Patents by Inventor Charles R. Buarque de Macedo

Charles R. Buarque de Macedo has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10134035
    Abstract: Systems, methods, and program products for providing secure authentication for electronic messages are disclosed. A method may comprise generating an asymmetric private key based at least in part upon an invariant biometric feature vector derived from an input biometric reading. The private key may be further based at least in part upon a user password. The resulting private key may not be stored but rather may be generated when required to authenticate an electronic message, at which time it may be used to provide a digital signature for the electronic message. The private key may be deleted after use. The private key may be regenerated by inputting both a new instance of the biometric reading as well as a new instance of the password.
    Type: Grant
    Filed: August 30, 2016
    Date of Patent: November 20, 2018
    Assignee: ISLAND INTELLECTUAL PROPERTY, LLC
    Inventors: Bruce R. Bent, II, Charles R. Buarque de Macedo
  • Patent number: 9965750
    Abstract: Systems, methods, and program products for performing cash sweep transactions with customer control are disclosed. A deposit sweep computer system may determine first allocations of funds for a plurality of customers. The system may determine for a first subset of the customers that their funds are allocated to respective different depository institutions than previously used for the respective customer. The system may generate and transmit to client devices associated with the first subset of customers machine-readable instructions to render respective destination institution management graphical user interfaces providing an indication of the respective different depository institutions along with accept options and reject options. The system may receive one or more selections of accept options or reject options. The system may then determine and execute second allocations based at least in part upon the first allocations and the one or more selections of the reject options.
    Type: Grant
    Filed: October 20, 2017
    Date of Patent: May 8, 2018
    Assignee: ISLAND INTELLECTUAL PROPERTY, LLC
    Inventors: Bruce R. Bent, II, Charles R. Buarque de Macedo
  • Patent number: 9904914
    Abstract: Systems, methods, and program products for performing cash sweep transactions with customer control are disclosed. A deposit sweep computer system may determine first allocations of funds for a plurality of customers. The system may determine for a first subset of the customers that their funds are allocated to respective different depository institutions than previously used for the respective customer. The system may generate and transmit to client devices associated with the first subset of customers machine-readable instructions to render respective destination institution management graphical user interfaces providing an indication of the respective different depository institutions along with accept options and reject options. The system may receive one or more selections of accept options or reject options. The system may then determine and execute second allocations based at least in part upon the first allocations and the one or more selections of the reject options.
    Type: Grant
    Filed: September 7, 2017
    Date of Patent: February 27, 2018
    Assignee: ISLAND INTELLECTUAL PROPERTY, LLC
    Inventors: Bruce R. Bent, II, Charles R. Buarque de Macedo
  • Patent number: 9805344
    Abstract: Systems, methods, and program products for performing cash sweep transactions with customer control are disclosed. A deposit sweep computer system may determine first allocations of funds for a plurality of customers. The system may determine for a first subset of the customers that their funds are allocated to respective different depository institutions than previously used for the respective customer. The system may generate and transmit to client devices associated with the first subset of customers machine-readable instructions to render respective destination institution management graphical user interfaces providing an indication of the respective different depository institutions along with accept options and reject options. The system may receive one or more selections of accept options or reject options. The system may then determine and execute second allocations based at least in part upon the first allocations and the one or more selections of the reject options.
    Type: Grant
    Filed: November 5, 2015
    Date of Patent: October 31, 2017
    Assignee: ISLAND INTELLECTUAL PROPERTY, LLC
    Inventors: Bruce R. Bent, II, Charles R. Buarque de Macedo
  • Patent number: 9569773
    Abstract: Systems, methods, and program products for providing secure authentication for electronic messages are disclosed. A method may comprise generating an asymmetric private key based at least in part upon an invariant biometric feature vector derived from an input biometric reading. The private key may be further based at least in part upon a user password. The resulting private key may not be stored but rather may be generated when required to authenticate an electronic message, at which time it may be used to provide a digital signature for the electronic message. The private key may be deleted after use. The private key may be regenerated by inputting both a new instance of the biometric reading as well as a new instance of the password.
    Type: Grant
    Filed: May 4, 2016
    Date of Patent: February 14, 2017
    Assignee: ISLAND INTELLECTUAL PROPERTY, LLC
    Inventors: Bruce R. Bent, II, Charles R. Buarque de Macedo
  • Patent number: 9483762
    Abstract: Systems, methods, and program products for providing secure authentication for electronic messages are disclosed. A method may comprise generating an asymmetric private key based at least in part upon an invariant biometric feature vector derived from an input biometric reading. The private key may be further based at least in part upon a user password. The resulting private key may not be stored but rather may be generated when required to authenticate an electronic message, at which time it may be used to provide a digital signature for the electronic message. The private key may be deleted after use. The private key may be regenerated by inputting both a new instance of the biometric reading as well as a new instance of the password.
    Type: Grant
    Filed: May 13, 2016
    Date of Patent: November 1, 2016
    Assignee: ISLAND INTELLECTUAL PROPERTY, LLC
    Inventors: Bruce R. Bent, II, Charles R. Buarque de Macedo
  • Patent number: 9374370
    Abstract: Systems, methods, and program products for providing secure authentication for electronic messages are disclosed. A method may comprise generating an asymmetric private key based at least in part upon an invariant biometric feature vector derived from an input biometric reading. The private key may be further based at least in part upon a user password. The resulting private key may not be stored but rather may be generated when required to authenticate an electronic message, at which time it may be used to provide a digital signature for the electronic message. The private key may be deleted after use. The private key may be regenerated by inputting both a new instance of the biometric reading as well as a new instance of the password.
    Type: Grant
    Filed: November 5, 2015
    Date of Patent: June 21, 2016
    Assignee: ISLAND INTELLECTUAL PROPERTY, LLC
    Inventors: Bruce R. Bent, II, Charles R. Buarque de Macedo