Patents by Inventor David Smiddy

David Smiddy has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220335415
    Abstract: Systems, computer program products, and methods are described herein for initiating resource distributions from a first source retainer with a token associated with a second source retainer. The present invention may be configured to receive instructions to link a token associated with a first resource distribution instrument to a second resource distribution instrument, where the first resource distribution instrument and the second resource distribution instrument are associated with different types of source retainers and map, based on receiving the instructions, the token to the second resource distribution instrument.
    Type: Application
    Filed: April 16, 2021
    Publication date: October 20, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Harold Joseph Kennedy, Tony England, David Smiddy
  • Publication number: 20220180688
    Abstract: Aspects of the disclosure relate to cash handling devices that provide intelligent monitoring and management of cash cycles. A cash handling device having at least one processor, a communication interface, and memory may receive, from a mobile device, a request to process a pre-staged transaction. Subsequently, the cash handling device may generate and present a graphical identifier based on the mobile device requesting access to the cash handling device. Next, the cash handling device may verify that the mobile device is authorized to perform the pre-staged transaction based on the graphical identifier being scanned by the mobile device and cause a connection to be established between the cash handling device and the mobile device. Thereafter, the cash handling device may identify and process the pre-staged transaction associated with the mobile device. Then, the cash handling device may generate a notification indicating completed processing of the identified pre-staged transaction.
    Type: Application
    Filed: May 11, 2021
    Publication date: June 9, 2022
    Inventors: Paul Martin Mattison, SR., Matthew E. Williams, Carl Parziale, Pavan Singaraju, Anne Price, David Smiddy, Brandon Kozlowski, Jennifer Raley
  • Publication number: 20220180338
    Abstract: Aspects of the disclosure relate to cash handling devices that provide intelligent monitoring and management of cash cycles. A cash handling device having at least one processor, a communication interface, and memory may receive, from a mobile device, a request to process a pre-staged transaction. Subsequently, the cash handling device may generate and present a graphical identifier based on the mobile device requesting access to the cash handling device. Next, the cash handling device may verify that the mobile device is authorized to perform the pre-staged transaction based on the graphical identifier being scanned by the mobile device and cause a connection to be established between the cash handling device and the mobile device. Thereafter, the cash handling device may identify and process the pre-staged transaction associated with the mobile device. Then, the cash handling device may generate a notification indicating completed processing of the identified pre-staged transaction.
    Type: Application
    Filed: May 11, 2021
    Publication date: June 9, 2022
    Inventors: Paul Martin Mattison, SR., Matthew E. Williams, Carl Parziale, Pavan Singaraju, Anne Price, David Smiddy, Brandon Kozlowski, Jennifer Raley
  • Publication number: 20220180363
    Abstract: Aspects of the disclosure relate to cash handling devices that provide intelligent monitoring and management of cash cycles. A cash handling device having at least one processor, a communication interface, and memory may receive, from a mobile device, a request to process a pre-staged transaction. Subsequently, the cash handling device may generate and present a graphical identifier based on the mobile device requesting access to the cash handling device. Next, the cash handling device may verify that the mobile device is authorized to perform the pre-staged transaction based on the graphical identifier being scanned by the mobile device and cause a connection to be established between the cash handling device and the mobile device. Thereafter, the cash handling device may identify and process the pre-staged transaction associated with the mobile device. Then, the cash handling device may generate a notification indicating completed processing of the identified pre-staged transaction.
    Type: Application
    Filed: May 11, 2021
    Publication date: June 9, 2022
    Inventors: Paul Martin Mattison, SR., Matthew E. Williams, Carl Parziale, Pavan Singaraju, Anne Price, David Smiddy, Brandon Kozlowski, Jennifer Raley
  • Patent number: 11334893
    Abstract: Aspects of the disclosure relate to cash handling devices that provide intelligent monitoring and management of cash cycles. A cash handling device having at least one processor, a communication interface, and memory may receive, from a mobile device, a request to process a pre-staged transaction. Subsequently, the cash handling device may generate and present a graphical identifier based on the mobile device requesting access to the cash handling device. Next, the cash handling device may verify that the mobile device is authorized to perform the pre-staged transaction based on the graphical identifier being scanned by the mobile device and cause a connection to be established between the cash handling device and the mobile device. Thereafter, the cash handling device may identify and process the pre-staged transaction associated with the mobile device. Then, the cash handling device may generate a notification indicating completed processing of the identified pre-staged transaction.
