was taken and stored to the third party via the communications network, using the transmitter.
    Type: Grant
    Filed: May 25, 2017
    Date of Patent: December 5, 2017
    Inventors: Bertram V Burke, Michaela C Burke
  • Publication number: 20170294117
    Abstract: A method and system for logging and reporting on slow drivers in fast and middle lanes is disclosed. The system detects a slow vehicle in front of an automobile based on speed data from an OBD system, stores images of a rear of the slow vehicle using a forward facing video camera, detects passing of the slow vehicle on the left side of the automobile using a proximity sensor, stores images of a front of the slow vehicle using a rear facing video camera, after the automobile has passed the slow vehicle, stores global position data of the automobile using a GPS system, and transmits the speed data, the images of the rear of the slow vehicle, images of the front of the slow vehicle and the global position data that was taken and stored to the third party via the communications network, using the transmitter.
    Type: Application
    Filed: May 25, 2017
    Publication date: October 12, 2017
    Inventors: Bertram V. Burke, Michaela C. Burke
  • Patent number: 9761134
    Abstract: A system for logging and reporting on slow drivers in a fast lane is disclosed. The system includes a first vehicle comprising a set of proximity sensors for detecting a passage of another vehicle on a right side of the first vehicle, a processor for logging a number of times that another vehicle passed the first vehicle, and a transmitter for transmitting said number of times a vehicle has passed on a right side of the first vehicle. The system includes a second vehicle comprising a set of proximity sensors for detecting a passage of another vehicle on a left side of the second vehicle, a processor for logging a number of times that the second vehicle passed the first vehicle, and a transmitter for transmitting said number of times.
    Type: Grant
    Filed: January 3, 2017
    Date of Patent: September 12, 2017
    Inventors: Bertram V Burke, Michaela C Burke
  • Publication number: 20170116851
    Abstract: A system for logging and reporting on slow drivers in a fast lane is disclosed. The system includes a first vehicle comprising a set of proximity sensors for detecting a passage of another vehicle on a right side of the first vehicle, a processor for logging a number of times that another vehicle passed the first vehicle, and a transmitter for transmitting said number of times a vehicle has passed on a right side of the first vehicle. The system includes a second vehicle comprising a set of proximity sensors for detecting a passage of another vehicle on a left side of the second vehicle, a processor for logging a number of times that the second vehicle passed the first vehicle, and a transmitter for transmitting said number of times.
    Type: Application
    Filed: January 3, 2017
    Publication date: April 27, 2017
    Inventors: Bertram V. Burke, Michaela C. Burke
  • Patent number: 9601011
    Abstract: A system for logging and reporting on slow drivers in a fast lane is disclosed. The system includes a set of proximity sensors on a first vehicle, for detecting a passage of another vehicle on a right side of the first vehicle, a processor on the first vehicle, for logging a number of times that another vehicle passed the first vehicle, a transmitter on the first vehicle, for transmitting said number of times to a vehicle that is detected as passing the first vehicle on a right side of the first vehicle, a set of proximity sensors on a second vehicle, a receiver on the second vehicle, a processor on the second vehicle, for storing said number of times received via said at least one receiver, and a transmitter on the second vehicle, for transmitting said number of times to a third party.
    Type: Grant
    Filed: August 26, 2016
    Date of Patent: March 21, 2017
    Inventors: Bertram V Burke, Michaela C. Burke
  • Publication number: 20170061788
    Abstract: A system for logging and reporting on slow drivers in a fast lane is disclosed. The system includes a set of proximity sensors on a first vehicle, for detecting a passage of another vehicle on a right side of the first vehicle, a processor on the first vehicle, for logging a number of times that another vehicle passed the first vehicle, a transmitter on the first vehicle, for transmitting said number of times to a vehicle that is detected as passing the first vehicle on a right side of the first vehicle, a set of proximity sensors on a second vehicle, a receiver on the second vehicle, a processor on the second vehicle, for storing said number of times received via said at least one receiver, and a transmitter on the second vehicle, for transmitting said number of times to a third party.
    Type: Application
    Filed: August 26, 2016
    Publication date: March 2, 2017
    Inventors: Bertram V. Burke, Michaela C. Burke
  • Publication number: 20160042340
    Abstract: A system for accumulating funds is provided. The system includes a database for storing a plurality of consumer profiles, a server for receiving from a point of sale (POS) terminal a unique identifier, accessing a consumer profile that corresponds to the unique identifier, transmitting to the POS terminal a prepayment determinant, receiving from the POS terminal the prepayment amount, and incrementing the current monetary value in the consumer profile based on the prepayment amount, and a POS terminal for transmitting to the server the consumer unique identifier, receiving from the server a prepayment determinant, reading a spending amount, calculating a prepayment amount based on the prepayment determinant and the spending amount, and transmitting to the server a message including the prepayment amount.
