Patents by Inventor Diane Marie Russell
Diane Marie Russell has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20180260906Abstract: A system for at least a partial underwriting of insurance policies is described. Various rules are created, along with a degree of satisfaction for each rule. Rules may be directed toward various insurance underwriting components (e.g., cholesterol levels, blood pressure, etc.). Based on the degree of satisfaction for each rule, a component may be assigned to a category. Based on the category for each component, the insurance application may be assigned an underwriting category.Type: ApplicationFiled: December 8, 2017Publication date: September 13, 2018Inventors: Piero Patrone Bonissone, Richard Paul Messmer, William Michael Durham, Dan Yang, Marc Pavese, Diane Marie Russell
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Publication number: 20150019269Abstract: A system for at least a partial underwriting of insurance policies is described. Various rules are created, along with a degree of satisfaction for each rule. Rules may be directed toward various insurance underwriting components (e.g., cholesterol levels, blood pressure, etc.). Based on the degree of satisfaction for each rule, a component may be assigned to a category. Based on the category for each component, the insurance application may be assigned an underwriting category.Type: ApplicationFiled: July 28, 2014Publication date: January 15, 2015Inventors: Piero Patrone Bonissone, Richard Paul Messmer, William Michael Durham, Dan Yang, Marc Pavese, Diane Marie Russell
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Patent number: 8793146Abstract: A system for at least a partial underwriting of insurance policies is described. Various rules are created, along with a degree of satisfaction for each rule. Rules may be directed toward various insurance underwriting components (e.g., cholesterol levels, blood pressure, etc.). Based on the degree of satisfaction for each rule, a component may be assigned to a category. Based on the category for each component, the insurance application may be assigned an underwriting category.Type: GrantFiled: June 17, 2002Date of Patent: July 29, 2014Assignee: Genworth Holdings, Inc.Inventors: Piero Patrone Bonissone, Richard Paul Messmer, William Michael Durham, Dan Yang, Marc Pavese, Diane Marie Russell
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Publication number: 20140114690Abstract: The systems and methods of the invention provide a workflow system for processing a financial application in an automated manner. The workflow system may include an interface portion, the interface portion inputting application information into the workflow system for processing by the workflow system and a workflow looping portion. The workflow looping portion may include performing underwriting processing to effect underwriting of the application based on the application information, performing issue processing to effect issue of the application, and performing settlement processing to effect settlement of the application. A rules logic portion may be provided to control the implementation of rules applied to the processing of the application as the application passes through the automated processing.Type: ApplicationFiled: October 18, 2013Publication date: April 24, 2014Applicant: GENWORTH HOLDINGS, INC.Inventors: Timothy P.J. Perry, Michael David Metzger, Diane Marie Russell, Mary Kathryn Bryant, David John Helt
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Patent number: 8566125Abstract: The systems and methods of the invention provide a workflow system for processing a financial application in an automated manner. The workflow system may include an interface portion, the interface portion inputting application information into the workflow system for processing by the workflow system and a workflow looping portion. The workflow looping portion may include performing underwriting processing to effect underwriting of the application based on the application information, performing issue processing to effect issue of the application, and performing settlement processing to effect settlement of the application. A rules logic portion may be provided to control the implementation of rules applied to the processing of the application as the application passes through the automated processing.Type: GrantFiled: September 20, 2004Date of Patent: October 22, 2013Assignee: Genworth Holdings, Inc.Inventors: Timothy P. J. Perry, Michael David Metzger, Diane Marie Russell, Mary Kathryn Bryant, David John Helt
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Patent number: 7844476Abstract: A process for at least a partial underwriting of insurance policies is described. Based on the similarity to previous insurance applications, a decision on the current request for underwriting may be made. This decision-making process represents an analogical approach to the placement of an insurance application to an underwriting category, whereby a given insurance application request is compared to previous requests.Type: GrantFiled: June 14, 2002Date of Patent: November 30, 2010Assignee: Genworth Financial, Inc.Inventors: Piero Patrone Bonissone, Richard Paul Messmer, Dan Yang, Marc Pavese, Angela Neff Patterson, Antonio Mogro-Campero, Anil Varma, William Michael Durham, Diane Marie Russell, Rajesh Venkat Subbu
