Abstract: Cryptographic techniques are provided for generating, distributing, validation, and processing secure commands on different devices and/or peripherals. A control device generates and encrypts a key corresponding to a secure command using a private key of control device to produce a key envelope. Control device further encrypts the key envelope with a recipient's public key producing a recipient envelope. The recipient envelope is delivered to a recipient's device. The recipient's device decrypts the recipient envelope with a private key of the recipient's device producing the key envelope. The key envelope is delivered back to the control device. The control device decrypts the key envelope producing the key, validates the key, and processes a secure command on behalf of a secure resource or delivers the secure command to the secure resource for processing. In an embodiment, control device maintains audit records/audit trail, which is maintained on the control device.

Abstract: A transaction is centrally controlled over multiple communication channels as a sequence of discrete processing units some of which are distributed. In an embodiment, the transaction's processing progression can be shared of the communication channels and paused on one communication channel and resumed on a different communication channel.

Abstract: A user initiates a voice request to perform an operation with an external service and provides a voice credential for the operation. A determination is made as to whether the user has used a separate device from that which is associated with the voice request to log into the external service within a preceding amount of time before the voice request and/or within a succeeding amount of time following the voice request. If the user has such a login with the external service, the voice operation is processed on behalf of the user with the external service using the voice credential; otherwise the voice request is ignored.

Abstract: Various embodiments herein each include at least one of systems, methods, and software for check image data inference processing. Another example method embodiment includes inferring a check amount of a check image included in an account group of check images stored in a memory device. Where the check amount is missing in check data associated with the check image or was poorly read by an optical character recognition process, the method includes inferring of the check amount based at least in part on one or more check amounts of check data associated with other check images of the account group. Once inferred, the method includes updating the check amount of the check data associated with the respective check image with the inferred check amount of the check image. Some embodiments also or alternatively include inferring a check date.

Abstract: A user initiates a voice request to perform an operation with an external service and provides a voice credential for the operation. A determination is made as to whether the user has used a separate device from that which is associated with the voice request to log into the external service within a preceding amount of time before the voice request and/or within a succeeding amount of time following the voice request. If the user has such a login with the external service, the voice operation is processed on behalf of the user with the external service using the voice credential; otherwise the voice request is ignored.

Abstract: Various embodiments herein each include at least one of systems, methods, software, and data structures for mobile device authorization of checks written on a checking account by an authorized individual. One embodiment, in the form of a method, includes receiving input with regard to a check within an authorized account session for the account on which the check is drawn. The session, in some embodiments, is an authenticated session within a mobile device application. The method further includes storing the received input to authorize payment on the check when data of the check is received for payment processing.

Abstract: A transaction is centrally controlled over multiple communication channels as a sequence of discrete processing units some of which are distributed. In an embodiment, the transaction's processing progression can be shared of the communication channels and paused on one communication channel and resumed on a different communication channel.

Abstract: Various embodiments herein each include at least one of systems, methods, and software for check image data inference processing. Another example method embodiment includes inferring a check amount of a check image included in an account group of check images stored in a memory device. Where the check amount is missing in check data associated with the check image or was poorly read by an optical character recognition process, the method includes inferring of the check amount based at least in part on one or more check amounts of check data associated with other check images of the account group. Once inferred, the method includes updating the check amount of the check data associated with the respective check image with the inferred check amount of the check image. Some embodiments also or alternatively include inferring a check date.