Patents by Inventor Chandrasekhar Rao Nadella

Chandrasekhar Rao Nadella has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Extended-length payment account issuer identification numbers
    Patent number: 11935023
    Abstract: A payment-enabled mobile device is placed in communication with a POS (point of sale) terminal to facilitate a purchase transaction. A user selects a payment account in the payment-enabled mobile device. Payment credentials are transmitted from the payment-enabled mobile device to the POS terminal. The payment credentials include a PAN-length identifier that identifies an issuer of the selected payment account.
    Type: Grant
    Filed: April 19, 2021
    Date of Patent: March 19, 2024
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Jason J. Lacoss-Arnold, Chandrasekhar Rao Nadella, Jeffrey L. Altemueller, Ganesh L. Iyer
  • Primary account number (PAN) length issuer identifier in payment account number data field of a transaction authorization request message
    Patent number: 11238445
    Abstract: Transaction data is obtained relating to a current purchase transaction. An account indicator is retrieved. The transaction data is used to transform the account indicator. The transformed account indicator is encrypted to generate an encrypted account indicator.
    Type: Grant
    Filed: November 29, 2018
    Date of Patent: February 1, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Jason J. Lacoss-Arnold, Chandrasekhar Rao Nadella, Jeffrey L. Altemueller, Ganesh L. Iyer
  • Primary account number (PAN) length issuer identifier in payment account number data field of a transaction authorization request message
    Patent number: 10147087
    Abstract: Transaction data is obtained relating to a current purchase transaction. An account indicator is retrieved. The transaction data is used to transform the account indicator. The transformed account indicator is encrypted to generate an encrypted account indicator.
    Type: Grant
    Filed: March 6, 2015
    Date of Patent: December 4, 2018
    Assignee: Mastercard International Incorporated
    Inventors: Jason J. Lacoss-Arnold, Chandrasekhar Rao Nadella, Jeffrey L. Altemueller, Ganesh L. Iyer
  • ASSIGNMENT OF TRANSACTIONS TO SUB-ACCOUNTS IN PAYMENT ACCOUNT SYSTEM
    Publication number: 20160260097
    Abstract: At the point of sale, a user of a payment-enabled mobile device opens a wallet application program and selects a payment account for use in a purchase transaction. The user is prompted to select a sub-account from among a number of sub-accounts associated with the selected payment account. The user selects one of the sub-accounts, and the transaction is ultimately assigned to the selected sub-account by the account issuer. Assignment of transactions to sub-accounts is reflected in payment account statements rendered to the user by the account issuer.
    Type: Application
    Filed: March 6, 2015
    Publication date: September 8, 2016
    Inventors: Chandrasekhar Rao Nadella, Jason J. Lacoss-Arnold, Jeffrey L. Altemueller, Ganesh L. Iyer
  • DYNAMIC PAYMENT ACCOUNT INDICATORS IN PAYMENT SYSTEM
    Publication number: 20160260096
    Abstract: Transaction data is obtained relating to a current purchase transaction. An account indicator is retrieved. The transaction data is used to transform the account indicator. The transformed account indicator is encrypted to generate an encrypted account indicator.
    Type: Application
    Filed: March 6, 2015
    Publication date: September 8, 2016
    Inventors: Jason J. Lacoss-Arnold, Chandrasekhar Rao Nadella, Jeffrey L. Altemueller, Ganesh L. Iyer