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Patent number: 7844477Abstract: A process for at least a partial underwriting of insurance policies is described. Various rules are created, along with a degree of satisfaction for each rule. Rules may be directed toward various insurance underwriting components (e.g., cholesterol levels, blood pressure, etc.). Based on the degree of satisfaction for each rule, a component may be assigned to a category. Based on the category for each component, the insurance application may be assigned an underwriting category.Type: GrantFiled: June 18, 2002Date of Patent: November 30, 2010Assignee: Genworth Financial, Inc.Inventors: Piero Patrone Bonissone, Richard Paul Messmer, William Michael Durham, Dan Yang, Marc Pavese, Diane Marie Russell
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Patent number: 7630910Abstract: A system for at least a partial underwriting of insurance policies is described. based on the similarity to previous insurance applications, a decision on the current request for underwriting may be made. this decision-making process represents an analogical approach to the placement of an insurance application to an underwriting category, whereby a given insurance application request is compared to previous requests.Type: GrantFiled: June 14, 2002Date of Patent: December 8, 2009Assignee: Genworth Financial, Inc.Inventors: Piero Patrone Bonissone, Richard Paul Messmer, Dan Yang, Marc Pavese, Angela Neff Patterson, Antonio Mogro-Campero, Anil Varma, William Michael Durham, Diane Marie Russell, Rajesh Venkat Subbu
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Patent number: 7197427Abstract: The invention relates to a risk based testing method. The risk based testing method comprises defining a process or system to be tested, identifying a plurality of risks associated with the process or system, quantifying each of the risks with a risk value, defining a test plan for the process or system, the test plan including a number of test cases, wherein testing of the test cases is prioritized based on the risk value, and executing the test plan. The invention also relates an article of manufacture. The article of manufacture comprises a computer useable medium having computer readable program code means embodied therein for testing a process or a system.Type: GrantFiled: March 31, 2004Date of Patent: March 27, 2007Assignee: Genworth Financial Inc.Inventors: Scott Alan Noonan, Raymond Matthew Gombos, Diane Marie Russell, Mary Kathryn Bryant, Michael David Metzger, Timothy Patrick Jon Perry
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Patent number: 6956939Abstract: An apparatus, method and system are provided for message-based intelligent tandeming of an incoming call to an application node in telecommunication systems. The various embodiments utilize a new parameter, referred to as a tandem parameter, to designate whether incoming calls to a particular subscriber are to be tandemed to an application node or are to be delivered directly to the subscriber. The preferred system embodiment includes an adjunct network entity, a database, and a switching center. The adjunct network entity, such as a service circuit node or service control point, has one or more application nodes or platforms, supporting various telecommunication services such as prepaid services, calling party pays services, and one number services. The database, such as a home location register or visitor location register, stores information such as subscriber profiles, and includes storing the tandem parameter.Type: GrantFiled: June 9, 2000Date of Patent: October 18, 2005Assignee: Lucent Technologies Inc.Inventors: Richard Robert Boland, Ismael Lopez, Mark Alan McCormick, Diane Marie Russell
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Patent number: 6876738Abstract: An apparatus, method and system are provided for intelligent tandeming of an incoming call to an application node in telecommunication systems. The various embodiments utilize a new parameter, referred to as a tandem parameter, to designate whether incoming calls to a particular subscriber are to be tandemed to an application node or are to be delivered directly to the subscriber. The preferred system embodiment includes an adjunct network entity, a database, and a switching center. The adjunct network entity, such as a service circuit node or service control point, has one or more application nodes or platforms, supporting various telecommunication services such as prepaid services, calling party pays services, and one number services. The database, such as a home location register or visitor location register, stores information such as subscriber profiles, and includes storing the tandem parameter.Type: GrantFiled: June 9, 2000Date of Patent: April 5, 2005Assignee: Lucent Technologies Inc.Inventors: Richard Robert Boland, Mark Alan McCormick, Diane Marie Russell
