Patents by Inventor Douglas A. Kovacs

Douglas A. Kovacs has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8857707
    Abstract: An apparatus operates to cause financial transfers responsive to data read from data bearing records. The apparatus includes a card reader that is operative to read card data from a user card. At least one computer in operative connection with the card reader is operative to cause a determination to be made that the read card data corresponds to an authorized financial account. The at least one computer is operative to cause a financial transfer to or from the account responsive to the determination and user inputs to at least one input device of the machine. The automated banking machine includes a housing. The housing is at least partially surrounded by an enclosure that operates to protect the housing and machine from environmental conditions.
    Type: Grant
    Filed: February 16, 2012
    Date of Patent: October 14, 2014
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Douglas A. Kovacs, Terry E. Doll, Timothy Stefanko, Richard J. Hanna
  • Publication number: 20140048594
    Abstract: An automated banking machine operates responsive to data bearing records. The automated banking machine includes a card reader that reads card data from a user card. The read card data corresponds to a financial account and is used to authorize the machine user to carry out a transaction on the financial account. The automated banking machine includes a display and a printer to produce records of a financial transaction carried out with the card reader. The automated banking machine also includes a validator arrangement including a currency note validator which reads data from a currency note in determining validity of the note. The note validator, while remaining supported by the machine, is slidable to extend outside of the machine where it can be pivoted to an orientation at which it can be serviced.
    Type: Application
    Filed: October 22, 2013
    Publication date: February 20, 2014
    Applicant: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventor: Douglas A. KOVACS
  • Patent number: 8561887
    Abstract: An automated banking machine operates responsive to data bearing records. The automated banking machine includes a card reader that reads card data from a user card. The read card data corresponds to a financial account and is used to authorize the machine user to carry out a transaction on the financial account. The automated banking machine includes a display and a printer to produce records of a financial transaction carried out with the card reader. The automated banking machine also includes a validator arrangement including a currency note validator which reads data from a currency note in determining validity of the note. The note validator, while remaining supported by the machine, is slidable to extend outside of the machine where it can be pivoted to an orientation at which it can be serviced.
    Type: Grant
    Filed: October 20, 2010
    Date of Patent: October 22, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventor: Douglas A. Kovacs
  • Patent number: 7641106
    Abstract: A cash dispensing automated banking machine activated responsive to user cards includes a secure enclosure. The secure enclosure includes a chest portion and a moveable door. The door has mounted thereon a locking bolt work mechanism which is operative to selectively secure the door in a closed position. The door is mounted to the chest through hinge assembles that enable the door to be selectively adjusted in up-down and right-left directions. The chest door includes dead bolt portions at the hinge side that resist separation of the door from the chest if the hinge is compromised.
    Type: Grant
    Filed: July 19, 2007
    Date of Patent: January 5, 2010
    Assignee: Diebold, Incorporated
    Inventors: Douglas A. Kovacs, Gerald T. Sedlock, Richard E. Dunlap
  • Patent number: 7555879
    Abstract: An apparatus and method for the shipping and installation of an ATM. The ATM comprises leveling legs. A pallet includes a plurality of readily separable components and a plurality of component fasteners. The pallet further comprises bracket openings which align with the leveling legs allowing vertical movement of the leveling legs therethrough. The leveling legs are extendable in the openings to lift and support the ATM from an underlying floor surface, allowing the underlying pallet to be disassembled. The ATM can be leveled using the leveling legs.
    Type: Grant
    Filed: January 4, 2005
    Date of Patent: July 7, 2009
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Zachary Utz, Douglas A. Kovacs
  • Patent number: 7416111
    Abstract: An ATM (10) includes a housing (12). Circuit card assemblies (256) used in the operation of the ATM are attached to a mounting plate (254). The mounting plate (254) can be releasably engaged to the housing (12). The mounting plate (254) includes integrally formed dimples (260) which facilitate the attachment and removal of the circuit card assemblies (256) therewith. The circuit card assemblies, while attached to the mounting plate, can be tested to ensure their proper operation prior to installation of the mounting plate in the ATM. The mounting plate and attached circuit card assemblies are configured to be suitable for use in various types and configurations of ATMs.
