Patents by Inventor Christine Moy

Christine Moy has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11908014
    Abstract: Systems and methods for distributed ledger-based intraday trading are disclosed. In one embodiment, a method may include: receiving a digital representation of an amount of collateral for a cash borrower; receiving a digital representation of an amount of cash for a cash provider; receiving agreement from the cash borrower and the cash provider to terms of an intraday trade comprising a duration of the intraday trade, a collateral trade amount of the collateral, and a cash trade amount of cash; a smart contract executing the intraday trade by providing the trade amount of the digital collateral to the cash provider and the cash trade amount of the digital cash to the cash borrower; and the smart contract returning the trade amount of the digital collateral to the cash borrower and the cash trade amount of the digital cash to the cash provider at the completion of the intraday trade.
    Type: Grant
    Filed: August 22, 2022
    Date of Patent: February 20, 2024
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Scott Andrew Lucas, Christine Moy
  • Publication number: 20240031167
    Abstract: Systems and methods for maintaining decentralized digital identities are disclosed. In an information processing apparatus for a relying party within a distributed ledger network and comprising at least one computer processor, a method for decentralized digital identity attestation verification may include: (1) receiving, from a relying party, an attestation verification request for a user; (2) retrieving a user decentralized identifier for the user; (3) retrieving an attestation issuer decentralized identifier for an attestation issuer; (4) validating the user decentralized identifier and the attestation issuer decentralized identifier; (5) verifying that the attestation has not been revoked; and (6) communicating that the attestation is valid to the relying party.
    Type: Application
    Filed: September 27, 2023
    Publication date: January 25, 2024
    Inventors: Tyrone LOBBAN, Christine MOY, Kanishk MAHAJAN, Martin KOCEN, Jaroslav SAXA, Oliver MARGOLIS, Rob PEREZ, Bruce HORNER, Christine LEONG
  • Publication number: 20240005303
    Abstract: Systems and methods for space-based transactions are disclosed. A method for conducting a space-based transaction may include: (1) a first space-based device determining that it is incapable or will be incapable of providing the service; (2) the first space-based device identifying a second space-based device; (3) the first space-based device requesting capability information for the second space-based device; (4) the first space-based device that the second space-based device is capable of providing the service based on the capability information; and (5) the first space-based device executing a transaction with the second space-based device, wherein the first space-based device pays the second space-based device for the service by transferring payment from an electronic wallet for the first space-based device to an electronic wallet for the second space-based device on the distributed ledger network, and the second space-based device provides the service to the user.
    Type: Application
    Filed: September 15, 2023
    Publication date: January 4, 2024
    Inventors: Keerthi MOUDGAL, George KASSIS, Tyrone D. LOBBAN, Christine MOY, Umar FAROOQ
  • Patent number: 11838425
    Abstract: Systems and methods for maintaining decentralized digital identities are disclosed. In an information processing apparatus for a relying party within a distributed ledger network and comprising at least one computer processor, a method for decentralized digital identity attestation verification may include: (1) receiving, from a relying party, an attestation verification request for a user; (2) retrieving a user decentralized identifier for the user; (3) retrieving an attestation issuer decentralized identifier for an attestation issuer; (4) validating the user decentralized identifier and the attestation issuer decentralized identifier; (5) verifying that the attestation has not been revoked; and (6) communicating that the attestation is valid to the relying party.
    Type: Grant
    Filed: May 19, 2020
    Date of Patent: December 5, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Tyrone Lobban, Christine Moy, Oliver Margolis, Bruce Horner, Christine Leong, Kanishk Mahajan, Martin Kocen, Jaroslav Saxa, Rob Perez
  • Patent number: 11836711
    Abstract: Systems and methods for space-based transactions are disclosed. A method for conducting a space-based transaction may include: (1) a first space-based device determining that it is incapable or will be incapable of providing the service; (2) the first space-based device identifying a second space-based device; (3) the first space-based device requesting capability information for the second space-based device; (4) the first space-based device that the second space-based device is capable of providing the service based on the capability information; and (5) the first space-based device executing a transaction with the second space-based device, wherein the first space-based device pays the second space-based device for the service by transferring payment from an electronic wallet for the first space-based device to an electronic wallet for the second space-based device on the distributed ledger network, and the second space-based device provides the service to the user.
