Abstract: Systems, computer program products, and methods are described herein for implementing AI to generate a time-sensitive notifications related to configuration of graphical user interfaces. The present invention is configured to identify a primary user account; collect a primary user account dataset; generate a time sensitive notification AI engine associated with the primary user account; access, by the time sensitive notification AI engine, a user account database; identify at least one comparable user account and an associated at least one comparable user account dataset; compare, by the time sensitive notification AI engine, the primary user account dataset and the at least one comparable user account dataset; generate a time sensitive notification for the primary user account; and transmit a time sensitive notification interface component to a user device associated with the primary user account.

Abstract: Systems, computer program products, and methods for detecting and preventing malfeasant activity based on patterns in malfeasant activity are provided. The method includes receiving a plurality of communication data packets associated with one or more online forums. Each communication data packet includes communication(s) within a conversation on the online forum(s). The method also includes determining a first malfeasant communication data packet of the plurality of communication data packets. The malfeasant communication data packet is associated with a conversation in which malfeasant activity is being discussed. The method further includes determining first malfeasant activity characteristic(s) from the first malfeasant communication data packet indicative of malfeasant activity. The method also includes detecting a potential malfeasant activity based on at least one of the first malfeasant activity characteristic(s).

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for an approach for resource transfer monitoring and authorization. The system is configured to receive resource transfer stop criteria and store the resource transfer stop criteria. The system is configured to execute a query of a record keeping repository and identify one or more resource transfers in the record keeping repository which violate the resource transfer stop criteria. The system then flags the resource transfers which violate the resource transfer stop criteria. Thereafter, the system issues a resource credit and transmits a notification to the user.

Abstract: Systems, apparatuses, and methods are described herein to determine an availability of a resource in a specific entity network. The present invention is configured to determine the availability of a resource in a specific entity network by identifying a specific entity location associated with a user device, by scanning a readable indicia to identify a resource identifier associated with a specific entity, and by determining a physical unavailability of a resource associated with the resource identifier within the specific entity location. The present invention is further configured to determine a location of the resource to be at a different location from the specific entity location, to determine a period for the resource associated with the resource identifier to reach a geolocation identified by a user of the system, and to generate an availability of the resource user interface component to configure a graphical user interface of the user device.

Abstract: Embodiments of the present invention provide a system for dynamically providing tailored user specific real-time resource values. The system is configured for determining that a user is at a third party location, in response to determining that the user is at the third party location, continuously monitoring real-time activity of the user, determining that the real-time activity meets one or more triggers, and generating, via an artificial intelligence engine, real-time resource values for one or more resources associated with the real-time activity of the user and the one or more triggers.

Abstract: Systems, computer program products, and methods are described herein for electronically augmenting resource distribution commands and facilitating transfer of resources. The present invention may be configured to display, via a user device and to a user, a graphical user interface including input fields for providing commands to perform a resource distribution and receive, from the user and via the graphical user interface displayed via the user device, a single user input at the graphical user interface. The present invention may be configured to, in response to receiving the single user input, automatically identify, based on historical resource distribution data associated with the user, inputs corresponding to each of the input fields and display, via the graphical user interface displayed via the user device and in each input field of the input fields, an input, of the inputs, corresponding to the input field to complete the commands.

Abstract: In general, apparatuses, methods and computer program products for construction and detection of spatial movements in a virtual reality (VR) space for performance of electronic activities are disclosed. A VR composite credential authentication device is provided that is configured is structured for capturing, customizing and transforming one or more VR composite credentials of a user and authenticating electronic activities based on at least the VR composite credentials. The VR composite credentials of the user are captured using one or more VR spatial sensor devices which are configured for capture and imaging of VR spatial movement and position credentials. The captured credentials are analyzed to determine an associated electronic activity. The electronic activity is initiated, automatically, in response to the successful validation of the captured credentials. Moreover, the invention allows for setting-up an infinitely customizable library of registered VR composite credentials.

Abstract: Aspects of the disclosure relate to artificial intelligence (AI)-based processing of account transfers between different accounts associated with a client. In particular, various aspects of this disclosure relate to triggering transfers based on data associated with electronic transfers (e.g., between accounts associated with different users) and/or information associated with card-based transactions. Additional aspects of the disclosure relate to using internet of things (IOT) modules to determine predicted consumption associated with utilities, and at least triggering account transfers based on the predicted consumption.

Abstract: Embodiments of the present invention provide a system for facilitating transfer of resource credentials associated with resource distribution. The system is configured for determining that a user is initiating resource distribution at a third party entity location, via a third party entity device, dynamically generating a scannable code via an entity application installed on a user device of the user, wherein the scannable code is scannable at the third party entity device, determining that the scannable code was scanned at the third party entity device, transmitting a prompt to the user device to provide resource distribution information associated with the resource distribution, receiving information from the third party entity system, and completing set-up associated with the resource distribution between the entity system and the third party entity system based on the information received from the third party entity system, information in the scannable code, and the resource distribution information.

Abstract: Embodiments of the invention are directed to a system, method, or computer program product for an approach for resource transfer monitoring and authorization. The system is configured to receive resource transfer stop criteria and store the resource transfer stop criteria. The system is configured to execute a query of a record keeping repository and identify one or more resource transfers in the record keeping repository which violate the resource transfer stop criteria. The system then flags the resource transfers which violate the resource transfer stop criteria. Thereafter, the system issues a resource credit and transmits a notification to the user.