    Type: Grant
    Filed: March 7, 2005
    Date of Patent: August 26, 2008
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Douglas A. Kovacs, Gary P. Babos, Kenneth Terra
  • Patent number: 7219609
    Abstract: An apparatus and method for the shipping and installation of an ATM. The ATM comprises leveling legs. A pallet includes a plurality of readily separable components and a plurality of component fasteners. The pallet further comprises bracket openings which align with the leveling legs allowing vertical movement of the leveling legs therethrough. The leveling legs are extendable in the openings to lift and support the ATM from an underlying floor surface, allowing the underlying pallet to be disassembled. The ATM can be leveled using the leveling legs.
    Type: Grant
    Filed: January 4, 2005
    Date of Patent: May 22, 2007
    Assignee: DieBold Self-Service Systems division of DieBold, Incorporated
    Inventors: Zachary Utz, Douglas A. Kovacs
  • Patent number: 7104442
    Abstract: An automated banking machine (10) is provided. The automated banking machine may include a fascia (50) in operative connection with a frame (110). The machine may include a plurality of hardware devices which are accessible through the fascia. The hardware devices may include a cash dispenser (24), receipt printer (20), and a card reader (22). The fascia may include replaceable bezels (550,552) with apertures therein for providing access to hardware devices. The bezels may be operative to float with respect to the fascia and hardware devices to automatically align hardware devices with the bezels. In addition the hardware devices may include movable portions which are operative to automatically align with the bezels. The bezels may include ramps, ribs, or other angled surfaces which guide the hardware devices into alignment with the openings in the bezels.
    Type: Grant
    Filed: March 10, 2004
    Date of Patent: September 12, 2006
    Assignee: Diebold Self -Service Systems division of Diebold, Incorporated
    Inventors: Dave Kraft, Daniel Schoeffler, Robert Kansa, Douglas A. Kovacs, Zachary Utz, Pedro Tula, Mark Wymer
  • Publication number: 20040245333
    Abstract: An automated banking machine (10) is provided. The automated banking machine may include a fascia (50) in operative connection with a frame (110). The machine may include a plurality of hardware devices which are accessible through the fascia. The hardware devices may include a cash dispenser (24), receipt printer (20), and a card reader (22). The fascia may include replaceable bezels (550,552) with apertures therein for providing access to hardware devices. The bezels may be operative to float with respect to the fascia and hardware devices to automatically align hardware devices with the bezels. In addition the hardware devices may include movable portions which are operative to automatically align with the bezels. The bezels may include ramps, ribs, or other angled surfaces which guide the hardware devices into alignment with the openings in the bezels.
    Type: Application
    Filed: March 10, 2004
    Publication date: December 9, 2004
    Applicant: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: Dave Kraft, Daniel Schoeffler, Robert Kansa, Douglas A. Kovacs, Zachary Utz, Pedro Tula, Mark Wymer
  • Patent number: 6293540
    Abstract: An automated banking machine (10) has a secure chest (20). A sheet dispenser assembly is supported on the chest through movable slides (40). The dispenser may be moved outward through an opening (26) in the chest by extending the slides. The dispenser may be disengaged from the slides through use of a portable carrier (50). The portable carrier has a lifting device which is operated to lift the dispenser relative to the slides enabling disengagement therefrom. The dispenser is then movable away from the chest for servicing on the carrier. The dispenser may be re-engaged with the slides after servicing using the portable carrier.
    Type: Grant
    Filed: November 29, 1999
    Date of Patent: September 25, 2001
    Assignee: Diebold, Incorporated
    Inventor: Douglas A. Kovacs
  • Patent number: 6082616
    Abstract: An automated banking machine (10) has a housing (12). A rollout tray (32) supports serviceable components including a display (36) and a keypad (48) thereon. The rollout tray includes a service opening (54) which is used to access service points on the serviceable components when the rollout tray is extended from the housing. When the tray is retracted access through the service opening is blocked.
    Type: Grant
    Filed: June 2, 1998
    Date of Patent: July 4, 2000
    Assignee: Diebold, Incorporated
    Inventors: Kim R. Lewis, Richard C. Lute, Jr., Terry E. Doll, Douglas A. Kovacs, Michael A. Durbin, Deborah S. Addy, James A. Zweifel