Abstract: A system for remote data acquisition and private and secure and authenticated, centralized processing and storage is disclosed called the DataTreasury™ Repository System. The DataTreasury™ Repository System provides a secure system for the storage and retrieval of data comprising personal information, financial information, and general information. The identity of the users are held private through the use of a biometric as the sole personal identifier. The system acquires transactional data at at least one remote locations, encrypts the data, transmits the encrypted data to a central location, transforms the data to a usable form, performs identification verification using biometric data, generates informative reports from the data and transmits the informative reports to the remote location(s), while maintaining privacy, security, and authenticity of the user's data and biometric. To ensure the complete security of the system, all data is re-encrypted while in storage, or when it is in a state of nonuse.

Abstract: Predictive dialing system (100) and method is disclosed. Telephone numbers from a call list (FIG. 2) are automatically dialed and response received is analyzed. Message content in the response is detected using a speech recognizer and one or more follow-up actions based on the message content are performed. The follow-up actions may include rescheduling the call if the telephone number dialed is busy, not answering, or otherwise not working. Another follow-up action may include dynamically updating the list of telephone numbers in the call list, for example, if an operator message indicating that the phone number is no longer in service or that phone number has changed to a new number. Yet another follow-up action may include transferring the call to a live agent, for example, if a live greeting is received.

Abstract: A system for remote data acquisition and private and secure and authenticated, centralized processing and storage is disclosed called the DataTreasury™ Repository System. The DataTreasury™ Repository System provides a secure system for the storage and retrieval of data comprising personal information, financial information, and general information. The identity of the users are held private through the use of a biometric as the sole personal identifier. The system acquires transactional data at at least one remote locations, encrypts the data, transmits the encrypted data to a central location, transforms the data to a usable form, performs identification verification using biometric data, generates informative reports from the data and transmits the informative reports to the remote location(s), while maintaining privacy, security, and authenticity of the user's data and biometric.