Patents by Inventor Carol Ann Lindsay

Carol Ann Lindsay has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20040030657
    Abstract: A methodology for access, control and management of credit product usage parameters by an account holder. The methodology includes the steps of creating a credit/debit account and issuing a credit/debit card product for same. A group or family of accounts can optionally be created including a key account and one or more dependent accounts. An initially set of product usage parameters is established. The account holder access the product usage parameters through one of a number of alternative points of access. The account holder then modifies one or more of the product usage parameters and submits the same, optionally in real time. The submitted parameters are tested against allowable usage criteria implemented by the card processing and service provider or the card issuer, which can be based on applicable laws, rules and regulations. If the submitted usage parameter modifications are acceptable, same are implemented and control the product usage until further modified.
    Type: Application
    Filed: December 19, 2001
    Publication date: February 12, 2004
    Applicant: First Data Resources, Inc.
    Inventors: Lynn Holm-Blagg, Carol Ann Lindsay, Eugene F. Kathol