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Publication number: 20030187699Abstract: A system for at least a partial underwriting of insurance policies is described. Various rules are created, along with a degree of satisfaction for each rule. Rules may be directed toward various insurance underwriting components (e.g., cholesterol levels, blood pressure, etc.). Based on the degree of satisfaction for each rule, a component may be assigned to a category. Based on the category for each component, the insurance application may be assigned an underwriting category.Type: ApplicationFiled: June 17, 2002Publication date: October 2, 2003Inventors: Piero Patrone Bonissone, Richard Paul Messmer, William Michael Durham, Dan Yang, Marc Pavese, Diane Marie Russell
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Publication number: 20030187696Abstract: A system for at least a partial underwriting of insurance policies is described. based on the similarity to previous insurance applications, a decision on the current request for underwriting may be made this decision-making process represents an analogical approach to the placement of an insurance application to an underwriting category, whereby a given insurance application request is compared to previous requests.Type: ApplicationFiled: June 14, 2002Publication date: October 2, 2003Inventors: Piero Patrone Bonissone, Richard Paul Messmer, Dan Yang, Marc Pavese, Angela Neff Patterson, Antonio Mogro-Campero, Anil Varma, William Michael Durham, Diane Marie Russell, Rajesh Venkat Subbu
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Publication number: 20030187700Abstract: A process for at least a partial underwriting of insurance policies is described. Various rules are created, along with a degree of satisfaction for each rule. Rules may be directed toward various insurance underwriting components (e.g., cholesterol levels, blood pressure, etc.). Based on the degree of satisfaction for each rule, a component may be assigned to a category. Based on the category for each component, the insurance application may be assigned an underwriting category.Type: ApplicationFiled: June 18, 2002Publication date: October 2, 2003Inventors: Piero Patrone Bonissone, Richard Paul Messmer, William Michael Durham, Dan Yang, Marc Pavese, Diane Marie Russell
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Publication number: 20030187697Abstract: A process for at least a partial underwriting of insurance policies is described. Based on the similarity to previous insurance applications, a decision on the current request for underwriting may be made. This decision-making process represents an analogical approach to the placement of an insurance application to an underwriting category, whereby a given insurance application request is compared to previous requests.Type: ApplicationFiled: June 14, 2002Publication date: October 2, 2003Inventors: Piero Patrone Bonissone, Richard Paul Messmer, Dan Yang, Marc Pavese, Angela Neff Patterson, Antonio Mogro-Campero, Anil Varma, William Michael Durham, Diane Marie Russell, Rajesh Venkat Subbu
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Publication number: 20030182159Abstract: A process to structure and summarize the key information required by automated decision-making systems for insurance underwriting is described. The automated underwriting system may be based on rules corresponding to underwriting components, wherein based on the degree of satisfaction of each rule, a component may be assigned to a category, and based on the category for each component, the insurance application may be assigned an underwriting category, or the automated underwriting system may be based on an evaluation of the similarity of a given application to previous application requests, to decide an underwriting category. Most of the key information required for automated insurance underwriting is structured and standardized, except for the Attending Physician Statement (APS), which is almost as unique as each individual physician.Type: ApplicationFiled: June 20, 2002Publication date: September 25, 2003Inventors: Piero Patrone Bonissone, Richard Paul Messmer, Angela Neff Patterson, Diane Marie Russell, William Michael Durham, Dan Yang, Marc Pavese, David Hjalmar Coburn, Antonio Mogro-Campero, Valerie Annette Merchant, John Anthony Orlando
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Publication number: 20030177032Abstract: A system to structure and summarize the key information required by automated decision-making systems for insurance underwriting is described. The automated underwriting system may be based on rules corresponding to underwriting components, wherein based on the degree of satisfaction of each rule, a component may be assigned to a category, and based on the category for each component, the insurance application may be assigned an underwriting category, or the automated underwriting system may be based on an evaluation of the similarity of a given application to previous application requests, to decide an underwriting category. Most of the key information required for automated insurance underwriting is structured and standardized, except for the Attending Physician Statement (APS), which is almost as unique as each individual physician.Type: ApplicationFiled: June 20, 2002Publication date: September 18, 2003Inventors: Piero Patrone Bonissone, Richard Paul Messmer, Angela Neff Patterson, Diane Marie Russell, William Michael Durham, Dan Yang, Marc Pavese, David Hjalmar Coburn, Antonio Mogro-Campero, Valerie Annette Merchent, John Anthony Orlando