Patents by Inventor Jeffrey Schachter

Jeffrey Schachter has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20170017942
    Abstract: A payment processing system to provide merchant-specific accounts to consumers that are accessed by payment instruments. In one embodiment, the payment processing system can create and provide a variety of payment methodologies for purchases, such as pay-as-you-go, virtual prepaid, virtual subscription, and post-paid purchases. The merchant may, in some embodiments provide consumers with merchant rewards accounts and an opportunity to earn reward points or other loyalty-based currencies through qualifying purchase transactions. The consumer may access their merchant-specific accounts for purchase payment using a preferred payment instrument, such as a credit or debit card.
    Type: Application
    Filed: July 21, 2016
    Publication date: January 19, 2017
    Inventors: Robert Nix, Peter Masters, Jeffrey Schachter, Theodore Schwartz, Ben Lee
  • Publication number: 20130266127
    Abstract: Systems and methods for, among other things, removing sensitive data from an recording. The method, in certain embodiments, includes receiving an audio recording of a call and a text transcription of the audio recording, identifying events which occur during the call by detecting characteristic audio patterns in the audio recording and selected keywords and phrases in the text transcription, determining, from the identified events, a first event which precedes sensitive data in the call and a second event which occurs after sensitive data in the call, determining a portion of the call containing sensitive data with a start time at the first event and an end time at the second event, and removing the portion of the call between the start time and end time from the audio recording.
    Type: Application
    Filed: April 10, 2012
    Publication date: October 10, 2013
    Applicant: Raytheon BBN Technologies Corp
    Inventors: Jeffrey Schachter, Keith David Levin
  • Publication number: 20120185312
    Abstract: A payment processing system to provide merchant-specific accounts to consumers that are accessed by payment instruments. In one embodiment, the payment processing system can create and provide a variety of payment methodologies for purchases, such as pay-as-you-go, virtual prepaid, virtual subscription, and post-paid purchases. The merchant may, in some embodiments provide consumers with merchant rewards accounts and an opportunity to earn reward points or other loyalty-based currencies through qualifying purchase transactions. The consumer may access their merchant-specific accounts for purchase payment using a preferred payment instrument, such as a credit or debit card.
    Type: Application
    Filed: October 11, 2011
    Publication date: July 19, 2012
    Applicant: Heartland Payment Systems, Inc.
    Inventors: Robert Nix, Peter Masters, Jeffrey Schachter, Theodore Schwartz, Ben Lee
  • Publication number: 20100299195
    Abstract: A payment processing system to provide merchant-specific accounts to consumers that are accessed by payment instruments. In one embodiment, the payment processing system can create and provide a variety of payment methodologies for purchases, such as pay-as-you-go, virtual prepaid, virtual subscription, and post-paid purchases. The merchant may, in some embodiments provide consumers with merchant rewards accounts and an opportunity to earn reward points or other loyalty-based currencies through qualifying purchase transactions. The consumer may access their merchant-specific accounts for purchase payment using a preferred payment instrument, such as a credit or debit card.
    Type: Application
    Filed: January 21, 2010
    Publication date: November 25, 2010
    Inventors: Robert Nix, Peter Masters, Jeffrey Schachter, Theodore Schwartz, Ben Lee
  • Publication number: 20080040261
    Abstract: A payment processing system to provide merchant-specific accounts to consumers that are accessed by payment instruments. In one embodiment, the payment processing system can create and provide a variety of payment methodologies for purchases, such as pay-as-you-go, virtual prepaid, virtual subscription, and post-paid purchases. The merchant may, in some embodiments provide consumers with merchant rewards accounts and an opportunity to earn reward points or other loyalty-based currencies through qualifying purchase transactions. The consumer may access their merchant-specific accounts for purchase payment using a preferred payment instrument, such as a credit or debit card.
    Type: Application
    Filed: April 23, 2007
    Publication date: February 14, 2008
    Inventors: Robert Nix, Peter Masters, Jeffrey Schachter, Theodore Schwartz, Ben Lee
  • Publication number: 20060149671
    Abstract: A payment processing system includes one transaction processor that aggregates cost data associated with low-priced sales transactions between a consumer and a merchant. The transaction processor sends data that represents the aggregated cost data to an acquiring banking entity associated with the merchant. The system also includes another transaction processor that stores data that represents each individual low-priced sales transaction. The stored data is accessible by one or more banking entities associated with the merchant.
    Type: Application
    Filed: June 27, 2005
    Publication date: July 6, 2006
    Inventors: Robert Nix, Alek Mesarovich, Theodore Schwartz, Jeffrey Schachter, Peter Masters, Jason Mondanaro, Ronald Rivest, Silvio Micali, Prasad Jonnalagadda