Abstract: A check image generator application generates a remote deposit capture RDC compatible check image. The RDC compatible check image is sent from a sender mobile device to a recipient mobile device. The RDC compatible check image may pass through a server and may be encrypted. The recipient mobile device receives the RDC compatible check image and forwards it to a financial institution for deposit.

Abstract: A check image generator application generates a remote deposit capture RDC compatible check image. The RDC compatible check image is sent from a sender mobile device to a recipient mobile device. The RDC compatible check image may pass through a server and may be encrypted. The recipient mobile device receives the RDC compatible check image and forwards it to a financial institution for deposit.

Abstract: A check image generator application generates a remote deposit capture RDC compatible check image. The RDC compatible check image is sent from a sender mobile device to a recipient mobile device. The RDC compatible check image may pass through a server and may be encrypted. The recipient mobile device receives the RDC compatible check image and forwards it to a financial institution for deposit.

Abstract: A personal digital ID device provides a digital identifier to a service for a predetermined duration in response to user interaction. The user interaction may include a button press. The personal digital ID device may be in the form of a bracelet, a key fob, or other form factor. The service may be provided by a mobile device, in the cloud, or elsewhere.

Abstract: The present invention provides a process for producing granular material useful as a phosphorus removal aggregate and involves the mixing of a pulverized calcium or magnesium oxide material with a dewatered clay waste material in a paddle or ribbon type mixer until reaching a state of a uniform consistency paste like material and then allowing such material to cure for several days while periodically mixing to expose new surface area thereof to the air to facilitate evaporation until the water content of the cured material is less than six percent.

Abstract: A check image generator application generates a remote deposit capture RDC compatible check image. The RDC compatible check image is sent from a sender mobile device to a recipient mobile device. The RDC compatible check image may pass through a server and may be encrypted. The recipient mobile device receives the RDC compatible check image and forwards it to a financial institution for deposit.

Abstract: A personal digital ID device provides a digital identifier to a service for a predetermined duration in response to user interaction. The user interaction may include a button press. The personal digital ID device may be in the form of a bracelet, a key fob, or other form factor. The service may be provided by a mobile device, in the cloud, or elsewhere.

Abstract: A multifactor authentication (MFA) enforcement server provides multifactor authentication services to users and existing services. During registration, the MFA enforcement server changes a user's password on an existing service to a password unknown to the user. During normal usage when the user accesses the existing service through the MFA enforcement server, the MFA enforcement server enforces a multifactor authentication enforcement policy.

Abstract: A secure transaction card does not interact with an interrogating radio frequency field without user interaction. The user interaction may include pressing on the card to cause a smartcard chip to connect to a coil on the card. The user interaction may also include exposing the card to light, motion, touch, or the like. Control of the secure transaction card may be active or passive.

Abstract: A check image generator application generates a remote deposit capture RDC compatible check image. The RDC compatible check image is sent from a sender mobile device to a recipient mobile device. The RDC compatible check image may pass through a server and may be encrypted. The recipient mobile device receives the RDC compatible check image and forwards it to a financial institution for deposit.

Abstract: A present disclosure relates to a method and apparatus for tuning piano strings by heating the piano strings. The apparatus includes split magnetic cores that encircle the piano strings. The magnetic cores comprise wiring wrapped around the outside of the magnetic cores to induce an alternating current in the piano strings through mutual inductance. The generated alternating current in the piano strings allows each piano string to be heated and thereby tuned.

Abstract: A present disclosure relates to a method and apparatus for tuning piano strings by heating the piano strings. The apparatus includes split magnetic cores that encircle the piano strings. The magnetic cores comprise wiring wrapped around the outside of the magnetic cores to induce an alternating current in the piano strings through mutual inductance. The generated alternating current in the piano strings allows each piano string to be heated and thereby tuned.

Abstract: A check image generator application generates a remote deposit capture RDC compatible check image. The RDC compatible check image is sent from a sender mobile device to a recipient mobile device. The RDC compatible check image may pass through a server and may be encrypted. The recipient mobile device receives the RDC compatible check image and forwards it to a financial institution for deposit.

Abstract: A non-contact biometric sensing device is described. The device includes a processing device, a user interface communicatively coupled to the processing device, a display communicatively coupled to the processing device, a laser doppler vibrometer sensor communicatively coupled to the processing device, and an infrared camera communicatively coupled to the processing device. The processing device is programmed to utilize mechanical motion data received from the laser doppler vibrometer sensor and thermal distributions data from the infrared camera to calculate biometric data, when signals originating from the laser doppler vibrometer sensor and the infrared camera are reflected back towards the device from a target.

Abstract: A secure transaction card does not interact with an interrogating radio frequency field without user interaction. The user interaction may include pressing on the card to cause a smartcard chip to connect to a coil on the card. The user interaction may also include exposing the card to light, motion, touch, or the like. Control of the secure transaction card may be active or passive.

Abstract: A multifactor authentication (MFA) enforcement server provides multifactor authentication services to users and existing services. During registration, the MFA enforcement server changes a user's password on an existing service to a password unknown to the user. During normal usage when the user accesses the existing service through the MFA enforcement server, the MFA enforcement server enforces a multifactor authentication enforcement policy.

Abstract: A method for prompting the user to scan a radio token in proximity with a mobile device and detecting, via a radio token compatible mechanism within the mobile device, when the radio token passes within a communications distance from the radio token compatible device. So as to provide future indication of the approximate location of the radio token in relation to the mobile device.

Abstract: A multifactor authentication (MFA) enforcement server provides multifactor authentication services to users and existing services. During registration, the MFA enforcement server changes a user's password on an existing service to a password unknown to the user. During normal usage when the user accesses the existing service through the MFA enforcement server, the MFA enforcement server enforces a multifactor authentication enforcement policy.

Abstract: in various implementations, a field-deployable system may include an array of two or more acoustic transducers arranged to propagate pressure waves through a hydrocarbon fluid medium. A method of stimulating a hydrocarbon fluid medium may include propagating pressure waves through the hydrocarbon fluid medium. The pressure waves may have an ultrasonic frequency and an amplitude sufficient to induce acoustic cavitation in the hydrocarbon fluid medium. A method of stimulating a solvent fluid medium may include propagating pressure waves through the solvent fluid medium, and inducing acoustic cavitation in the medium via the pressure waves. The acoustic cavitation may form a microjet that impinges a proximate solid surface to substantially remove hydrocarbon residue. An acoustic transducer may be configured to propagate pressure waves through a hydrocarbon fluid medium. The pressure waves may have an ultrasonic frequency and an amplitude sufficient to induce acoustic cavitation in the hydrocarbon fluid medium.

Abstract: A method for prompting the user to scan a radio token in proximity with a mobile device and detecting, via a radio token compatible mechanism within the mobile device, when the radio token passes within a communications distance from the radio token compatible device. So as to provide future indication of the approximate location of the radio token in relation to the mobile device.