    Type: Grant
    Filed: February 25, 2021
    Date of Patent: December 5, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Keerthi Moudgal, George Kassis, Tyrone Lobban, Christine Moy, Umar Farooq
  • Publication number: 20230376942
    Abstract: A method for digital coin issuance may include: receiving, at a ledger interoperability service and from a gateway communication service, a request to deposit a digital coin balance for an amount of funds for a client to a client digital coin wallet on a distributed ledger; receiving, at an omnibus account, a transfer of the funds from a client demand deposit account for the client; identifying, by the ledger interoperability service, an address for the client digital coin wallet on the distributed ledger using an address book; submitting, by the ledger interoperability service, a request to the gateway communication service to issue the digital coin balance to the client digital coin wallet and to generate postings for the digital coin balance for the distributed ledger; and receiving, by the ledger interoperability service, confirmation from gateway communication service of writing the digital coin balance to the client digital coin wallet.
    Type: Application
    Filed: July 12, 2023
    Publication date: November 23, 2023
    Inventors: Christine MOY, Tyrone D. LOBBAN, Naveen MALLELA, Samer FALAH, Akshika GUPTA, Srimukh ODDIRAJU, Debidutta Pruthibiraj SAMANTARAY, Sai Murali Krishna VALIVETI, Zhou ZHIYAO, Raunak RAJPURIA
  • Publication number: 20230300117
    Abstract: Systems and methods for gateway communications between non-distributed ledger systems and distributed ledger systems are disclosed. In one embodiment, a method for gateway communication may include: (1) receiving, at a listener comprising a computer processor and from an application in a first domain, a message for a destination distributed ledger system that is one of a plurality of distributed ledger systems in a second domain; (2) generating, by the listener, a payload for the message, wherein the payload identifies the destination distributed ledger system for the message; and (3) encrypting, by the listener, the payload and passing a payload message comprising the encrypted payload to one of a plurality of adapters in a gateway communication service using an API. The adapter may receive the payload message, decrypt the payload, identifies the destination distributed ledger system, and communicate the decrypted payload to the destination distributed ledger system.
    Type: Application
    Filed: May 19, 2023
    Publication date: September 21, 2023
    Inventors: Christine MOY, Tulasi MOVVA, Suresh SHETTY, Tyrone LOBBAN, Debidutta Pruthibiraj SAMANTARAY, Raunak RAJPURIA, You ZHOU
  • Patent number: 11763297
    Abstract: A method for digital coin issuance may include: receiving, at a ledger interoperability service and from a gateway communication service, a request to deposit a digital coin balance for an amount of funds for a client to a client digital coin wallet on a distributed ledger; receiving, at an omnibus account, a transfer of the funds from a client demand deposit account for the client; identifying, by the ledger interoperability service, an address for the client digital coin wallet on the distributed ledger using an address book; submitting, by the ledger interoperability service, a request to the gateway communication service to issue the digital coin balance to the client digital coin wallet and to generate postings for the digital coin balance for the distributed ledger; and receiving, by the ledger interoperability service, confirmation from gateway communication service of writing the digital coin balance to the client digital coin wallet.
    Type: Grant
    Filed: January 19, 2021
    Date of Patent: September 19, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Naveen Mallela, Christine Moy, Tyrone Lobban, Akshika Gupta, Srimukh Oddiraju, Debidutta Pruthibiraj Samantaray, Samer Falah, Sai Murali Krishna Valiveti, Zhou Zhiyao, Raunak Rajpuria
  • Patent number: 11750575
    Abstract: Systems and methods for gateway communications between non-distributed ledger systems and distributed ledger systems are disclosed. In one embodiment, a method for gateway communication may include: (1) receiving, at a listener comprising a computer processor and from an application in a first domain, a message for a destination distributed ledger system that is one of a plurality of distributed ledger systems in a second domain; (2) generating, by the listener, a payload for the message, wherein the payload identifies the destination distributed ledger system for the message; and (3) encrypting, by the listener, the payload and passing a payload message comprising the encrypted payload to one of a plurality of adapters in a gateway communication service using an API. The adapter may receive the payload message, decrypt the payload, identifies the destination distributed ledger system, and communicate the decrypted payload to the destination distributed ledger system.
    Type: Grant
    Filed: December 16, 2020
    Date of Patent: September 5, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Tyrone Lobban, Christine Moy, Tulasi Movva, Suresh Shetty, Debidutta Pruthibiraj Samantaray, Raunak Rajpuria, You Zhou
  • Publication number: 20230274264
    Abstract: Systems and methods for token-based cross-currency interoperability are disclosed. In one embodiment, in a first financial institution information processing apparatus comprising at least one computer processor, a method for conducting a token-based cross-currency transaction may include: (1) receiving, from a first party, a transaction initiation request for a transaction amount to a second party; (2) deducting the transaction amount from a fiat currency account for the first party; (3) creating a token amount of tokens for the transaction amount; (4) writing the token amount to a distributed ledger; and (5) transferring the token amount of tokens to a second financial institution for the second party.
