Patents by Inventor Jarad M. FISHER

Jarad M. FISHER has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240027221
    Abstract: The present technology improves points-of-interest (POIs) in applications by the gathering and use of data available from various sources to improve metadata of POIs in applications (e.g., map applications) or any other metadata or information that may be of interest to a user regarding any given POI. The present technology resolves transactions to POIs or Brands (in a map application, for example) and improves, updates, creates, and removes POls/Brands. The present technology can also gain a clear name, granular and correct categorization, a URL, phone/chat contact info, etc. of the transactions.
    Type: Application
    Filed: May 22, 2023
    Publication date: January 25, 2024
    Applicant: Apple Inc.
    Inventors: Shanni A. Weilert, Ryan Studelska, Ren Wang, Ievgeniia Gutenko, Fang Ji, Andrei Makhanov, Aditya Rane, Jarad M. Fisher, Akila Suresh, Ashish C. Nagre, Andrew Williams, Victor Shugaev
  • Publication number: 20230394464
    Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
    Type: Application
    Filed: August 17, 2023
    Publication date: December 7, 2023
    Applicant: Apple Inc.
    Inventors: Aaron M. Melim, Christine A. Franco, Glen W. Steele, Mischa K. McLachlan, Michael Artemiw, Ashish C. Nagre, David T. Haggerty, Fadi S. Obeid, Katie M. McIndoe, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher
  • Patent number: 11810100
    Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
    Type: Grant
    Filed: May 31, 2022
    Date of Patent: November 7, 2023
    Assignee: Apple Inc.
    Inventors: Michael Artemiw, Aaron M. Melim, Ashish C. Nagre, Christine A. Franco, David T. Haggerty, Fadi S. Obeid, Glen W. Steele, Katie M. McIndoe, Mischa K. McLachlan, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher
  • Patent number: 11769141
    Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
    Type: Grant
    Filed: September 19, 2022
    Date of Patent: September 26, 2023
    Assignee: Apple Inc.
    Inventors: Aaron M. Melim, Christine A. Franco, Glen W. Steele, Mischa K. McLachlan, Michael Artemiw, Ashish C. Nagre, David T. Haggerty, Fadi S. Obeid, Katie M. McIndoe, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher
  • Publication number: 20230252558
    Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.
    Type: Application
    Filed: April 13, 2023
    Publication date: August 10, 2023
    Inventors: Marcel VAN OS, Stacey R. ABRAMS, Jae Woo CHANG, Steven EASTCOTT, Jarad M. FISHER, Christine FRANCO, David HAGGERTY, Richard W. HEARD, Mischa MCLACHLAN, Aaron MELIM, Ashish C. NAGRE, Akila SURESH
  • Patent number: 11698269
    Abstract: The present technology improves points-of-interest (POIs) in applications by the gathering and use of data available from various sources to improve metadata of POIs in applications (e.g., map applications) or any other metadata or information that may be of interest to a user regarding any given POI. The present technology resolves transactions to POIs or Brands (in a map application, for example) and improves, updates, creates, and removes POIs/Brands. The present technology can also gain a clear name, granular and correct categorization, a URL, phone/chat contact info, etc. of the transactions.
    Type: Grant
    Filed: March 24, 2020
    Date of Patent: July 11, 2023
    Assignee: Apple Inc.
    Inventors: Shanni A. Weilert, Ryan Studelska, Ren Wang, Ievgeniia Gutenko, Fang Ji, Andrei Makhanov, Aditya Rane, Jarad M. Fisher, Akila Suresh, Ashish C. Nagre, Andrew Williams, Victor Shugaev
  • Patent number: 11669896
    Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.
    Type: Grant
    Filed: December 21, 2021
    Date of Patent: June 6, 2023
    Assignee: Apple Inc.
