Patents by Inventor Jeremy Goodsitt

Jeremy Goodsitt has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210365957
    Abstract: Systems and methods disclosed herein provide fraud mitigation via dynamic transaction card wireless communication. A mobile device may cause a dynamic transaction card to periodically scan its environment to detect wireless enabled devices proximately located near the dynamic transaction card. Based on identifying the wireless enabled devices frequently located near the dynamic transaction card, a set of approved devices may be determined. During a transaction, a dynamic transaction card may scan its environment for other wireless enabled devices proximately located near the dynamic transaction card. If wireless enabled devices detected by the dynamic transaction card are all, or a subset, of the devices that are frequently located near the card, then the transaction may be authorized. However, if the wireless enabled devices detected by the dynamic transaction card are not all, or a subset, of the devices that are frequently located near the card, then the transaction may be unauthorized.
    Type: Application
    Filed: May 19, 2020
    Publication date: November 25, 2021
    Inventors: Austin Walters, Vincent Pham, Jeremy GOODSITT
  • Publication number: 20210365538
    Abstract: Systems and methods for authenticating a user to access a public terminal are described. Disclosed embodiments may include reading, using the physical credential reader, a user identifier from the physical credential device. Disclosed embodiments may also include transmitting the public terminal identifier and the user identifier to a secure server. Further, disclosed embodiments may include receiving, after completing the transmission, a unique code from the secure server. Disclose embodiments may additionally include displaying the unique code on the display device. Disclosed embodiments may include receiving, after displaying the unique code, an authentication message from the secure server. Disclosed embodiments may further include, responsive to receiving the authentication message, authorizing the user to use a terminal command at the public terminal.
    Type: Application
    Filed: August 6, 2021
    Publication date: November 25, 2021
    Applicant: Capital One Services, LLC
    Inventors: Jeremy Goodsitt, Fardin Abdi Taghi Abad, Austin Walters
  • Publication number: 20210365305
    Abstract: Systems and methods for searching datasets and classifying datasets are disclosed. For example, a system may include one or more memory units storing instructions and one or more processors configured to execute the instructions to perform operations. The operations may include receiving a test dataset from a client device and generating a test data model output using a data model, based on the test dataset. The operations may include processing test data model output by implementing an encoding method, a factorizing method, and/or a vectorizing method. The operations may include retrieving a reference data model output from a dataset index, based on a reference dataset. The operations may include generating a similarity metric based on the reference data model output and the test data model output. The operations may include classifying the test dataset based on the similarity metric and transmitting, to the client device, information comprising the classification.
    Type: Application
    Filed: August 6, 2021
    Publication date: November 25, 2021
    Applicant: Capital One Services, LLC
    Inventors: Austin Walters, Jeremy Goodsitt, Galen Rafferty, Vincent Pham, Anh Truong, Kate Key, Reza Farivar, Mark Watson
  • Patent number: 11182223
    Abstract: Systems and methods for connecting datasets are disclosed. For example, a system may include a memory unit storing instructions and a processor configured to execute the instructions to perform operations. The operations may include receiving a plurality of datasets and a request to identify a cluster of connected datasets among the received plurality of datasets. The operations may include selecting a dataset. In some embodiments, the operations include identifying a data schema of the selected dataset and determining a statistical metric of the selected dataset. The operations may include identifying foreign key scores. The operations may include generating a plurality of edges between the datasets based on the foreign key scores, the data schema, and the statistical metric. The operations may include segmenting and returning datasets based on the plurality of edges.
    Type: Grant
    Filed: September 20, 2019
    Date of Patent: November 23, 2021
    Assignee: Capital One Services, LLC
    Inventors: Austin Walters, Mark Watson, Galen Rafferty, Anh Truong, Jeremy Goodsitt, Vincent Pham
  • Patent number: 11182802
    Abstract: Systems and methods disclosed herein provide fraud mitigation via dynamic transaction card wireless communication. A mobile device may cause a dynamic transaction card to periodically scan its environment to detect wireless enabled devices proximately located near the dynamic transaction card. Based on identifying the wireless enabled devices frequently located near the dynamic transaction card, a set of approved devices may be determined. During a transaction, a dynamic transaction card may scan its environment for other wireless enabled devices proximately located near the dynamic transaction card. If wireless enabled devices detected by the dynamic transaction card are all, or a subset, of the devices that are frequently located near the card, then the transaction may be authorized. However, if the wireless enabled devices detected by the dynamic transaction card are not all, or a subset, of the devices that are frequently located near the card, then the transaction may be unauthorized.
