Abstract: A lottery ticket is formed by a substrate layer with game data printed in a game area with a fixing layer applied over the game data and a scratch-off layer applied over the sealing layer, the scratch-off layer being arranged to separate from the sealing layer and break down into fragments when scratched by a player. A UV curable varnish is printed onto the opaque scratch-off layer either as a single block or as separate patterns. While the varnish remains uncured, an exposed surface of the varnish is contacted and nipped with a surface of a film which has the surface thereof embossed to form a pattern and with the film in contact with the varnish, the varnish is cured by UV light through the film so as to apply the pattern of the film into the surface of the varnish to provide a holographic appearance.