Patents by Inventor Gail Galuppo

Gail Galuppo has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210012423
    Abstract: This disclosure describes, generally, methods and systems for exchanging alternative currencies. The method includes creating, at an alternative currency platform, a plurality of user accounts and receiving, from a first user in the plurality of user accounts, an alternative currency exchange offer. The alternative currency exchange offer includes one or more offer terms and associated assets. Furthermore, the method includes extending the alternative currency exchange offer from the first user to the second user, in response to receiving acceptance of the offer from the second user, verifying the associated assets of the first user and the second user, and in response to verification of the assets of the first user and second user, providing settlement of the alternative currency exchange offer.
    Type: Application
    Filed: September 25, 2020
    Publication date: January 14, 2021
    Applicant: The Western Union Company
    Inventors: Evans Mehew, Gail Galuppo
  • Publication number: 20190012741
    Abstract: This disclosure describes, generally, methods and systems for exchanging alternative currencies. The method includes creating, at an alternative currency platform, a plurality of user accounts and receiving, from a first user in the plurality of user accounts, an alternative currency exchange offer. The alternative currency exchange offer includes one or more offer terms and associated assets. Furthermore, the method includes extending the alternative currency exchange offer from the first user to the second user, in response to receiving acceptance of the offer from the second user, verifying the associated assets of the first user and the second user, and in response to verification of the assets of the first user and second user, providing settlement of the alternative currency exchange offer.
    Type: Application
    Filed: September 14, 2018
    Publication date: January 10, 2019
    Applicant: The Western Union Company
    Inventors: Evans Mehew, Gail Galuppo
  • Patent number: 10083485
    Abstract: This disclosure describes, generally, methods and systems for exchanging alternative currencies. The method includes creating, at an alternative currency platform, a plurality of user accounts and receiving, from a first user in the plurality of user accounts, an alternative currency exchange offer. The alternative currency exchange offer includes one or more offer terms and associated assets. Furthermore, the method includes extending the alternative currency exchange offer from the first user to the second user, in response to receiving acceptance of the offer from the second user, verifying the associated assets of the first user and the second user, and in response to verification of the assets of the first user and second user, providing settlement of the alternative currency exchange offer.
    Type: Grant
    Filed: February 10, 2014
    Date of Patent: September 25, 2018
    Assignee: The Western Union Company
    Inventors: Evans Mehew, Gail Galuppo
  • Publication number: 20160307268
    Abstract: This disclosure describes, generally, methods and systems for exchanging alternative currencies. The method includes creating, at an alternative currency platform, a plurality of user accounts and receiving, from a first user in the plurality of user accounts, an alternative currency exchange offer. The alternative currency exchange offer includes one or more offer terms and associated assets. Furthermore, the method includes extending the alternative currency exchange offer from the first user to the second user, in response to receiving acceptance of the offer from the second user, verifying the associated assets of the first user and the second user, and in response to verification of the assets of the first user and second user, providing settlement of the alternative currency exchange offer.
    Type: Application
    Filed: June 24, 2016
    Publication date: October 20, 2016
    Applicant: The Western Union Company
    Inventors: Evans Mehew, Gail Galuppo
  • Publication number: 20140156497
    Abstract: This disclosure describes, generally, methods and systems for exchanging alternative currencies. The method includes creating, at an alternative currency platform, a plurality of user accounts and receiving, from a first user in the plurality of user accounts, an alternative currency exchange offer. The alternative currency exchange offer includes one or more offer terms and associated assets. Furthermore, the method includes extending the alternative currency exchange offer from the first user to the second user, in response to receiving acceptance of the offer from the second user, verifying the associated assets of the first user and the second user, and in response to verification of the assets of the first user and second user, providing settlement of the alternative currency exchange offer.
    Type: Application
    Filed: February 10, 2014
    Publication date: June 5, 2014
    Applicant: The Western Union Company
    Inventors: Evans Mehew, Gail Galuppo
  • Patent number: 8688563
    Abstract: This disclosure describes, generally, methods and systems for exchanging alternative currencies. The method includes creating, at an alternative currency platform, a plurality of user accounts and receiving, from a first user in the plurality of user accounts, an alternative currency exchange offer. The alternative currency exchange offer includes one or more offer terms and associated assets. Furthermore, the method includes extending the alternative currency exchange offer from the first user to the second user, in response to receiving acceptance of the offer from the second user, verifying the associated assets of the first user and the second user, and in response to verification of the assets of the first user and second user, providing settlement of the alternative currency exchange offer.