    Type: Application
    Filed: May 9, 2023
    Publication date: August 31, 2023
    Inventors: John Corwin HUNTER, Umar FAROOQ, Tiffany Ashley WAN, Naveen MALLELA, Christine MOY, Tyrone LOBBAN, Oliver HARRIS, Palka S. PATEL
  • Publication number: 20230245100
    Abstract: Systems and methods for distributed ledger-based settlement are disclosed. In one embodiment, a method may include: receiving settlement instructions from a first party providing a commodity and a second party providing cash; matching the settlement instructions; affirming the matched settlement instructions with the parties; a smart contact sending the affirmed settlement instructions to a commodity clearing bank; the smart contract receiving confirmation of a blockage of the commodity from the commodity clearing bank; the smart contact sending the affirmed settlement instructions to a cash clearing bank; the smart contract receiving confirmation of a blockage of the cash from the cash clearing bank; the smart contract executing the exchange of tokens for the commodity for tokens for the cash; and the smart contract writing the tokens for the cash to a wallet for the first party, and writing tokens for the commodity to a wallet for the second party.
    Type: Application
    Filed: April 5, 2023
    Publication date: August 3, 2023
    Inventors: Oliver MARGOLIS, Tyrone LOBBAN, Mark AMLIN, Marc-Antoine FICHET, Andrew LOVELL, Paul THOMAS, Viresh MOR, John-Paul Antony CROCKER, Christine MOY
  • Patent number: 11682005
    Abstract: Systems and methods for token-based cross-currency interoperability are disclosed. In one embodiment, in a first financial institution information processing apparatus comprising at least one computer processor, a method for conducting a token-based cross-currency transaction may include: (1) receiving, from a first party, a transaction initiation request for a transaction amount to a second party; (2) deducting the transaction amount from a fiat currency account for the first party; (3) creating a token amount of tokens for the transaction amount; (4) writing the token amount to a distributed ledger; and (5) transferring the token amount of tokens to a second financial institution for the second party.
    Type: Grant
    Filed: September 3, 2019
    Date of Patent: June 20, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: John Corwin Hunter, Umar Farooq, Tiffany Ashley Wan, Naveen Mallela, Christine Moy, Tyrone Lobban, Oliver Harris, Palka S. Patel
  • Publication number: 20230188349
    Abstract: Systems and methods for issuance and management of non-fungible tokens are disclosed. In one embodiment, a method for issuing non-fungible tokens may include: (1) receiving, by a computer program executed by a non-fungible token as a service (NFTaaS) computer program and from a NFTaaS user interface, a minting request to mint a non-fungible token (NFT), wherein the minting request comprises content for the NFT and a plurality of NFT attributes; (2) identifying, by the NFTaaS computer program, a deployed smart contract for the plurality of NFT attributes; (3) minting, by the NFTaaS computer program, the NFT according to the NFT attributes using the identified deployed smart contract; and (4) deploying, by the NFTaaS computer program, the NFT to a distributed ledger.
    Type: Application
    Filed: December 13, 2022
    Publication date: June 15, 2023
    Inventors: Christine MOY, Tyrone D. LOBBAN, Keerthi MOUDGAL, Alexander PRAGER MILLER, George KASSIS, Stuart HUNTER, Angelo ARATAN, Sophia WASSERMAN, Ganesh ANANTWAR, Aditya Mayur TADAY
  • Patent number: 11669830
    Abstract: Systems and methods for distributed ledger-based settlement are disclosed. In one embodiment, a method may include: receiving settlement instructions from a first party providing a commodity and a second party providing cash; matching the settlement instructions; affirming the matched settlement instructions with the parties; a smart contact sending the affirmed settlement instructions to a commodity clearing bank; the smart contract receiving confirmation of a blockage of the commodity from the commodity clearing bank; the smart contact sending the affirmed settlement instructions to a cash clearing bank; the smart contract receiving confirmation of a blockage of the cash from the cash clearing bank; the smart contract executing the exchange of tokens for the commodity for tokens for the cash; and the smart contract writing the tokens for the cash to a wallet for the first party, and writing tokens for the commodity to a wallet for the second party.
    Type: Grant
    Filed: October 15, 2019
    Date of Patent: June 6, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Oliver Margolis, Tyrone Lobban, Mark Amlin, Marc-Antoine Fichet, Andrew Lovell, Paul Thomas, Viresh Mor, John-Paul Antony Crocker, Christine Moy
  • Publication number: 20230067556
    Abstract: Systems and methods for tokenization, management, trading, settlement, and retirement of renewable energy attributes are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for tokenization, management, trading, settlement, and retirement of renewable energy attributes may include: (1) identifying renewable energy generation data associated with a seller to tokenize; (2) generating at least one renewable energy token for the identified renewable energy generation data; (3) writing the renewable energy token to a first distributed ledger; (4) adding the renewable energy token to a digital wallet for the seller; (5) exchanging the renewable energy token for a cash token owned by a buyer by associating the renewable energy token with the buyer and associating the cash token with the seller on the first distributed ledger; and (6) retiring the renewable energy token.
