Abstract: Embodiments of the invention are directed to a system, method, or computer program product for a real-time interaction based assistance interface. The real-time interaction based assistance interface including software that allow the user to input commands on the artificial intelligence questionnaire to direct to a processing device to execute instructions for a real-time resource aspiration deployment and aspiration assistance. The system aggregates user data pertaining to resource history and interaction history. Using this data and the artificial intelligence questionnaire, the system provides a real-time interaction based assistance interface with resource aspiration prediction and fulfilling assistance.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for a multichannel resource centralization hub with a selectability interface. The invention extracts and coordinates account data across entities, such as a financial institution, for a user. The invention creates a single operating hub for user access and manipulation. In this way, the user may access a single interface for visualization of one operating account for the user. The operating hub allows a user to have multiple purpose resource envelopes within a single framework. As such, the user can have various separate sections within the operating hub for different actionable events. The system may allow for locking of resource envelopes, opening of envelopes for third parties, and threshold development of each individual envelope.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for a real-time interaction based assistance interface. The real-time interaction based assistance interface including software that allow the user to input commands on the artificial intelligence questionnaire to direct to a processing device to execute instructions for a real-time resource aspiration deployment and aspiration assistance. The system aggregates user data pertaining to resource history and interaction history. Using this data and the artificial intelligence questionnaire, the system provides a real-time interaction based assistance interface with resource aspiration prediction and fulfilling assistance.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for a control system for single resource distribution via a portal. With the single portal for resource distribution and secure card-control system capabilities, the user can stay in control of the resource distribution at a merchant location. The invention may provide a linkage between a merchant and user device for user device display of the single resource distribution portal. Upon authorization, the system may perform analysis and presentation of resource distribution for a merchant offering and user resource power in a hierarchical approach. The user is able to authorize resource distribution and secondary resource distribution in real-time without physical resource distribution exchange.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for ancillary channel communication services and enrollment via automatic population. In this way, the system may perform analysis of user channel communications for enrollment into a product or service. Based on the analysis the system may generate a populated application for enrollment via the same communication channel. The system generates a comprehensive application that comprises access to the product and use of the product with a sectioned portion associated with determined ancillary products for user deployment based on the product and the communication via the communication channel.