Patents by Inventor Jeff Fehlhaber

Jeff Fehlhaber has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8504474
    Abstract: The present invention provides a system and method for providing and/or facilitating complete on-line payment services while protecting the privacy of the transaction participants. The comprehensive payment service is based upon a consolidated account used to store value acquired through on-line transactions. The invention provides private payment numbers for protecting the identities of the participants and includes processes for authenticating participants, authorizing transactions, and settling payments. Thus, the present invention enables merchants to effectively accept non-standard forms of payment without changing their current payment infrastructures and enables the provision of value for purchases at any network merchant using any source of value.
    Type: Grant
    Filed: July 28, 2010
    Date of Patent: August 6, 2013
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David Armes, Fred A. Bishop, Lydia C. Breck, Jeff Fehlhaber, Gabriella P. Fitzgerald, Elliott Glazer, Sohail Hussain, Margaret C. Mitchell, Trey Neeman, Leah M. Sweet, Dirk White, Jessica Zoob
  • Publication number: 20110004551
    Abstract: The present invention provides a system and method for providing and/or facilitating complete on-line payment services while protecting the privacy of the transaction participants. The comprehensive payment service is based upon a consolidated account used to store value acquired through on-line transactions. The invention provides private payment numbers for protecting the identities of the participants and includes processes for authenticating participants, authorizing transactions, and settling payments. Thus, the present invention enables merchants to effectively accept non-standard forms of payment without changing their current payment infrastructures and enables the provision of value for purchases at any network merchant using any source of value.
    Type: Application
    Filed: July 28, 2010
    Publication date: January 6, 2011
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: David Armes, Fred Bishop, Lydia C. Breck, Jeff Fehlhaber, Gabriella P. Fitzgerald, Elliott Glazer, Sohail Hussain, Margaret C. Mitchell, Trey Neeman, Leah M. Sweet, Dirk White, Jessica Zoob
  • Patent number: 7783566
    Abstract: The present invention provides a system and method for providing and/or facilitating complete on-line payment services while protecting the privacy of the transaction participants. The comprehensive payment service is based upon a consolidated account used to store value acquired through on-line transactions. The invention provides private payment numbers for protecting the identities of the participants and includes processes for authenticating participants, authorizing transactions, and settling payments. Thus, the present invention enables merchants to effectively accept non-standard forms of payment without changing their current payment infrastructures and enables the provision of value for purchases at any network merchant using any source of value.
    Type: Grant
    Filed: June 21, 2002
    Date of Patent: August 24, 2010
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David Armes, Fred Bishop, Lydia C. Breck, Jeff Fehlhaber, Gabriella P. Fitzgerald, Elliott Glazer, Sohail Hussain, Margaret C. Mitchell, Trey Neeman, Leah M. Sweet, Dirk White, Jessica Zoob
  • Patent number: 7463133
    Abstract: A RF transaction device stores multiple distinct calling card accounts associated with a calling card account. The multiple calling card accounts may be issued by multiple calling card carriers. An RF operable reader is in communication with a telephonic call enabling device. The RF transaction device communicates with the reader to retrieve calling card account information. Since the RF device has multiple distinct credit card account numbers stored on the transaction device, the RF transaction device may be used to effectuate a calling card call on different call carrier systems using differently formatted call authorizing systems.
    Type: Grant
    Filed: March 27, 2004
    Date of Patent: December 9, 2008
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S. Bonalle, Jeff Fehlhaber, Peter D. Saunders
  • Patent number: 7119659
    Abstract: A RF transaction device is provided, which is operable to store a private label transaction account identifier associated with a private label transaction account. The invention further includes a RF operable reader in communication with a private label transaction processing system. The RF transaction device communicates with the reader to provide the private label transaction account identifier to the transaction processing system. As such, the invention provides a RF transaction device which may be used to complete a transaction using RF frequency in a contactless environment.
    Type: Grant
    Filed: October 4, 2004
    Date of Patent: October 10, 2006
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: David S Bonalle, Jeff Fehlhaber, Peter D Saunders
  • Publication number: 20050035847
    Abstract: A RF transaction device is provided, which is operable to store a private label transaction account identifier associated with a private label transaction account. The invention further includes a RF operable reader in communication with a private label transaction processing system. The RF transaction device communicates with the reader to provide the private label transaction account identifier to the transaction processing system. As such, the invention provides a RF transaction device which may be used to complete a transaction using RF frequency in a contactless environment.
    Type: Application
    Filed: October 4, 2004
    Publication date: February 17, 2005
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: David Bonalle, Jeff Fehlhaber, Peter Saunders
  • Publication number: 20050004866
    Abstract: A RF transaction device is provided, which is operable to store multiple distinct calling card accounts associated with a calling card account. The multiple calling card accounts may be provided by one or more calling card carrier. The invention further includes a RF operable reader in communication with a telephonic call enabling device. The RF transaction device communicates with the reader to provide calling card account information. Since the RF device has multiple distinct credit card account numbers stored on the transaction device, the RF transaction device may be used to effectuate a calling card call on different call carrier systems using differently formatted call authorizing systems.
    Type: Application
    Filed: March 27, 2004
    Publication date: January 6, 2005
    Inventors: David Bonalle, Jeff Fehlhaber, Peter Saunders
  • Publication number: 20030023549
    Abstract: The present invention provides a system and method for providing and/or facilitating complete on-line payment services while protecting the privacy of the transaction participants. The comprehensive payment service is based upon a consolidated account used to store value acquired through on-line transactions. The invention provides private payment numbers for protecting the identities of the participants and includes processes for authenticating participants, authorizing transactions, and settling payments. Thus, the present invention enables merchants to effectively accept non-standard forms of payment without changing their current payment infrastructures and enables the provision of value for purchases at any network merchant using any source of value.
    Type: Application
    Filed: June 21, 2002
    Publication date: January 30, 2003
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: David Armes, Fred Bishop, Lydia C. Breck, Jeff Fehlhaber, Gabriella P. Fitzgerald, Elliott Glazer, Sohail Hussain, Margaret C. Mitchell, Trey Neemann, Leah M. Sweet, Dirk White, Jessica Zoob
  • Patent number: RE45615
    Abstract: A RF transaction device is provided, which is operable to store a private label transaction account identifier associated with a private label transaction account. The invention further includes a RF operable reader in communication with a private label transaction processing system. The RF transaction device communicates with the reader to provide the private label transaction account identifier to the transaction processing system. As such, the invention provides a RF transaction device which may be used to complete a transaction using RF frequency in a contactless environment.
    Type: Grant
    Filed: October 10, 2008
    Date of Patent: July 14, 2015
    Assignee: XATRA FUND MX, LLC
    Inventors: David S. Bonalle, Jeff Fehlhaber, Peter D. Saunders