    Type: Grant
    Filed: May 19, 2020
    Date of Patent: November 23, 2021
    Assignee: Capital One Services, LLC
    Inventors: Austin Walters, Vincent Pham, Jeremy Goodsitt
  • Patent number: 11182786
    Abstract: In a method for activating account-variable transaction cards having private and public card encryption keys stored therein, private and public personal keys are associated with an account and transmitted to an account holder device. A request for activation of an account-variable transaction card is received by a central processor from the user device. The request includes information encrypted using at least the private personal key and the private card key. The central processor associates an account function with the account-variable transaction card and initiates via a first node in a distributed consensus network, an account blockchain associated with the account and the account-variable transaction card.
    Type: Grant
    Filed: January 29, 2020
    Date of Patent: November 23, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Austin Walters, Vincent Pham, Jeremy Goodsitt
  • Patent number: 11182468
    Abstract: Methods and systems are described herein for improvements to authenticate users, particularly authenticating a user based on data known to the user. For example, methods and systems allow for users to be securely authenticated based on data known to the users over remote communication networks without storing the data known to the users. Specifically, methods and systems authenticate users by requiring users to select images that are known to the users. For example, the methods and systems may generate synthetic images based on the user's own images and require the user to select the synthetic image, from a set of a set of images, that is known to the user to authenticate the user. Moreover, the methods and systems alleviate storage and privacy concerns by not storing the data known to the users.
    Type: Grant
    Filed: May 18, 2021
    Date of Patent: November 23, 2021
    Assignee: Capital One Services, LLC
    Inventors: Austin Walters, Jeremy Goodsitt, Galen Rafferty, Anh Truong, Grant Eden
  • Publication number: 20210357923
    Abstract: A device may receive a preauthorization associated with missed transaction prevention for a transaction account of a user, wherein the missed transaction prevention involves preventing a missed transaction associated with merchant accounts of the user. The device may monitor a transaction log of the transaction account and identify a transaction pattern associated with a merchant account based on a plurality of historical transactions identified in the transaction log related to the merchant account. The device may determine that a historical transaction of the plurality of historical transactions is not designated for automatic execution and that an execution of an upcoming transaction corresponding to the plurality of historical transactions is not scheduled. The device may cause an account transaction associated with the upcoming transaction to be automatically executed before a transaction period expiration, associated with the merchant account, passes.
    Type: Application
    Filed: May 18, 2020
    Publication date: November 18, 2021
    Inventors: Austin WALTERS, Jeremy GOODSITT, Galen RAFFERTY, Vincent PHAM, Anh TRUONG
  • Publication number: 20210357429
    Abstract: Disclosed herein are system, method, and apparatus for generating labels for k-means clusters. The method includes accessing a plurality of data records from a database repository, and storing the plurality of data records into at least one of primary or secondary memory associated with at least one computer processor performing the method, along with a cluster number for each data record. All data records having a same cluster number form a cluster, and each record has been categorized or designated a cluster number out of a total K number of clusters. The method includes for each of a plurality of classification features, performing cluster-based analysis for a first cluster with respect to a single feature to generate a single feature overlap score. The method includes sorting, grouping, and generating a naming label for the first cluster based on the predetermined number of features having the lowest overlap scores.
    Type: Application
    Filed: May 13, 2020
    Publication date: November 18, 2021
    Applicant: Capital One Services, LLC
    Inventors: Mark WATSON, Reza FARIVAR, Austin WALTERS, Jeremy GOODSITT, Vincent PHAM, Anh TRUONG, Galen RAFFERTY
  • Patent number: 11176560
    Abstract: Disclosed herein are system, method, and device embodiments for ATM access during a power outage. In an example embodiment, an automated teller machine (ATM) may receive power from a mobile device including a banking application, send the power to a rechargeable battery of the ATM, and enter a reduced power mode, wherein the ATM is powered by the rechargeable battery. Further, the ATM may receive a transaction request including an authentication credential from the banking application, determine an account associated with the authentication credential, determine an authorization result indicating whether to perform the transaction request, and generate recordation information corresponding to the authorization result.
