Patents by Inventor Corey M. Hively

Corey M. Hively has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10798582
    Abstract: Users may enroll one or more devices based on device information and a resource information associated with a resource. Such information and identifiers may be tokenized according to a hash algorithm to generate an enrolled user token. This enrolled user token may be utilized to verify communications and status changes of the user device. In response to a change of status of the user, similar information as that used to generate the enrolled user token, or at least a portion thereof, may be gathered from the user device and subjected to the same hash algorithm to generate a current user token. The current user token and the enrolled user token may be compared to determine if the user device is a spoofed device.
    Type: Grant
    Filed: January 23, 2020
    Date of Patent: October 6, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Rick Unnerstall, Corey M. Hively
  • Patent number: 10769575
    Abstract: Systems and methods are provided for distributing parcels to recipients based on location data associated with the recipients. One exemplary method includes generating and storing a shipping file for the recipient, where the shipping file includes an identifier for a portable communication device associated with the recipient and a defined geographic region for the recipient, and retrieving location data for a location of the portable communication device based on the identifier associated with the portable communication device. The method also includes determining whether the location of the portable communication device is within the defined geographic region. The method then further includes directing an entity associated with the parcel to ship the parcel to the recipient when the location is determined to be within the defined geographic region, and directing the entity to hold shipment of the parcel when the location is determined to be outside the defined geographic region.
    Type: Grant
    Filed: September 26, 2017
    Date of Patent: September 8, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Rick Unnerstall, Bernard Wong, Corey M. Hively
  • Publication number: 20200162923
    Abstract: Users may enroll one or more devices based on device information and a resource information associated with a resource. Such information and identifiers may be tokenized according to a hash algorithm to generate an enrolled user token. This enrolled user token may be utilized to verify communications and status changes of the user device. In response to a change of status of the user, similar information as that used to generate the enrolled user token, or at least a portion thereof, may be gathered from the user device and subjected to the same hash algorithm to generate a current user token. The current user token and the enrolled user token may be compared to determine if the user device is a spoofed device.
    Type: Application
    Filed: January 23, 2020
    Publication date: May 21, 2020
    Inventors: Rick Unnerstall, Corey M. Hively
  • Patent number: 10575179
    Abstract: Users may enroll one or more devices based on device information and a resource information associated with a resource. Such information and identifiers may be tokenized according to a hash algorithm to generate an enrolled user token. This enrolled user token may be utilized to verify communications and status changes of the user device. In response to a change of status of the user, similar information as that used to generate the enrolled user token, or at least a portion thereof, may be gathered from the user device and subjected to the same hash algorithm to generate a current user token. The current user token and the enrolled user token may be compared to determine if the user device is a spoofed device.
    Type: Grant
    Filed: November 30, 2016
    Date of Patent: February 25, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Rick Unnerstall, Corey M. Hively
  • Publication number: 20190347649
    Abstract: Systems and methods are provided for facilitating network transactions through use of browser extensions. One exemplary method includes accessing a virtual location associated with an entity through a web browser and receiving, from a user, a selection of a browser extension associated with the web browser, when at least one product is designated by the user at the virtual location. The method also includes calling a first application programming interface (API) associated with a virtual account platform, based on the selection of the browser extension, requesting virtual account information for the user from the virtual account platform, and displaying the virtual account information to the user. The method further includes calling a second API associated with the entity, requesting a transaction amount for the at least one product, and submitting a request for a network transaction based on the received virtual account information and the received transaction amount.
    Type: Application
    Filed: May 9, 2018
    Publication date: November 14, 2019
    Inventors: Emily Marie Thompson, Corey M. Hively
  • Patent number: 10346890
    Abstract: A computer-implemented method for consolidating and standardizing billing event data is implemented by a computing device coupled to a memory device. The method includes polling a plurality of billing event tables for a pending billing event, extracting billing event data associated with the pending billing event from at least one of the billing event tables, generating a billing output file based upon at least a portion of the billing event data, selecting a billing system from the plurality of billing systems based upon the billing event data, and routing the billing output file to the selected billing system.
    Type: Grant
    Filed: May 31, 2013
    Date of Patent: July 9, 2019
    Assignee: Mastercard International Incorporated
    Inventors: Corey M. Hively, Mary Marsh
  • Publication number: 20190095858
    Abstract: Systems and methods are provided for distributing parcels to recipients based on location data associated with the recipients. One exemplary method includes generating and storing a shipping file for the recipient, where the shipping file includes an identifier for a portable communication device associated with the recipient and a defined geographic region for the recipient, and retrieving location data for a location of the portable communication device based on the identifier associated with the portable communication device. The method also includes determining whether the location of the portable communication device is within the defined geographic region. The method then further includes directing an entity associated with the parcel to ship the parcel to the recipient when the location is determined to be within the defined geographic region, and directing the entity to hold shipment of the parcel when the location is determined to be outside the defined geographic region.
    Type: Application
    Filed: September 26, 2017
    Publication date: March 28, 2019
    Inventors: Rick Unnerstall, Bernard Wong, Corey M. Hively
  • Patent number: 10089665
    Abstract: Examples of the disclosure enable a user to evaluate a credibility of a website and/or a merchant in a remote financial transaction. In some embodiments, a request for a score is received from a client device. The request includes usage data associated with the client device. A website and/or merchant is identified based on the usage data, and customer experience-related data associated with the website and/or the merchant are retrieved from one or more sources. A first score is generated at a score generator based on the retrieved customer experience-related data, and the first score is transmitted to the client device for presentation at the client device.
    Type: Grant
    Filed: October 13, 2015
    Date of Patent: October 2, 2018
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Bradley Kenneth Dickinson, Jason Hull, Christopher Eric Mullen, Kelly Elaine Atwood, Corey M Hively
  • Publication number: 20180150902
    Abstract: Systems and methods are provided for use in facilitating payment account transactions. One exemplary method includes receiving, at a computing device, a biometric from a consumer and matching, by the computing device, the biometric to a merchant included in a data structure, where the merchant is associated with a product catalog including products offered for sale by the merchant. The method also includes returning, by the computing device, in response to the biometric, the product catalog to the consumer, and receiving a selection of a product therein from the consumer. The method then further includes facilitating a purchase transaction for the selected product and transmitting, by the computing device, a transaction confirmation for the purchase transaction to the consumer and/or the merchant, whereby the merchant is able to confirm the purchase transaction via the transaction confirmation and deliver the selected product to the consumer.
    Type: Application
    Filed: November 30, 2016
    Publication date: May 31, 2018
    Inventors: Rick Unnerstall, Brian Williams, Corey M. Hively, Linda M. Mautz, Mahesh Nagure
  • Publication number: 20180150863
    Abstract: Systems and methods are provided for promoting consumer interactions with merchants. One exemplary method includes associating a reference biometric to a merchant where the reference biometric is representative of a merchant affiliate associated with the merchant, and storing the reference biometric in a data structure as part of a merchant profile for the merchant. The method also includes receiving, at a computing device, a request from a communication device associated with a consumer where the request involves the merchant and includes a biometric captured by the communication device, and searching in the data structure, by the computing device, for the biometric included in the request. The method further includes, when the biometric included in the request matches the reference biometric representative of the merchant affiliate, responding to the request, by the computing device, with an incentive for purchase of at least one product at the merchant.
    Type: Application
    Filed: November 30, 2016
    Publication date: May 31, 2018
    Inventors: Rick Unnerstall, Brian Williams, Corey M. Hively, Linda M. Mautz, Mahesh Nagure
  • Publication number: 20180152845
    Abstract: Users may enroll one or more devices based on device information and a resource information associated with a resource. Such information and identifiers may be tokenized according to a hash algorithm to generate an enrolled user token. This enrolled user token may be utilized to verify communications and status changes of the user device. In response to a change of status of the user, similar information as that used to generate the enrolled user token, or at least a portion thereof, may be gathered from the user device and subjected to the same hash algorithm to generate a current user token. The current user token and the enrolled user token may be compared to determine if the user device is a spoofed device.
    Type: Application
    Filed: November 30, 2016
    Publication date: May 31, 2018
    Inventors: Rick Unnerstall, Corey M. Hively
  • Publication number: 20180114373
    Abstract: A method for parking validation based on merchant rule compliance includes: receiving a parking notification, wherein the parking notification includes at least a geographic area identifier and is received from a computing device; executing a first query to identify one or more merchant rules related to a geographic area associated with the geographic area identifier; electronically transmitting the one or more merchant rules to the computing device; receiving an action notification related to an action performed by a user of the computing device; executing a second query to identify a specific merchant rule of the one or more merchant rules related to the received action notification; and electronically transmitting a validation notification to the computing device based on the specific merchant rule.
    Type: Application
    Filed: October 25, 2016
    Publication date: April 26, 2018
    Applicant: MasterCard International Incorporated
    Inventors: Erica Joann ROBEEN, Corey M. HIVELY, Mahesh NAGURE
  • Publication number: 20170103438
    Abstract: Examples of the disclosure enable a user to evaluate a credibility of a website and/or a merchant in a remote financial transaction. In some embodiments, a request for a score is received from a client device. The request includes usage data associated with the client device. A website and/or merchant is identified based on the usage data, and customer experience-related data associated with the website and/or the merchant are retrieved from one or more sources. A first score is generated at a score generator based on the retrieved customer experience-related data, and the first score is transmitted to the client device for presentation at the client device.
    Type: Application
    Filed: October 13, 2015
    Publication date: April 13, 2017
    Inventors: Bradley Kenneth Dickinson, Jason Hull, Christopher Eric Mullen, Kelly Elaine Atwood, Corey M. Hively
  • Publication number: 20140358750
    Abstract: A computer-implemented method for consolidating and standardizing billing event data is implemented by a computing device coupled to a memory device. The method includes polling a plurality of billing event tables for a pending billing event, extracting billing event data associated with the pending billing event from at least one of the billing event tables, generating a billing output file based upon at least a portion of the billing event data, selecting a billing system from the plurality of billing systems based upon the billing event data, and routing the billing output file to the selected billing system.
    Type: Application
    Filed: May 31, 2013
    Publication date: December 4, 2014
    Inventors: Corey M. Hively, Mary Marsh