    Type: Application
    Filed: October 24, 2022
    Publication date: March 2, 2023
    Inventors: Christine MOY, Tyrone LOBBAN, Alec SALTIKOFF, Keerthi MOUDGAL, Stuart HUNTER
  • Patent number: 11544788
    Abstract: Systems and methods for tokenization, management, trading, settlement, and retirement of renewable energy attributes are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for tokenization, management, trading, settlement, and retirement of renewable energy attributes may include: (1) identifying renewable energy generation data associated with a seller to tokenize; (2) generating at least one renewable energy token for the identified renewable energy generation data; (3) writing the renewable energy token to a first distributed ledger; (4) adding the renewable energy token to a digital wallet for the seller; (5) exchanging the renewable energy token for a cash token owned by a buyer by associating the renewable energy token with the buyer and associating the cash token with the seller on the first distributed ledger; and (6) retiring the renewable energy token.
    Type: Grant
    Filed: November 2, 2020
    Date of Patent: January 3, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Christine Moy, Tyrone Lobban, Alec Saltikoff, Keerthi Moudgal, Stuart Hunter
  • Patent number: 11546167
    Abstract: System and method for using a distributed ledger gateway are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for interacting with a plurality of distributed ledgers may include: (1) receiving a client request comprising a payload to be written to one of a plurality of distributed ledgers and metadata extracted from the client request; (2) identifying a destination distributed ledger of the plurality of distributed ledgers; (3) logging a source of the request and the destination distributed ledger; (4) encrypting the payload; and (5) routing the encrypted payload to the destination distributed ledger.
    Type: Grant
    Filed: December 8, 2020
    Date of Patent: January 3, 2023
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Christine Moy, Amber Baldet, Tyrone Lobban, Suresh Shetty
  • Publication number: 20220398661
    Abstract: Systems and methods for distributed ledger-based intraday trading are disclosed. In one embodiment, a method may include: receiving a digital representation of an amount of collateral for a cash borrower; receiving a digital representation of an amount of cash for a cash provider; receiving agreement from the cash borrower and the cash provider to terms of an intraday trade comprising a duration of the intraday trade, a collateral trade amount of the collateral, and a cash trade amount of cash; a smart contract executing the intraday trade by providing the trade amount of the digital collateral to the cash provider and the cash trade amount of the digital cash to the cash borrower; and the smart contract returning the trade amount of the digital collateral to the cash borrower and the cash trade amount of the digital cash to the cash provider at the completion of the intraday trade.
    Type: Application
    Filed: August 22, 2022
    Publication date: December 15, 2022
    Inventors: Scott Andrew LUCAS, Christine MOY
  • Patent number: 11436675
    Abstract: Systems and methods for distributed ledger-based intraday trading are disclosed. In one embodiment, a method may include: receiving a digital representation of an amount of collateral for a cash borrower; receiving a digital representation of an amount of cash for a cash provider; receiving agreement from the cash borrower and the cash provider to terms of an intraday trade comprising a duration of the intraday trade, a collateral trade amount of the collateral, and a cash trade amount of cash; a smart contract executing the intraday trade by providing the trade amount of the digital collateral to the cash provider and the cash trade amount of the digital cash to the cash borrower; and the smart contract returning the trade amount of the digital collateral to the cash borrower and the cash trade amount of the digital cash to the cash provider at the completion of the intraday trade.
    Type: Grant
    Filed: November 7, 2019
    Date of Patent: September 6, 2022
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Scott Andrew Lucas, Christine Moy
  • Patent number: 11270272
    Abstract: Systems and methods for management of asset or obligation-backed virtual receipts on a distributed system are disclosed Systems and methods for management of asset or obligation-backed virtual receipts on a distributed system are disclosed. According to one embodiment, in an information processing apparatus for a depositary entity comprising at least one computer processor, a method for managing asset or obligation-backed virtual receipts on a distributed system may include (1) receiving confirmation of a deposit of an underlying asset, wherein the deposit encumbers the underlying asset; (2) receiving authorization to issue a virtual receipt for the deposited underlying asset; and (3) executing issuance of the virtual receipt by writing the transaction to a distributed ledger.
    Type: Grant
    Filed: January 12, 2018
    Date of Patent: March 8, 2022
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Christine Moy, Franklin Bi, Alex Dockx, David Shulman, Vincent Gasbarro, Paul Martin, Tyrone Lobban