    Type: Grant
    Filed: October 9, 2009
    Date of Patent: April 1, 2014
    Assignee: The Western Union Company
    Inventors: Evans Mehew, Gail Galuppo
  • Publication number: 20120084203
    Abstract: A system for conducting money transfer transactions includes a wallet application at a mobile network host that facilitates the collection of fingerprint data at a mobile user device and that maintains wallets where the fingerprint data corresponding to a user device is stored as a reference fingerprint. The fingerprint data includes both device feature characteristics and device use characteristics. When a transaction is conducted a the user device, current fingerprint data from the user device is compared to the reference fingerprint, and the transaction is permitted based on the comparison.
    Type: Application
    Filed: September 30, 2010
    Publication date: April 5, 2012
    Applicant: The Western Union Company
    Inventors: Evans Mehew, Kimberly Dunwoody, Gail Galuppo
  • Publication number: 20110016009
    Abstract: This disclosure describes, generally, methods and systems for exchanging alternative currencies. The method includes creating, at an alternative currency platform, a plurality of user accounts and receiving, from a first user in the plurality of user accounts, an alternative currency exchange offer. The alternative currency exchange offer includes one or more offer terms and associated assets. Furthermore, the method includes extending the alternative currency exchange offer from the first user to the second user, in response to receiving acceptance of the offer from the second user, verifying the associated assets of the first user and the second user, and in response to verification of the assets of the first user and second user, providing settlement of the alternative currency exchange offer.
    Type: Application
    Filed: October 9, 2009
    Publication date: January 20, 2011
    Applicant: The Western Union Company
    Inventors: Evans Mehew, Gail Galuppo
  • Publication number: 20100042517
    Abstract: The invention provides various systems and methods for providing universal access to loyalty programs and/or financial accounts. The method includes initializing a universal loyalty program account and financial account device. The method further includes associating loyalty program accounts and/or financial accounts with the universal loyalty program and financial instrument device. The method then accesses at least one of the loyalty program accounts and/or the financial accounts at a customer facing device using the universal loyalty program account and financial account device.
    Type: Application
    Filed: August 12, 2008
    Publication date: February 18, 2010
    Applicant: The Westem Union Company
    Inventors: Scott Paintin, Melanie Roberts, Gail Galuppo
  • Publication number: 20100042547
    Abstract: The invention provides various systems and methods for providing money transfers executed in connection with cable and/or satellite providers. The method includes presenting an interface to a user on a service provider's signal receiving device. The interface includes money transfer options. The method further includes receiving a money transfer initiation request from the user, and verifying the user's identity. The method then forwards the money transfer initiation request to a money transfer provider, and generates a money transfer control number associated with the money transfer initiation request. Furthermore, the method includes activating the money transfer control number, and transmitting the money transfer control number to a recipient.
    Type: Application
    Filed: August 12, 2008
    Publication date: February 18, 2010
    Applicant: The Western Union Company
    Inventors: Ernest Armenta, Gail Galuppo
  • Publication number: 20090327111
    Abstract: Systems, methods, and devices for a television-based bill payment system are disclosed. The methods and systems include a television system that is configured to receive and transmit user-specific information and to display a user interface. The methods and systems also include a television provider network that is operated by a television service provider, configured to transmit and receive user-specific information with the television system and the television service provider network is configured to communicate with a bill payment provider. The methods and systems include a bill payment provider that communicates with the various billers. The bill payment provider is configured to communicate with the user through the televisions service provider network, and the bill payment provider is configured to bill a funding source selected by the user from the one or more funding sources.
    Type: Application
    Filed: June 30, 2009
    Publication date: December 31, 2009
    Applicant: The Western Union Company
    Inventors: Kurt Bulawa, Terra Geiger, Gail Galuppo, Scott Paintin