Abstract: In general, apparatuses, methods and computer program products for construction and detection of spatial movements in a virtual reality (VR) space for performance of electronic activities are disclosed. A VR composite credential authentication device is provided that is configured is structured for capturing, customizing and transforming one or more VR composite credentials of a user and authenticating electronic activities based on at least the VR composite credentials. The VR composite credentials of the user are captured using one or more VR spatial sensor devices which are configured for capture and imaging of VR spatial movement and position credentials. The captured credentials are analyzed to determine an associated electronic activity. The electronic activity is initiated, automatically, in response to the successful validation of the captured credentials. Moreover, the invention allows for setting-up an infinitely customizable library of registered VR composite credentials.

Abstract: Aspects of the disclosure relate to artificial intelligence (AI)-based processing of account transfers between different accounts associated with a client. In particular, various aspects of this disclosure relate to triggering transfers based on data associated with electronic transfers (e.g., between accounts associated with different users) and/or information associated with card-based transactions. Additional aspects of the disclosure relate to using internet of things (IOT) modules to determine predicted consumption associated with utilities, and at least triggering account transfers based on the predicted consumption.

Abstract: In general, apparatuses, methods and computer program products for construction and detection of spatial movements in a virtual reality (VR) space for performance of electronic activities are disclosed. A VR composite credential authentication device is provided that is configured is structured for capturing, customizing and transforming one or more VR composite credentials of a user and authenticating electronic activities based on at least the VR composite credentials. The VR composite credentials of the user are captured using one or more VR spatial sensor devices which are configured for capture and imaging of VR spatial movement and position credentials. The captured credentials are analyzed to determine an associated electronic activity. The electronic activity is initiated, automatically, in response to the successful validation of the captured credentials. Moreover, the invention allows for setting-up an infinitely customizable library of registered VR composite credentials.

Abstract: Aspects of the disclosure relate to artificial intelligence (AI)-based processing of account transfers between different accounts associated with a client. In particular, various aspects of this disclosure relate to triggering transfers based on data associated with electronic transfers (e.g., between accounts associated with different users) and/or information associated with card-based transactions. Additional aspects of the disclosure relate to using internet of things (TOT) modules to determine predicted consumption associated with utilities, and at least triggering account transfers based on the predicted consumption.

Abstract: Aspects of the disclosure relate to artificial intelligence (AI)-based processing of account transfers between different accounts associated with a client. In particular, various aspects of this disclosure relate to triggering transfers based on data associated with electronic transfers (e.g., between accounts associated with different users) and/or information associated with card-based transactions. Additional aspects of the disclosure relate to using internet of things (IOT) modules to determine predicted consumption associated with utilities, and at least triggering account transfers based on the predicted consumption.

Abstract: Aspects of the disclosure relate to artificial intelligence (AI)-based processing of account transfers between different accounts associated with a client. In particular, various aspects of this disclosure relate to triggering transfers based on data associated with electronic transfers (e.g., between accounts associated with different users) and/or information associated with card-based transactions. Additional aspects of the disclosure relate to using internet of things (TOT) modules to determine predicted consumption associated with utilities, and at least triggering account transfers based on the predicted consumption.

Abstract: An interaction security system for user verification utilizes co-location in order to more accurately identify a user location. The system identifies a user computer system location based a location determination component for the user computer systems. Moreover, the system identifies a resource accessory location of a resource accessory. The resource accessory location may be determined in a number of different ways, including, but not limited to, a location determination component of the resource accessory. The system may utilize a time requirement and/or a geo-location requirement in order to maintain verification of the user for a period of time and/or within a specific location. Moreover, the system may require the user to take an action with respect to the resource accessory before verifying the user location for an interaction.

Abstract: In general, apparatuses, methods and computer program products for construction and detection of spatial movements in a virtual reality (VR) space for performance of electronic activities are disclosed. A VR composite credential authentication device is provided that is configured is structured for capturing, customizing and transforming one or more VR composite credentials of a user and authenticating electronic activities based on at least the VR composite credentials. The VR composite credentials of the user are captured using one or more VR spatial sensor devices which are configured for capture and imaging of VR spatial movement and position credentials. The captured credentials are analyzed to determine an associated electronic activity. The electronic activity is initiated, automatically, in response to the successful validation of the captured credentials. Moreover, the invention allows for setting-up an infinitely customizable library of registered VR composite credentials.

Abstract: An intelligent resource initiation and deployment system is provided that identifies a location of a user, identifies entities adjacent the user based on the user location, and identifies a resource application and/or the resource pools. The invention identifies a resource pool which optimizes resource grants for the user based on the desired outcome of the user and/or the entity at which the user is located. The system further includes identifying when the resource pool is active, or what additional information is needed for the user to make the optimized resource pool active. The present invention shifts the processing capacity, memory, and processing speeds related to determination and selection of a resource pool and/or validation of the resource pool during interactions from the time of the interaction to before the interaction is even initiated.

Abstract: A system for automated resource transfers based on predictive electronic data analysis is provided. In particular, the system may continuously track data (e.g., as historical data) that may be sent between two entities, where the data may include resource transfer data. Based on the parameters of the resource transfer data, the system may identify a pattern within the historical data in order to set up a recurring resource transfer based on the identified pattern. In this way, the system may increase the efficiency of resource transfers executed across entities.