Patents by Inventor Jarad M. FISHER
Jarad M. FISHER has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Publication number: 20240027221Abstract: The present technology improves points-of-interest (POIs) in applications by the gathering and use of data available from various sources to improve metadata of POIs in applications (e.g., map applications) or any other metadata or information that may be of interest to a user regarding any given POI. The present technology resolves transactions to POIs or Brands (in a map application, for example) and improves, updates, creates, and removes POls/Brands. The present technology can also gain a clear name, granular and correct categorization, a URL, phone/chat contact info, etc. of the transactions.Type: ApplicationFiled: May 22, 2023Publication date: January 25, 2024Applicant: Apple Inc.Inventors: Shanni A. Weilert, Ryan Studelska, Ren Wang, Ievgeniia Gutenko, Fang Ji, Andrei Makhanov, Aditya Rane, Jarad M. Fisher, Akila Suresh, Ashish C. Nagre, Andrew Williams, Victor Shugaev
-
Publication number: 20230394464Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.Type: ApplicationFiled: August 17, 2023Publication date: December 7, 2023Applicant: Apple Inc.Inventors: Aaron M. Melim, Christine A. Franco, Glen W. Steele, Mischa K. McLachlan, Michael Artemiw, Ashish C. Nagre, David T. Haggerty, Fadi S. Obeid, Katie M. McIndoe, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher
-
Patent number: 11810100Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.Type: GrantFiled: May 31, 2022Date of Patent: November 7, 2023Assignee: Apple Inc.Inventors: Michael Artemiw, Aaron M. Melim, Ashish C. Nagre, Christine A. Franco, David T. Haggerty, Fadi S. Obeid, Glen W. Steele, Katie M. McIndoe, Mischa K. McLachlan, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher
-
Patent number: 11769141Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.Type: GrantFiled: September 19, 2022Date of Patent: September 26, 2023Assignee: Apple Inc.Inventors: Aaron M. Melim, Christine A. Franco, Glen W. Steele, Mischa K. McLachlan, Michael Artemiw, Ashish C. Nagre, David T. Haggerty, Fadi S. Obeid, Katie M. McIndoe, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher
-
Publication number: 20230252558Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.Type: ApplicationFiled: April 13, 2023Publication date: August 10, 2023Inventors: Marcel VAN OS, Stacey R. ABRAMS, Jae Woo CHANG, Steven EASTCOTT, Jarad M. FISHER, Christine FRANCO, David HAGGERTY, Richard W. HEARD, Mischa MCLACHLAN, Aaron MELIM, Ashish C. NAGRE, Akila SURESH
-
Patent number: 11698269Abstract: The present technology improves points-of-interest (POIs) in applications by the gathering and use of data available from various sources to improve metadata of POIs in applications (e.g., map applications) or any other metadata or information that may be of interest to a user regarding any given POI. The present technology resolves transactions to POIs or Brands (in a map application, for example) and improves, updates, creates, and removes POIs/Brands. The present technology can also gain a clear name, granular and correct categorization, a URL, phone/chat contact info, etc. of the transactions.Type: GrantFiled: March 24, 2020Date of Patent: July 11, 2023Assignee: Apple Inc.Inventors: Shanni A. Weilert, Ryan Studelska, Ren Wang, Ievgeniia Gutenko, Fang Ji, Andrei Makhanov, Aditya Rane, Jarad M. Fisher, Akila Suresh, Ashish C. Nagre, Andrew Williams, Victor Shugaev
-
Patent number: 11669896Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.Type: GrantFiled: December 21, 2021Date of Patent: June 6, 2023Assignee: Apple Inc.Inventors: Marcel Van Os, Jae Woo Chang, Teofila Connor, Alan C. Dye, Jarad M. Fisher, Corey Fugman, Richard W. Heard, Mischa McLachlan, Aaron Melim, Ashish C. Nagre, Glen W. Steele
-
Patent number: 11593831Abstract: The systems described herein include a system and method for redeeming multiple redeemable codes. For example, a mobile device can be configured to enable redemption of multiple redeemable codes in a single transaction. In some implementations, the mobile device can store the plurality of redeemable codes for obtaining discounts on the items obtained from the merchant store. Particular implementations provide at least the following advantages: A mobile device can store and manage multiple redeemable codes for a user. The mobile device can automatically select and provide the redeemable codes to a point of sale terminal when the user is making a purchase. The codes can be automatically selected and applied to the purchased goods or services to generate a discount for the user. Redeemable codes can be automatically removed from the user's device after they have been used. Thus, the user is relieved of the burden of managing redeemable codes.Type: GrantFiled: April 20, 2021Date of Patent: February 28, 2023Assignee: Apple Inc.Inventors: Jarad M. Fisher, Madhusudhan Vudali, Raghav Boinepalli
