Patents by Inventor Faye Shimshi

Faye Shimshi has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and system for the issuance of instant credit
    Patent number: 9898780
    Abstract: A method and system for the issuance of Instant Credit has an Instant Credit engine that performs instantaneous analyses. The method and system can operate along side existing “batch” processes. In addition, the method and system offer various channels of distribution for the Instant Credit products. With the present invention, Instant Credit and other Instant services (e.g., instant account balance transfers, etc.) can be obtained via, Internet, point-of-sale and other distribution channels. The present system also enables highly dynamic product offerings, which can be generated “instantaneously” based on a variety of factors, such as, for example, the channels of distribution (e.g., telephone or Internet), the product sought and/or even the particular individual and/or entity that is applying for a line of credit.
    Type: Grant
    Filed: September 26, 2014
    Date of Patent: February 20, 2018
    Assignee: Citibank, N.A.
    Inventors: Bob Bornhofen, Luke Byrne, David Bray, Richard Elder, Richard Feight, Kathleen Hill Pinnola, Faye Shimshi, Ray Quinlan, Mark Cheeseman
  • METHOD AND SYSTEM FOR THE ISSUANCE OF INSTANT CREDIT
    Publication number: 20150073975
    Abstract: A method and system for the issuance of Instant Credit has an Instant Credit engine that performs instantaneous analyses. The method and system can operate along side existing “batch” processes. In addition, the method and system offer various channels of distribution for the Instant Credit products. With the present invention, Instant Credit and other Instant services (e.g., instant account balance transfers, etc.) can be obtained via, Internet, point-of-sale and other distribution channels. The present system also enables highly dynamic product offerings, which can be generated “instantaneously” based on a variety of factors, such as, for example, the channels of distribution (e.g., telephone or Internet), the product sought and/or even the particular individual and/or entity that is applying for a line of credit.
    Type: Application
    Filed: September 26, 2014
    Publication date: March 12, 2015
    Inventors: Bob BORNHOFEN, Luke BYRNE, David BRAY, Richard ELDER, Richard FEIGHT, Kathleen Hill PINNOLA, Faye SHIMSHI, Ray QUINLAN, Mark CHEESEMAN
  • Method and system for the issuance of instant credit
    Patent number: 8918338
    Abstract: A method and system for the issuance of Instant Credit has an Instant Credit engine that performs instantaneous analysis. The method and system can operate along side existing “batch” processes. In addition, the method and system offer various channels of distribution for the Instant Credit products. With the present invention, Instant Credit and other Instant services (e.g., instant account balance transfers, etc.) can be obtained via, Internet, point-of-sale and other distribution channels. The present system also enables highly dynamic product offerings, which can be generated “instantaneously” based on a variety of factors, such as, for example, the channels of distribution (e.g., telephone or Internet), the product sought and/or even the particular individual and/or entity that is applying for a line of credit.
    Type: Grant
    Filed: April 7, 2000
    Date of Patent: December 23, 2014
    Assignee: Citibank, N.A.
    Inventors: Bob Bornhofen, Luke Byrne, David Bray, Richard Elder, Richard Feight, Kathleen Hill Pinnola, Faye Shimshi, Ray Quinlan, Mark Cheeseman