Patents by Inventor Hans P. NIRMAL

Hans P. NIRMAL has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220301062
    Abstract: A method and a computing apparatus for initiating a user account are provided. The method includes: receiving, from a user, a request to initiate the user account; receiving, from a first entity that has previously conducted transactions that relate to the user account, information that relates to the previously conducted transactions; using the received information to transfer at least one asset into the user account; and performing, in conjunction with a second entity that administers information that relates to the user account, a reconciliation based on a result of the transfer of the at least one asset. The assets of the user account may include any of market-tradable equities, bonds, tax positions, derivatives, futures, accrued incomes, and/or unsettled potential transactions.
    Type: Application
    Filed: February 26, 2020
    Publication date: September 22, 2022
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Mark N. BROWN, Hans P. NIRMAL, Justin R. SIMEONE, Ritesh Kumar SAHAY