-
Publication number: 20230018011Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.Type: ApplicationFiled: September 19, 2022Publication date: January 19, 2023Applicant: Apple Inc.Inventors: Aaron M. Melim, Christine A. Franco, Glen W. Steele, Mischa K. McLachlan, Michael Artemiw, Ashish C. Nagre, David T. Haggerty, Fadi S. Obeid, Katie M. McIndoe, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher
-
Publication number: 20220343318Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.Type: ApplicationFiled: May 31, 2022Publication date: October 27, 2022Applicant: Apple Inc.Inventors: Aaron N. Melim, Christine A. Franco, Glen W. Steele, Mischa K. McLachlan, Michael Artemiw, Ashish C. Nagre, David T. Haggerty, Fadi S. Obeid, Katie M. McIndoe, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher
-
Patent number: 11392935Abstract: The present technology provides a convenient and secure technology for activating a physical card. For example, a when a physical card is created and send to a user associated with a user account, information pertaining to the physical card, including its activation code can be stored in association with the user account. When the card is received by the user, the user can use a portable computing device to read the card, and the portable computing device can then automatically activate the card using information encoded within the card.Type: GrantFiled: July 31, 2020Date of Patent: July 19, 2022Assignee: APPLE INC.Inventors: Akila Suresh, Jarad M. Fisher, David Harbige, Richard Heard, Ashish Nagre
-
Patent number: 11348092Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.Type: GrantFiled: March 23, 2020Date of Patent: May 31, 2022Assignee: Apple Inc.Inventors: Michael Artemiw, Aaron M. Melim, Ashish C. Nagre, Christine A. Franco, David T. Haggerty, Fadi S. Obeid, Glen W. Steele, Katie M. McIndoe, Mischa K. McLachlan, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher
-
Patent number: 11328352Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.Type: GrantFiled: August 23, 2019Date of Patent: May 10, 2022Assignee: Apple Inc.Inventors: Marcel Van Os, Michael Artemiw, Alan C. Dye, Jarad M. Fisher, Richard W. Heard, Christine Franco, Pedro Mari, Mischa McLachlan, Aaron Melim, Ashish C. Nagre, Glen W. Steele, Akila Suresh
-
Publication number: 20210241308Abstract: The systems described herein include a system and method for redeeming multiple redeemable codes. For example, a mobile device can be configured to enable redemption of multiple redeemable codes in a single transaction. In some implementations, the mobile device can store the plurality of redeemable codes for obtaining discounts on the items obtained from the merchant store. Particular implementations provide at least the following advantages: A mobile device can store and manage multiple redeemable codes for a user. The mobile device can automatically select and provide the redeemable codes to a point of sale terminal when the user is making a purchase. The codes can be automatically selected and applied to the purchased goods or services to generate a discount for the user. Redeemable codes can be automatically removed from the user's device after they have been used. Thus, the user is relieved of the burden of managing redeemable codes.Type: ApplicationFiled: April 20, 2021Publication date: August 5, 2021Applicant: Apple Inc.Inventors: Jarad M. Fisher, Madhusudhan Vudali, Raghav Boinepalli
-
Patent number: 11017423Abstract: The systems described herein include a system and method for redeeming multiple redeemable codes. For example, a mobile device can be configured to enable redemption of multiple redeemable codes in a single transaction. In some implementations, the mobile device can store the plurality of redeemable codes for obtaining discounts on the items obtained from the merchant store. Particular implementations provide at least the following advantages: A mobile device can store and manage multiple redeemable codes for a user. The mobile device can automatically select and provide the redeemable codes to a point of sale terminal when the user is making a purchase. The codes can be automatically selected and applied to the purchased goods or services to generate a discount for the user. Redeemable codes can be automatically removed from the user's device after they have been used. Thus, the user is relieved of the burden of managing redeemable codes.Type: GrantFiled: September 23, 2016Date of Patent: May 25, 2021Assignee: APPLE INC.Inventors: Jarad M. Fisher, Madhusudhan Vudali, Raghav Boinepalli
-