    Type: Application
    Filed: August 10, 2015
    Publication date: February 11, 2016
    Inventors: Bertram V. Burke, Michaela C. Burke
  • Publication number: 20120303519
    Abstract: A method for accumulating funds in a target account is provided. A server receives transaction data from a user via a communications network, wherein the transaction data includes at least a unique identifier for the user and a spending amount. Next, the server accesses a record associated with the user and reads at least a savings determinant, source account data and target account data from the record. Then, the server calculates a savings amount based on the savings determinant and the spending amount and increments a current value based on the savings amount. Finally, the server transmits, over the communications network, a message to a provider of the source account, wherein the message includes a request to transfer the current value from the source account to the target account.
    Type: Application
    Filed: May 23, 2012
    Publication date: November 29, 2012
    Inventor: Bertram V. Burke
  • Publication number: 20120143636
    Abstract: A system and method that involves a merchant, a merchandise cardholder, and a beneficiary that allows a customer to select one or more beneficiaries that are to own any unused proxy sale merchandise, associating the one or more default beneficiaries with the customer merchandise account, wherein the one or more default beneficiaries differs from the customer, the customer merchandise account having a remaining balance of merchandise owned by the customer and automatically converting an amount of the customer owned proxy sold merchandise based on a conversion date, to ownership by the beneficiary; and transferring ownership of the proxy sold merchandise to the selected one or more beneficiaries.
    Type: Application
    Filed: February 8, 2012
    Publication date: June 7, 2012
    Inventor: Bertram V. Burke
  • Patent number: 8025217
    Abstract: The present invention provides a system for accumulating credits from a customer account belonging to the customer and managed by an institution and placing the credits into a provider account. The system includes an information processor including a data store with data identifying the customer, the rounding determinant, the managed institution, and the account. The data store includes data authorizing the processor to access and read the customer account and further includes data to calculate rounders after receiving a plurality of payment transactions from the read customer account and to calculate an excess based on the rounders. The data store also includes data to withdraw the excess from the customer account and data to transfer the withdrawn excess to the provider account.
    Type: Grant
    Filed: August 8, 2009
    Date of Patent: September 27, 2011
    Inventor: Bertram V. Burke
  • Publication number: 20100299248
    Abstract: The present invention provides a system for accumulating credits from a customer account belonging to the customer and managed by an institution and placing the credits into a provider account. The system includes an information processor including a data store with data identifying the customer, the rounding determinant, the managed institution, and the account. The data store includes data authorizing the processor to access and read the customer account and further includes data to calculate rounders after receiving a plurality of payment transactions from the read customer account and to calculate an excess based on the rounders. The data store also includes data to withdraw the excess from the customer account and data to transfer the withdrawn excess to the provider account.
    Type: Application
    Filed: August 8, 2009
    Publication date: November 25, 2010
    Inventor: Bertram V. Burke
  • Patent number: 7571849
    Abstract: An improved system for consumer payors to save and donate whenever they use cash at a point of sale terminal, write a check, use an ATM machine, or use a credit or debit card. The POS system is a network composed of subscriber/payors, neutral merchant/collectors, a central clearinghouse, and provider accounts. The Rounder system is a network composed of subscriber/payors, payees, account managers, and provider services. The systems together provide subscriber/payors with a seamless way to save/donate every time they spend.
    Type: Grant
    Filed: May 31, 2006
    Date of Patent: August 11, 2009
    Inventor: Bertram V. Burke
  • Publication number: 20090177564
    Abstract: A system and method that involves a merchant, a merchandise cardholder, and a beneficiary that allows a customer to select one or more beneficiaries that are to own any unused proxy sale merchandise, associating the one or more default beneficiaries with the customer merchandise account, wherein the one or more default beneficiaries differs from the customer, the customer merchandise account having a remaining balance of merchandise owned by the customer and automatically converting an amount of the customer owned proxy sold merchandise based on a conversion date, to ownership by the beneficiary; and transferring ownership of the proxy sold merchandise to the selected one or more beneficiaries.
    Type: Application
    Filed: March 17, 2009
    Publication date: July 9, 2009
    Applicant: EVERY PENNY COUNTS, INC.