    Inventors: Marcel Van Os, Jae Woo Chang, Teofila Connor, Alan C. Dye, Jarad M. Fisher, Corey Fugman, Richard W. Heard, Mischa McLachlan, Aaron Melim, Ashish C. Nagre, Glen W. Steele
  • Patent number: 11593831
    Abstract: The systems described herein include a system and method for redeeming multiple redeemable codes. For example, a mobile device can be configured to enable redemption of multiple redeemable codes in a single transaction. In some implementations, the mobile device can store the plurality of redeemable codes for obtaining discounts on the items obtained from the merchant store. Particular implementations provide at least the following advantages: A mobile device can store and manage multiple redeemable codes for a user. The mobile device can automatically select and provide the redeemable codes to a point of sale terminal when the user is making a purchase. The codes can be automatically selected and applied to the purchased goods or services to generate a discount for the user. Redeemable codes can be automatically removed from the user's device after they have been used. Thus, the user is relieved of the burden of managing redeemable codes.
    Type: Grant
    Filed: April 20, 2021
    Date of Patent: February 28, 2023
    Assignee: Apple Inc.
    Inventors: Jarad M. Fisher, Madhusudhan Vudali, Raghav Boinepalli
  • Publication number: 20230018011
    Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
    Type: Application
    Filed: September 19, 2022
    Publication date: January 19, 2023
    Applicant: Apple Inc.
    Inventors: Aaron M. Melim, Christine A. Franco, Glen W. Steele, Mischa K. McLachlan, Michael Artemiw, Ashish C. Nagre, David T. Haggerty, Fadi S. Obeid, Katie M. McIndoe, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher
  • Publication number: 20220343318
    Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
    Type: Application
    Filed: May 31, 2022
    Publication date: October 27, 2022
    Applicant: Apple Inc.
    Inventors: Aaron N. Melim, Christine A. Franco, Glen W. Steele, Mischa K. McLachlan, Michael Artemiw, Ashish C. Nagre, David T. Haggerty, Fadi S. Obeid, Katie M. McIndoe, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher
  • Patent number: 11392935
    Abstract: The present technology provides a convenient and secure technology for activating a physical card. For example, a when a physical card is created and send to a user associated with a user account, information pertaining to the physical card, including its activation code can be stored in association with the user account. When the card is received by the user, the user can use a portable computing device to read the card, and the portable computing device can then automatically activate the card using information encoded within the card.
    Type: Grant
    Filed: July 31, 2020
    Date of Patent: July 19, 2022
    Assignee: APPLE INC.
    Inventors: Akila Suresh, Jarad M. Fisher, David Harbige, Richard Heard, Ashish Nagre
  • Patent number: 11348092
    Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
    Type: Grant
    Filed: March 23, 2020
    Date of Patent: May 31, 2022
    Assignee: Apple Inc.
    Inventors: Michael Artemiw, Aaron M. Melim, Ashish C. Nagre, Christine A. Franco, David T. Haggerty, Fadi S. Obeid, Glen W. Steele, Katie M. McIndoe, Mischa K. McLachlan, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher
  • Patent number: 11328352
    Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.
    Type: Grant
    Filed: August 23, 2019
    Date of Patent: May 10, 2022
    Assignee: Apple Inc.
    Inventors: Marcel Van Os, Michael Artemiw, Alan C. Dye, Jarad M. Fisher, Richard W. Heard, Christine Franco, Pedro Mari, Mischa McLachlan, Aaron Melim, Ashish C. Nagre, Glen W. Steele, Akila Suresh
  • Publication number: 20210241308
    Abstract: The systems described herein include a system and method for redeeming multiple redeemable codes. For example, a mobile device can be configured to enable redemption of multiple redeemable codes in a single transaction. In some implementations, the mobile device can store the plurality of redeemable codes for obtaining discounts on the items obtained from the merchant store. Particular implementations provide at least the following advantages: A mobile device can store and manage multiple redeemable codes for a user. The mobile device can automatically select and provide the redeemable codes to a point of sale terminal when the user is making a purchase. The codes can be automatically selected and applied to the purchased goods or services to generate a discount for the user. Redeemable codes can be automatically removed from the user's device after they have been used. Thus, the user is relieved of the burden of managing redeemable codes.
    Type: Application
    Filed: April 20, 2021
    Publication date: August 5, 2021
    Applicant: Apple Inc.