Publication number: 20210042780Abstract: The present technology provides a technological infrastructure that overcomes common problems associated with cash back rewards cards. The present invention integrates a credit card account with cash account through an electronic wallet application such that cash can be transferred directly into a user's cash account after each transaction which cash back is earned. In some embodiments, the user's cash account and a cash account associated with a business associated with a credit card can be provided by the same financial institution. The above infrastructure further allows for more efficient payment of a credit card balance, wherein when cash is transferred from the user's cash account to the business' cash account in association with a credit card balance, an immediate release of open to buy funds is affected.Type: ApplicationFiled: July 31, 2020Publication date: February 11, 2021Inventors: Akila Suresh, Corey G. Fugman, David T. Haggerty, Eduardo H. Cue, Jarad M. Fisher, Ashish Nagre, Richard Heard
-
Publication number: 20210042733Abstract: The present technology provides a convenient and secure technology for activating a physical card. For example, a when a physical card is created and send to a user associated with a user account, information pertaining to the physical card, including its activation code can be stored in association with the user account. When the card is received by the user, the user can use a portable computing device to read the card, and the portable computing device can then automatically activate the card using information encoded within the card.Type: ApplicationFiled: July 31, 2020Publication date: February 11, 2021Inventors: Akila Suresh, Jarad M. Fisher, David Harbige, Richard Heard, Ashish Nagre
-
Publication number: 20200300656Abstract: The present technology improves points-of-interest (POIs) in applications by the gathering and use of data available from various sources to improve metadata of POIs in applications (e.g., map applications) or any other metadata or information that may be of interest to a user regarding any given POI. The present technology resolves transactions to POIs or Brands (in a map application, for example) and improves, updates, creates, and removes POIs/Brands. The present technology can also gain a clear name, granular and correct categorization, a URL, phone/chat contact info, etc. of the transactions.Type: ApplicationFiled: March 24, 2020Publication date: September 24, 2020Inventors: Shanni Weilert, Ryan Studelska, Ren Wang, Ievgeniia Gutenko, Fang Ji, Andrei Makhanov, Aditya Rane, Jarad M. Fisher, Akila Suresh, Ashish C. Nagre, Andrew Williams, Victor Hugaev
-
Publication number: 20200302517Abstract: In some embodiments, exemplary user interfaces for provisioning an electronic device with an account are described. In some embodiments, exemplary user interfaces for providing usage information of an account are described. In some embodiments, exemplary user interfaces for providing visual feedback on a representation of an account are described. In some embodiments, exemplary user interfaces for managing the tracking of a category are described. In some embodiments, exemplary user interfaces for managing a transfer of items are described. In some embodiments, exemplary user interfaces for managing an authentication credential connected with an account are described. In some embodiments, exemplary user interfaces for activating a physical account object are described. In some embodiments, exemplary user interfaces for managing balance transfers are described.Type: ApplicationFiled: August 23, 2019Publication date: September 24, 2020Inventors: Marcel VAN OS, Michael Artemiw, Alan C. Dye, Jarad M. Fisher, Richard W. Heard, Christine Franco, Pedro Mari, Mischa McLachlan, Aaron Melim, Ashish C. Nagre, Glen W. Steele, Akila Suresh
-
Publication number: 20200302425Abstract: The disclosed technology provides enhanced financial statements such as credit statements that provide customized payment options to a customer that takes into account the total amount owed by the customer, and past payments made by the customer. The customized payment options are determined with the goal of providing more payment options that encourage financial health, while not overwhelming the customer with too many options or irrelevant options. The customized payment options can be displayed in an interactive user interface for paying a credit statement that can visually inform a user of the benefit of the respective payment options with respect to the impact of the respective payment option on the customer's financial health—at least as it pertains to a credit account for which the statement was issued.Type: ApplicationFiled: March 23, 2020Publication date: September 24, 2020Inventors: Michael Artemiw, Aaron M. Melim, Ashish C. Nagre, Christine A. Franco, David T. Haggerty, Fadi S. Obeid, Glen W. Steele, Katie M. McIndoe, Mischa K. McLachlan, Richard W. Heard, Rima Kakarla, Akila Suresh, Jarad M. Fisher