    Inventor: BERTRAM V. BURKE
  • Publication number: 20090150284
    Abstract: Accumulating credits from financial movements to and from accounts held by a financial transactor and managed by an account manager involves initiating a roundup by periodically accessing entries in the account or the account itself with an information processor to round up entries in the account, rounding up the entries in the account to obtain a total roundup amount, withdrawing the roundup amount from the account and debiting the account with the roundup amount. In one embodiment the information processor is external to and out of control of the account manager. At non-bank and bank locations send deposits and payments in cash and/or checks, to financial institutions by using a remote input to truncate the paper checks and the cash used in the transaction.
    Type: Application
    Filed: February 13, 2009
    Publication date: June 11, 2009
    Applicant: EVERY PENNY COUNTS, INC.
    Inventor: BERTRAM V. BURKE
  • Patent number: 7502758
    Abstract: Accumulating credits from financial movements to and from accounts held by a financial transactor and managed by an account manager involves initiating a roundup by periodically accessing entries in the account with an information processor to round up entries in the account, rounding up the entries in the account to obtain a total roundup amount, withdrawing the roundup amount from the account and debiting the account with the roundup amount. In one embodiment the information processor is external to and out of control of the account manager. At non-bank and bank locations send deposits and payments, in cash and/or checks, to financial institutions by using a remote input to truncate the paper checks and the cash used in the transaction.
    Type: Grant
    Filed: September 12, 2001
    Date of Patent: March 10, 2009
    Assignee: Every Penny Counts, Inc.
    Inventor: Bertram V. Burke
  • Patent number: 7264153
    Abstract: A system for activating a merchandise card and account that permits a card user to initially purchase or reload cash value into a merchandise account using a card issued by an issuer such as a merchant, bank, or card association via a terminal, with or without a PIN, and have the cash value on the card immediately converted to a purchase of proxy merchandise offered by the card issuer, and at the time of account debiting allowing said cardholder to make a final selection of merchandise from the inventory of the issuing merchant. The system operates a network, on a real time or batch basis, that uses a communication system to connect point of sale terminals, remote terminals, and computers operated by card issuers, merchant headquarters, and account processors to issue cards, calculates taxes and merchant costs, converts cash to proxy merchandise, and allows cardholders at the time of debiting their account to substitute the proxy purchase for a final selection of merchandise.
    Type: Grant
    Filed: April 14, 2004
    Date of Patent: September 4, 2007
    Inventor: Bertram V. Burke
  • Patent number: 7171370
    Abstract: An automated way for sales establishments to extend point of sale (POS) cash transactions to allow consumers to save change or transfer discretionary funds into saving or donating accounts managed by a central clearinghouse. The system includes a network composed of consumer/payors with identification cards, neutral merchants who enter data and funds into remote POS terminals, central clearinghouse that offers/process accounts, and service providers for participating consumer/account holders, i.e. nonprofit giving, travel, mutual funds, savings, etc. The network provides consumers with a seamless, convenient, and painless way to save/donate every time they spend at multiple POS counter locations.
    Type: Grant
    Filed: April 1, 2005
    Date of Patent: January 30, 2007
    Inventor: Bertram V. Burke
  • Patent number: 6876971
    Abstract: An automated way for sales establishments to extend point of sale (POS) cash transactions to allow consumers to save change or transfer discretionary funds into saving or donating accounts managed by a central clearinghouse. The system includes a network composed of consumers/payors with identification cards, neutral merchants who enter data and funds into remote POS terminals, central clearinghouse that offers/process accounts, and service providers for participating consumer/account holders, i.e. nonprofit giving, travel, mutual funds, savings, ets. The network provides consumers with a seamless, convenient, and painless way to save/donate every time they spend at multiple POS counter locations.
    Type: Grant
    Filed: July 5, 2000
    Date of Patent: April 5, 2005
    Assignee: Every Penny Counts, Inc.
    Inventor: Bertram V. Burke
  • Publication number: 20040153400
    Abstract: Accumulating credits from financial movements to and from accounts held by a financial transactor and managed by an account manager involves initiating a roundup by periodically accessing entries in the account with an information processor to round up entries in the account, rounding up the entries in the account to obtain a total roundup amount, withdrawing the roundup amount from the account and debiting the account with the roundup amount. In one embodiment the information processor is external to and out of control of the account manager. At non-bank and bank locations send deposits and payments in cash and/or checks, to financial institutions by using a remote input to truncate the paper checks and the cash used in the transaction.
    Type: Application
    Filed: December 15, 2003
    Publication date: August 5, 2004
    Inventor: Bertram V. Burke