Patents by Inventor Dhaval A. Vasavada

Dhaval A. Vasavada has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7958049
    Abstract: An integrated electronic bill presentment and payment (EBPP) system is disclosed which obtains bills for customers (which include individuals, businesses, and organizations) and allow payments including payments by credit card to be processed at the biller websites on behalf of customers. The integrated EBPP system obtains bills for customers from paper billers, electronic billers, and scrape-enabled biller websites, with customers providing access information for biller websites to the integrated EBPP system, which uses a software agent or bot to make scheduled scrapes of biller websites to obtain customer bills. The integrated EBPP system enables customers to automatically set up a user account at biller websites, with customers providing user access information and user financial account information, such as a credit card or debit card, for accessing biller websites and for initiating payments at biller websites.
    Type: Grant
    Filed: April 2, 2003
    Date of Patent: June 7, 2011
    Assignee: Metavante Corporation
    Inventors: Eric W. Jamison, David S. Fortney, Dhaval A. Vasavada, Alexander Kosowski
  • Patent number: 7370014
    Abstract: An electronic bill presentation and payment (EBPP) system that is able to obtain bills for its customers from scrape-enabled biller Web sites. The EBPP system has an interface which permits a customer to specify that the customer wishes the EBPP system to retrieve a customer's bills from a biller Web site at which the customer may access them. The customer provides his or her access information for the biller Web site to the EBPP system, which then uses a software agent to make scheduled scrapes of the biller Web site to obtain the customer's bill. The software agent scrapes not only bill summary information such as the account number, the statement date, the bill amount, the payment due date, the minimum amount and/or total amount due from the biller Web site, but also scrapes display information for the bill. The display information is the HTML that the biller Web site itself uses to display the bill. The agent cleans the HTML so that it can be displayed in the environment provided by the EBPP system.
    Type: Grant
    Filed: November 1, 2001
    Date of Patent: May 6, 2008
    Assignee: Metavante Corporation
    Inventors: Dhaval Vasavada, Alex Kosowski, Eric Jamison
  • Publication number: 20030191711
    Abstract: An integrated electronic bill presentment and payment (EBPP) system is disclosed which obtains bills for customers (which include individuals, businesses, and organizations) and allow payments including payments by credit card to be processed at the biller websites on behalf of customers. The integrated EBPP system obtains bills for customers from paper billers, electronic billers, and scrape-enabled biller websites, with customers providing access information for biller websites to the integrated EBPP system, which uses a software agent or bot to make scheduled scrapes of biller websites to obtain customer bills. The integrated EBPP system enables customers to automatically set up a user account at biller websites, with customers providing user access information and user financial account information, such as a credit card or debit card, for accessing biller websites and for initiating payments at biller websites.
    Type: Application
    Filed: April 2, 2003
    Publication date: October 9, 2003
    Inventors: Eric W. Jamison, David S. Fortney, Dhaval A. Vasavada, Alexander Kosowski