    Type: Grant
    Filed: May 11, 2021
    Date of Patent: May 17, 2022
    Assignee: Bank of America Corporation
    Inventors: Paul Martin Mattison, Sr., Matthew E. Williams, Carl Parziale, Pavan Singaraju, Anne Price, David Smiddy, Brandon Kozlowski, Jennifer Raley
  • Publication number: 20220094697
    Abstract: A system is provided for processing resource transfers using networked computing systems with extended functionality. In particular, the system may comprise a first resource transfer device which may provide the staging for a resource transfer process initiated by a user. The first resource transfer device may then trigger a second resource transfer device to execute the steps of the resource transfer process, where the process may comprise communicating with one or more backend servers via a middleware component. Accordingly, the system may provide an expedient way to conduct resource transfers within an entity's network.
    Type: Application
    Filed: September 22, 2020
    Publication date: March 24, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: James Alexander, Beth Jean Adamson, Katharina Marie Mumford, Elizabeth Anne Price, Zeal J. Shah, David Smiddy
  • Publication number: 20220058906
    Abstract: Contactless dispensing of objects from object-dispensing machines. A digital token is wirelessly communicated to the machine via short-range wireless communication, such as Near Field Communication (NFC) or the like. In response, a push notification is communicated to the user's wireless device, which includes an activatable link for launching a mobile application. In response to launching the mobile application and authenticating the user, the mobile application provides object-dispensing machine-like user interfaces that are configured to allow the user to input object requesting parameters and submit a request for objects to be dispensed from the object-dispensing machine. The request is communicated to the object-dispensing machines (or corresponding backend processing systems) and, once the request is verified, the object-dispensing machine dispenses the requested objects.
    Type: Application
    Filed: August 21, 2020
    Publication date: February 24, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Srinivas Dundigalla, Mohan Rao Balan, Pavan Kumar Chayanam, Varsha Devadas, Tony England, Hari Gopalkrishnan, Brandon Kozlowski, Kurt A. Loth, Navdeep Mahajan, Carl Parziale, Rupal V. Shah, Manoj Shankar, David Smiddy, Cory Scott Turco, Robert L. Wright, JR., Xianhong Zhang, Pavan Singaraju
  • Publication number: 20210382998
    Abstract: A system for monitoring networked computing devices with integrated electronic data encryption and decryption mechanism is provided. In particular, the system may comprise one or more host applications which may interact with an API layer to transmit encrypted host-related data through a secure data rails to a consolidated data repository. One or more downstream monitoring applications may retrieve and decrypt the host-related data from the consolidated data repository for analysis. In this way, the system may provide a secure, scalable way to monitor host computing systems and flow of sensitive electronic data.
    Type: Application
    Filed: June 3, 2020
    Publication date: December 9, 2021
    Applicant: Bank of America Corporation
    Inventors: Mousumi Chatterjee, Shyam Acharya, James Alexander, David Smiddy, Devi Kumar
  • Patent number: 9037485
    Abstract: Methods, systems and apparatuses for automatically detecting and sharing user stays of a mobile device of a user are disclosed. One method includes persistently collecting location information, determining a group of users for sharing the user stays, determining whether the mobile device is within a specific distance of a specific location for at least specific minimum duration based on the location information, determining a user stay based on the location information and the specific distance, determining if the user stay is private or public to at least a portion of the group of users based on preferences of the user and the location information, and sharing the user stay with the at least the portion of the group of users by sending notifications to the group of users if the user stay is determined to be public to the at least the portion of the group of users.
    Type: Grant
    Filed: June 25, 2014
    Date of Patent: May 19, 2015
    Assignee: Alohar Mobile Inc.
    Inventors: Yun Fu, Chenyu Wang, Sam Song Liang, Jason Chalecki, David Smiddy, Marlene Wan
  • Publication number: 20140310366
    Abstract: Methods, systems and apparatuses for automatically detecting and sharing user stays of a mobile device of a user are disclosed. One method includes persistently collecting location information, determining a group of users for sharing the user stays, determining whether the mobile device is within a specific distance of a specific location for at least specific minimum duration based on the location information, determining a user stay based on the location information and the specific distance, determining if the user stay is private or public to at least a portion of the group of users based on preferences of the user and the location information, and sharing the user stay with the at least the portion of the group of users by sending notifications to the group of users if the user stay is determined to be public to the at least the portion of the group of users.
    Type: Application
    Filed: June 25, 2014
    Publication date: October 16, 2014
    Applicant: Alohar Mobile Inc.
    Inventors: Yun Fu, Chenyu Wang, Sam Song Liang, Jason Chalecki, David Smiddy, Marlene Wan