    Inventors: Jarad M. Fisher, Madhusudhan Vudali, Raghav Boinepalli
  • Patent number: 11017423
    Abstract: The systems described herein include a system and method for redeeming multiple redeemable codes. For example, a mobile device can be configured to enable redemption of multiple redeemable codes in a single transaction. In some implementations, the mobile device can store the plurality of redeemable codes for obtaining discounts on the items obtained from the merchant store. Particular implementations provide at least the following advantages: A mobile device can store and manage multiple redeemable codes for a user. The mobile device can automatically select and provide the redeemable codes to a point of sale terminal when the user is making a purchase. The codes can be automatically selected and applied to the purchased goods or services to generate a discount for the user. Redeemable codes can be automatically removed from the user's device after they have been used. Thus, the user is relieved of the burden of managing redeemable codes.
    Type: Grant
    Filed: September 23, 2016
    Date of Patent: May 25, 2021
    Assignee: APPLE INC.
    Inventors: Jarad M. Fisher, Madhusudhan Vudali, Raghav Boinepalli
  • Publication number: 20210042780
    Abstract: The present technology provides a technological infrastructure that overcomes common problems associated with cash back rewards cards. The present invention integrates a credit card account with cash account through an electronic wallet application such that cash can be transferred directly into a user's cash account after each transaction which cash back is earned. In some embodiments, the user's cash account and a cash account associated with a business associated with a credit card can be provided by the same financial institution. The above infrastructure further allows for more efficient payment of a credit card balance, wherein when cash is transferred from the user's cash account to the business' cash account in association with a credit card balance, an immediate release of open to buy funds is affected.
    Type: Application
    Filed: July 31, 2020
    Publication date: February 11, 2021
    Inventors: Akila Suresh, Corey G. Fugman, David T. Haggerty, Eduardo H. Cue, Jarad M. Fisher, Ashish Nagre, Richard Heard
  • Publication number: 20210042733
    Abstract: The present technology provides a convenient and secure technology for activating a physical card. For example, a when a physical card is created and send to a user associated with a user account, information pertaining to the physical card, including its activation code can be stored in association with the user account. When the card is received by the user, the user can use a portable computing device to read the card, and the portable computing device can then automatically activate the card using information encoded within the card.
    Type: Application
    Filed: July 31, 2020
    Publication date: February 11, 2021
    Inventors: Akila Suresh, Jarad M. Fisher, David Harbige, Richard Heard, Ashish Nagre
  • Publication number: 20200300656
    Abstract: The present technology improves points-of-interest (POIs) in applications by the gathering and use of data available from various sources to improve metadata of POIs in applications (e.g., map applications) or any other metadata or information that may be of interest to a user regarding any given POI. The present technology resolves transactions to POIs or Brands (in a map application, for example) and improves, updates, creates, and removes POIs/Brands. The present technology can also gain a clear name, granular and correct categorization, a URL, phone/chat contact info, etc. of the transactions.
    Type: Application
    Filed: March 24, 2020
    Publication date: September 24, 2020
    Inventors: Shanni Weilert, Ryan Studelska, Ren Wang, Ievgeniia Gutenko, Fang Ji, Andrei Makhanov, Aditya Rane, Jarad M. Fisher, Akila Suresh, Ashish C. Nagre, Andrew Williams, Victor Hugaev
  • Publication number: 20200302517
    Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.
    Type: Application
    Filed: August 23, 2019
    Publication date: September 24, 2020
    Inventors: Marcel VAN OS, Michael Artemiw, Alan C. Dye, Jarad M. Fisher, Richard W. Heard, Christine Franco, Pedro Mari, Mischa McLachlan, Aaron Melim, Ashish C. Nagre, Glen W. Steele, Akila Suresh
  • Publication number: 20200302425
    Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.
    Type: Application
    Filed: March 23, 2020
    Publication date: September 24, 2020
    Inventors: Michael Artemiw, Aaron M. Melim, Ashish C. Nagre, Christine A. Franco, David T. Haggerty, Fadi S. Obeid, Glen W. Steele, Katie M. McIndoe, Mischa K. McLachlan, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher