Patents by Inventor Charles Carter Jernigan

Charles Carter Jernigan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8694438
    Abstract: Payment tokens designed for display on a consumer's mobile device include dynamic trust data (e.g., transaction history and/or token generation date) along with financial account information, enabling merchants to make an informed decision about whether to accept payment without communication with the central processing system, and also protecting the consumer's account information from theft. In particular embodiments, a displayed token is used for payment via one communication channel (i.e., the merchant's network) but tokens are flagged for expiration via a different network (i.e., a public wireless telephone network).
    Type: Grant
    Filed: August 6, 2013
    Date of Patent: April 8, 2014
    Assignee: SCVNGR
    Inventors: Charles Carter Jernigan, Seth Priebatsch