Patents by Inventor Frank J. McKenna

Frank J. McKenna has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10733668
    Abstract: The present disclosure relates generally to a multi-layer fraud identification and risk analysis system. For example, the system may receive application data from a first borrower user, apply application data to one or more machine learning (ML) models, and receive a first score based at least in part upon output of the ML model that is associated with the first borrower user. The system may aggregate scores associated with multiple borrower users to a cumulative dealer user level. The aggregated first scores associated with the dealer user, as well as other corresponding application data, may be provided as input to a second ML model. Output from the second ML model may be associated with the dealer user as a second score.
    Type: Grant
    Filed: January 29, 2019
    Date of Patent: August 4, 2020
    Assignee: PointPredictive Inc.
    Inventors: Frank J. McKenna, Timothy J. Grace, Gregory Gancarz, Michael J. Kennedy
  • Patent number: 10692141
    Abstract: The present disclosure relates generally to a multi-layer fraud identification and risk analysis system. For example, the system may receive a plurality of first scores associated with borrower users and a dealer user based at least in part upon output of the first ML model. The system may receive a request from a lender user device for a second score, where the dealer user and the lender user device are associated according to a correlative score. The plurality of applications and the correlative score may be used as input to the second ML model that quantifies the risk of the dealer user specifically to the lender user, based on attributes associated with the application data, dealer user, and/or lender user. Output from the second ML model may be provided to the lender user device.
    Type: Grant
    Filed: January 29, 2019
    Date of Patent: June 23, 2020
    Assignee: PointPredictive Inc.
    Inventors: Frank J. McKenna, Timothy J. Grace, Gregory Gancarz, Michael J. Kennedy
  • Publication number: 20200175586
    Abstract: The present disclosure relates generally to a risk-based fraud identification and risk analysis system. For example, the system may receive application data from a first borrower user, determine a segment associated with the application data, apply application data to one or more machine learning (ML) models, and receive a score based at least in part upon output of the ML model.
    Type: Application
    Filed: January 31, 2020
    Publication date: June 4, 2020
    Applicant: PointPredictive Inc.
    Inventors: Frank J. McKenna, Timothy J. Grace, Gregory Gancarz, Michael J. Kennedy
  • Patent number: 10586280
    Abstract: The present disclosure relates generally to a risk-based fraud identification and risk analysis system. For example, the system may receive application data from a first borrower user, determine a segment associated with the application data, apply application data to one or more machine learning (ML) models, and receive a score based at least in part upon output of the ML model.
    Type: Grant
    Filed: January 29, 2019
    Date of Patent: March 10, 2020
    Assignee: PointPredictive Inc.
    Inventors: Frank J. McKenna, Timothy J. Grace, Gregory Gancarz, Michael J. Kennedy
  • Publication number: 20190236484
    Abstract: The present disclosure relates generally to a risk-based fraud identification and risk analysis system. For example, the system may receive application data from a first borrower user, determine a segment associated with the application data, apply application data to one or more machine learning (ML) models, and receive a score based at least in part upon output of the ML model.
    Type: Application
    Filed: January 29, 2019
    Publication date: August 1, 2019
    Applicant: PointPredictive Inc.
    Inventors: Frank J. McKenna, Timothy J. Grace, Gregory Gancarz, Michael J. Kennedy
  • Publication number: 20190236695
    Abstract: The present disclosure relates generally to a multi-layer fraud identification and risk analysis system. For example, the system may receive application data from a first borrower user, apply application data to one or more machine learning (ML) models, and receive a first score based at least in part upon output of the ML model that is associated with the first borrower user. The system may aggregate scores associated with multiple borrower users to a cumulative dealer user level. The aggregated first scores associated with the dealer user, as well as other corresponding application data, may be provided as input to a second ML model. Output from the second ML model may be associated with the dealer user as a second score.
    Type: Application
    Filed: January 29, 2019
    Publication date: August 1, 2019
    Applicant: PointPredictive Inc.
