Patents by Inventor Don McNelley

Don McNelley has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11700529
    Abstract: A method for authenticating a mobile device in real-time. The method includes detecting the mobile device, sending a text message containing a unique uniform resource locator (“URL”) to the mobile device, and detecting an access of the unique URL by the mobile device through a first communication path. In response to detecting the access of the unique URL, requesting and subsequently receiving, by the host system in real-time, a phone number and a subscriber identification ID associated with the mobile device through a second communication path distinct from the first communication path, and a device fingerprint of the mobile device through the first communication path. The method further includes initiating a risk analysis based on the phone number, the subscriber ID, and the device fingerprint and determining an authentication status of the mobile device based on the risk analysis.
    Type: Grant
    Filed: January 27, 2021
    Date of Patent: July 11, 2023
    Assignee: The Western Union Company
    Inventors: Abhinav Gupta, Bernard McManus, Don McNelley
  • Publication number: 20210153017
    Abstract: A method for authenticating a mobile device in real-time. The method includes detecting the mobile device, sending a text message containing a unique uniform resource locator (“URL”) to the mobile device, and detecting an access of the unique URL by the mobile device through a first communication path. In response to detecting the access of the unique URL, requesting and subsequently receiving, by the host system in real-time, a phone number and a subscriber identification ID associated with the mobile device through a second communication path distinct from the first communication path, and a device fingerprint of the mobile device through the first communication path. The method further includes initiating a risk analysis based on the phone number, the subscriber ID, and the device fingerprint and determining an authentication status of the mobile device based on the risk analysis.
    Type: Application
    Filed: January 27, 2021
    Publication date: May 20, 2021
    Applicant: The Western Union Company
    Inventors: Abhinav Gupta, Bernard McManus, Don McNelley
  • Patent number: 10911951
    Abstract: A method for authenticating a mobile device in real-time. The method includes detecting the mobile device, sending a text message containing a unique uniform resource locator (“URL”) to the mobile device, and detecting an access of the unique URL by the mobile device through a first communication path. In response to detecting the access of the unique URL, requesting and subsequently receiving, by the host system in real-time, a phone number and a subscriber identification ID associated with the mobile device through a second communication path distinct from the first communication path, and a device fingerprint of the mobile device through the first communication path. The method further includes initiating a risk analysis based on the phone number, the subscriber ID, and the device fingerprint and determining an authentication status of the mobile device based on the risk analysis.
    Type: Grant
    Filed: May 17, 2019
    Date of Patent: February 2, 2021
    Assignee: The Western Union Company
    Inventors: Abhinav Gupta, Bernard McManus, Don McNelley
  • Publication number: 20190274042
    Abstract: A method for authenticating a mobile device in real-time. The method includes detecting the mobile device, sending a text message containing a unique uniform resource locator (“URL”) to the mobile device, and detecting an access of the unique URL by the mobile device through a first communication path. In response to detecting the access of the unique URL, requesting and subsequently receiving, by the host system in real-time, a phone number and a subscriber identification ID associated with the mobile device through a second communication path distinct from the first communication path, and a device fingerprint of the mobile device through the first communication path. The method further includes initiating a risk analysis based on the phone number, the subscriber ID, and the device fingerprint and determining an authentication status of the mobile device based on the risk analysis.
    Type: Application
    Filed: May 17, 2019
    Publication date: September 5, 2019
    Applicant: The Western Union Company
    Inventors: Abhinav Gupta, Bernard McManus, Don McNelley
  • Patent number: 10327141
    Abstract: A method for authenticating a mobile device in real-time. The method includes detecting the mobile device, sending a text message containing a unique uniform resource locator (“URL”) to the mobile device, and detecting an access of the unique URL by the mobile device through a first communication path. In response to detecting the access of the unique URL, requesting and subsequently receiving, by the host system in real-time, a phone number and a subscriber identification ID associated with the mobile device through a second communication path distinct from the first communication path, and a device fingerprint of the mobile device through the first communication path. The method further includes initiating a risk analysis based on the phone number, the subscriber ID, and the device fingerprint and determining an authentication status of the mobile device based on the risk analysis.
    Type: Grant
    Filed: November 20, 2017
    Date of Patent: June 18, 2019
    Assignee: The Western Union Company
    Inventors: Abhinav Gupta, Bernard McManus, Don McNelley
  • Publication number: 20180160306
    Abstract: A method for authenticating a mobile device in real-time. The method includes detecting the mobile device, sending a text message containing a unique uniform resource locator (“URL”) to the mobile device, and detecting an access of the unique URL by the mobile device through a first communication path. In response to detecting the access of the unique URL, requesting and subsequently receiving, by the host system in real-time, a phone number and a subscriber identification ID associated with the mobile device through a second communication path distinct from the first communication path, and a device fingerprint of the mobile device through the first communication path. The method further includes initiating a risk analysis based on the phone number, the subscriber ID, and the device fingerprint and determining an authentication status of the mobile device based on the risk analysis.
    Type: Application
    Filed: November 20, 2017
    Publication date: June 7, 2018
    Applicant: The Western Union Company
    Inventors: Abhinav Gupta, Bernard McManus, Don McNelley
  • Patent number: 9888380
    Abstract: A method for authenticating a mobile device in real-time. The method includes detecting the mobile device, sending a text message containing a unique uniform resource locator (“URL”) to the mobile device, and detecting an access of the unique URL by the mobile device through a first communication path. In response to detecting the access of the unique URL, requesting and subsequently receiving, by the host system in real-time, a phone number and a subscriber identification ID associated with the mobile device through a second communication path distinct from the first communication path, and a device fingerprint of the mobile device through the first communication path. The method further includes initiating a risk analysis based on the phone number, the subscriber ID, and the device fingerprint and determining an authentication status of the mobile device based on the risk analysis.
    Type: Grant
    Filed: October 30, 2014
    Date of Patent: February 6, 2018
    Assignee: The Western Union Company
    Inventors: Abhinav Gupta, Bernard McManus, Don McNelley
  • Publication number: 20160127898
    Abstract: A method for authenticating a mobile device in real-time. The method includes detecting the mobile device, sending a text message containing a unique uniform resource locator (“URL”) to the mobile device, and detecting an access of the unique URL by the mobile device through a first communication path. In response to detecting the access of the unique URL, requesting and subsequently receiving, by the host system in real-time, a phone number and a subscriber identification ID associated with the mobile device through a second communication path distinct from the first communication path, and a device fingerprint of the mobile device through the first communication path. The method further includes initiating a risk analysis based on the phone number, the subscriber ID, and the device fingerprint and determining an authentication status of the mobile device based on the risk analysis.
    Type: Application
    Filed: October 30, 2014
    Publication date: May 5, 2016
    Applicant: THE WESTERN UNION COMPANY
    Inventors: Abhinav Gupta, Bernard McManus, Don McNelley