Patents by Inventor Jan M. Emter

Jan M. Emter has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • PROPERTY ENHANCEMENT ANALYSIS
    Publication number: 20240005424
    Abstract: An example system is configured for displaying enhancement options and financial analysis. The system may include a server, third party data sources and an augmented reality computing device that includes a processing unit and system memory. The augmented reality computing device is configured to obtain user input regarding a property enhancement option; render the property enhancement options in augmented reality; obtain financial data from the server and the third party data sources; responsive to the obtained user input, automatically generate a financial analysis of the property enhancement option, wherein the financial analysis is based on the obtained financial data; and render the financial analysis with the obtained property enhancement option in augmented reality.
    Type: Application
    Filed: September 14, 2023
    Publication date: January 4, 2024
    Inventors: Ankush BHATIA, Ricky Alan BRAME, Wesley Damon BROWN, Jan M. EMTER, Paul FERGUSON, Scott Curtis GRENGS, Dan R. GRIZZLE, Dale Steven HOWARD, Basil F. NIMRY, Suhas Dattatreya SANKOLLI
  • Property enhancement analysis
    Patent number: 11798109
    Abstract: An example system is configured for displaying enhancement options and financial analysis. The system may include a server, third party data sources and an augmented reality computing device that includes a processing unit and system memory. The augmented reality computing device is configured to obtain user input regarding a property enhancement option; render the property enhancement options in augmented reality; obtain financial data from the server and the third party data sources; responsive to the obtained user input, automatically generate a financial analysis of the property enhancement option, wherein the financial analysis is based on the obtained financial data; and render the financial analysis with the obtained property enhancement option in augmented reality.
    Type: Grant
    Filed: August 11, 2021
    Date of Patent: October 24, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Ankush Bhatia, Ricky Alan Brame, Wesley Damon Brown, Jan M. Emter, Paul Ferguson, Scott Curtis Grengs, Dan R. Grizzle, Dale Steven Howard, Basil F. Nimry, Suhas Dattatreya Sankolli
  • INFORMATION DISPLAY AND DECISION MAKING
    Publication number: 20230260021
    Abstract: An information display system includes a computing system that is configured to implement a user interface, access a first database storing a plurality of loan workout rules, receive loan and borrower data regarding an existing loan, and determine a plurality of loan workout options based on the plurality of loan workout rules and the received loan and borrower data. The plurality of loan workout options are displayed on the user interface.
    Type: Application
    Filed: April 21, 2023
    Publication date: August 17, 2023
    Inventors: Seung Koo, Jan M. Emter, Mario Nardi, Richard C. Edwards, Archana Bhandary Upadhyay, Manoj S. Magavi
  • Information display and decision making
    Patent number: 11663660
    Abstract: An information display system includes a computing system that is configured to implement a user interface, access a first database storing a plurality of loan workout rules, receive loan and borrower data regarding an existing loan, and determine a plurality of loan workout options based on the plurality of loan workout rules and the received loan and borrower data. The plurality of loan workout options are displayed on the user interface.
    Type: Grant
    Filed: August 2, 2019
    Date of Patent: May 30, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Seung Koo, Jan M. Emter, Mario Nardi, Richard C. Edwards, Archana Bhandary Upadhyay, Manoj S. Magavi
  • Property Inventory Tracking
    Publication number: 20220138683
    Abstract: A method implemented on an electronic computing device includes obtaining an inventory of items in a property. Financial information is associated with one or more of the items. A status is monitored regarding maintenance and recalls of one or more of the items. Based on the status and using the financial information, at least one recommendation is provided for maintenance or replacement of one or more of the items.
    Type: Application
    Filed: November 28, 2017
    Publication date: May 5, 2022
    Inventors: Basil F. Nimry, Ankush Bhatia, Dale Steven Howard, Jan M. Emter, Wesley Damon Brown
  • Property enhancement analysis
    Patent number: 11120515
    Abstract: An example system is configured for displaying enhancement options and financial analysis. The system may include a server, third party data sources and an augmented reality computing device that includes a processing unit and system memory. The augmented reality computing device is configured to obtain user input regarding a property enhancement option; render the property enhancement options in augmented reality; obtain financial data from the server and the third party data sources; responsive to the obtained user input, automatically generate a financial analysis of the property enhancement option, wherein the financial analysis is based on the obtained financial data; and render the financial analysis with the obtained property enhancement option in augmented reality.
    Type: Grant
    Filed: November 3, 2017
    Date of Patent: September 14, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Ankush Bhatia, Ricky Alan Brame, Wesley Damon Brown, Jan M. Emter, Paul Ferguson, Scott Curtis Grengs, Dan R. Grizzle, Dale Steven Howard, Basil F. Nimry, Suhas Dattatreya Sankolli
  • Information display and decision making
    Patent number: 10417705
    Abstract: An information display system includes a computing system that is configured to implement a user interface, access a first database storing a plurality of loan workout rules, receive loan and borrower data regarding an existing loan, and determine a plurality of loan workout options based on the plurality of loan workout rules and the received loan and borrower data. The plurality of loan workout options are displayed on the user interface.
    Type: Grant
    Filed: December 7, 2015
    Date of Patent: September 17, 2019
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Seung Koo, Jan M. Emter, Mario Nardi, Richard C. Edwards, Archana Bhandary Upadhyay, Manoj S. Magavi