    Inventors: Frank J. McKenna, Timothy J. Grace, Gregory Gancarz, Michael J. Kennedy
  • Publication number: 20190236480
    Abstract: The present disclosure relates generally to a multi-layer fraud identification and risk analysis system. For example, the system may receive a plurality of first scores associated with borrower users and a dealer user based at least in part upon output of the first ML model. The system may receive a request from a lender user device for a second score, where the dealer user and the lender user device are associated according to a correlative score. The plurality of applications and the correlative score may be used as input to the second ML model that quantifies the risk of the dealer user specifically to the lender user, based on attributes associated with the application data, dealer user, and/or lender user. Output from the second ML model may be provided to the lender user device.
    Type: Application
    Filed: January 29, 2019
    Publication date: August 1, 2019
    Applicant: PointPredictive Inc.
    Inventors: Frank J. McKenna, Timothy J. Grace, Gregory Gancarz, Michael J. Kennedy
  • Patent number: 5228279
    Abstract: A fruit harvesting apparatus is provided which includes a vehicle, a mechanism for moving the vehicle along the ground; a tray, coupled to the vehicle, for receiving picked fruit; a pivotable hopper, mounted to the vehicle, for temporarily storing the picked fruit; and a transfer system for transferring the picked fruit from the tray to the hopper. The apparatus further includes an elevator for selectively elevating the device and/or a titling device for selectively tilting the device.
    Type: Grant
    Filed: July 6, 1992
    Date of Patent: July 20, 1993
    Assignee: Kathleen McKenna
    Inventors: Frank J. McKenna, Jr., Richard K. Horst, James F. Horst, Charles S. Wright, John D. Matthews
  • Patent number: 5205677
    Abstract: A machine for harvesting fruit from trees is provided. The machine includes a supporting vehicle; a hopper mounted on the vehicle; a blower assembly for maintaining a sub-atmospheric pressure in the hopper; an extendable/retractable boom rotatably mounted on the vehicle; a worker-supporting bucket attached to the outer end of the boom; and a conduit system extending from the bucket, through the boom, and into the hopper whereby the fruit may be transferred from the bucket to the hopper. The boom includes inner, middle and outer telescopically slidable boom sections; while the conduit system includes inner, middle and outer telescopically slidable conduit sections. The machine further includes a first deflection-preventing member which is mounted on the inner end of the middle boom section and a second deflection-preventing member mounted on the inner end of the outer boom section.
    Type: Grant
    Filed: April 12, 1991
    Date of Patent: April 27, 1993
    Assignee: Kathleen McKenna
    Inventor: Frank J. McKenna
  • Patent number: 5187928
    Abstract: A harvesting apparatus and method includes a vehicle designed for operation along aisles between rows of low density young citrus trees for collecting, storing and transporting citrus fruit harvested by multiple workers moving along in front of the vehicle. The apparatus and method is more efficient and cost effective for harvesting citrus fruit from low density young citrus trees and eliminates pallet tubs and the vehicle boom required to empty and replace the tubs as used in the "conventional harvesting method". The machine and method includes a large semi-circular tray preferably mounted at a level about two feet above the ground on the front of a self-propelled vehicle carrying a hopper. The tray is selectively removable to allow a tray of different size to be mounted on the vehicle to meet the harvesting conditions involved at given citrus groves.
    Type: Grant
    Filed: June 29, 1992
    Date of Patent: February 23, 1993
    Assignee: Kathleen McKenna
    Inventors: Frank J. McKenna, Richard K. Horst, James F. Horst, Charles S. Wright, John D. Matthews
  • Patent number: 5187927
    Abstract: A fruit harvesting apparatus is provided which includes a vehicle having a front end and a back end; a mechanism for moving the vehicle along the ground; a tray, located at the back end of the vehicle, for receiving picked fruit; a pivotable hopper, mounted to the back end of the vehicle, for temporarily storing the picked fruit; and a transfer system for transferring the picked fruit from the tray to the hopper. The tray includes a bottom wall and a set of substantially vertical walls surrounding the bottom wall. The set of substantially vertical walls includes a back wall which is attached to the front end of the vehicle and a pair of side walls extending from opposite ends of the back wall. The tray further includes a channel formed at least partially by channel-forming sections of the bottom wall. The channel includes a rear edge defining a tray opening and a substantially planar lower wall sloping towards the tray opening.
    Type: Grant
    Filed: May 5, 1992
    Date of Patent: February 23, 1993
    Assignee: Frank J. McKenna, Jr.
    Inventor: Frank J. McKenna, Jr.
  • Patent number: 5152129
    Abstract: A fruit harvesting apparatus is provided which includes a vehicle having a front end and a back end; a mechanism for moving the vehicle along the ground; a tray, located at the back end of the vehicle, for receiving picked fruit; a pivotable hopper, mounted to the back end of the vehicle, for temporarily storing the picked fruit; and a transfer system for transferring the picked fruit from the tray to the hopper. The tray includes a bottom wall and a set of substantially vertical walls surrounding the bottom wall. The set of substantially vertical walls includes a back wall which is attached to the front end of the vehicle and a pair of side walls extending from opposite ends of the back wall. The tray further includes a channel formed at least partially by channel-forming sections of the bottom wall. The channel includes a rear edge defining a tray opening and a substantially planar lower wall sloping towards the tray opening.
    Type: Grant
    Filed: December 4, 1991
    Date of Patent: October 6, 1992
    Assignee: Frank J. McKenna, Jr.
    Inventor: Frank J. McKenna, Jr.
  • Patent number: 5125223
    Abstract: A harvesting apparatus and method includes a vehicle designed for operation along aisles between rows of low density young citrus trees for collecting, storing and transporting citrus fruit harvested by multiple workers moving along in front of the vehicle. The apparatus and method is more efficient and cost effective for harvesting citrus fruit from low density young citrus trees and eliminates pallet tubs and the vehicle boom required to empty and replace the tubs as used in the "conventional harvesting method". The machine and method includes a large semi-circular tray preferably mounted at a level about two feet above the ground on the front of a self-propelled vehicle carrying a hopper. The tray is selectively removable to allow a tray of different size to be mounted on the vehicle to meet the harvesting conditions involved at given citrus groves.
    Type: Grant
    Filed: August 23, 1990
    Date of Patent: June 30, 1992
    Assignee: Harvesting Systems, Ltd.
    Inventors: Frank J. McKenna, Richard K. Horst, James F. Horst, Charles S. Wright, John D. Matthews
  • Patent number: 5007772
    Abstract: A machine for harvesting fruit including a supporting vehicle (30, 31) having a hopper 40 on one end (31) and a three-section extensible boom (80a, 80b, 80c) rotatably mounted on the other end (30) and having a bucket (96) on the outer end of the boom, and extensible conduits (82a, 82b, 82c) enclosed within the boom for conducting fruit to and through an extended conduit system (99, 75b) and into the boom.
    Type: Grant
    Filed: July 10, 1990
    Date of Patent: April 16, 1991
    Inventors: Frank J. McKenna, Richard K. Horst, James F. Horst, Rodney L. Arney
  • Patent number: RE35150
    Abstract: A fruit harvesting apparatus is provided which includes a vehicle, a mechanism for moving the vehicle along the ground; a tray, coupled to the vehicle, for receiving picked fruit; a pivotable hopper, mounted to the vehicle, for temporarily storing the picked fruit; and a transfer system for transferring the picked fruit from the tray to the hopper. The apparatus further includes an elevator for selectively elevating the device and/or a titling device for selectively tilting the device.
    Type: Grant
    Filed: December 9, 1994
    Date of Patent: January 30, 1996
    Assignee: McKenna: Kathleen
    Inventors: Frank J. McKenna, Jr., Richard K. Horst, James F. Horst, Charles S. Wright, John D. Matthews