    Type: Grant
    Filed: August 2, 2019
    Date of Patent: November 16, 2021
    Assignee: Capital One Services, LLC
    Inventors: Vincent Pham, Jeremy Goodsitt, Anh Truong, Mark Watson, Austin Walters, Galen Rafferty, Reza Farivar
  • Patent number: 11175932
    Abstract: Embodiments of systems and methods for generating user interfaces are described. In an embodiment, a monitoring tool can observe the user's interaction with a computing device, collect input and output operation data, and calculate a user effectiveness score based on the collected data. A user interface can be generated based on the user effectiveness score to match the user's proficiency.
    Type: Grant
    Filed: April 20, 2020
    Date of Patent: November 16, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Mark Watson, Kenneth Taylor, Fardin Abdi Taghi Abad, Vincent Pham, Anh Truong, Jeremy Goodsitt, Reza Farivar, Austin Walters
  • Publication number: 20210350224
    Abstract: A computer-implemented method may include: receiving a plurality of documents, wherein each of the plurality of documents includes a description of an application and an objective of the application; extracting the objective of the application from each of the received plurality of documents; clustering the plurality of documents to generate at least a first cluster of documents and a second cluster of documents; determining a first set of attributes associated with each of the documents included in the first cluster of documents and a second set of attributes associated with each of the documents included in the second cluster of documents; and training a classification engine based on the plurality of documents, the extracted objectives, the first set of attributes, and the second set of attributes.
    Type: Application
    Filed: May 8, 2020
    Publication date: November 11, 2021
    Applicant: Capital One Services, LLC
    Inventors: Austin WALTERS, Anh TRUONG, Reza FARIVAR, Vincent PHAM, Jeremy GOODSITT, Galen RAFFERTY
  • Publication number: 20210349733
    Abstract: Aspects described herein may relate to methods, systems, and apparatuses for allowing the access of user data across multiple devices. The access may be performed based on a portable hardware device that comprises an operating system and the user data. When the portable hardware device is inserted or otherwise connected to a computing device, the portable hardware device may, based on execution of the operating system, use or otherwise control one or more computing resources of the computing device. By this use and/or control of the one or more computing resources, the user data may be accessed. A computing platform may communicate with the portable hardware device and the computing device to manage the portable hardware device's access to the user data and monitor usage of computer resources by the portable hardware device.
    Type: Application
    Filed: May 7, 2020
    Publication date: November 11, 2021
    Inventors: Austin Walters, Galen Rafferty, Mark Watson, Anh Truong, Vincent Pham, Reza Farivar, Jeremy Goodsitt
  • Patent number: 11170298
    Abstract: The present disclosure provides systems and methods for synthetic data generation. A recurrent neural network can be trained for synthetic data generation by obtaining a sequence of elements and determining, using a classifier, that the sequence corresponds to a token. In response to the determination, a recurrent neural network configured to use a first vocabulary including the elements can be modified to use a second vocabulary, the second vocabulary including the token and the first vocabulary. The modified recurrent neural network can be trained using the token and the sequence of elements. The trained recurrent neural network can be used to generate synthetic data. A classifier can detect sequences of elements in the synthetic data corresponding to tokens. The tokens can replace the sequences of elements in the generated synthetic data and can be provided to the trained recurrent neural network to continue synthetic data generation.
    Type: Grant
    Filed: November 18, 2019
    Date of Patent: November 9, 2021
    Assignee: Capital One Services, LLC
    Inventors: Anh Truong, Austin Walters, Jeremy Goodsitt
  • Publication number: 20210342820
    Abstract: Aspects described herein may allow for method of detecting when a payment card is in a retail establishment by establishing communication between the payment card and a real-time position tracking system; determining whether one of a plurality of accounts linked to the payment card has been used in one or more prior purchasing transactions in the retail establishment; detecting, movement of the payment card with respect to the individual carrying the payment card while the payment card is in a carrying device carried by the individual; and providing, by the payment card, haptic feedback and visible feedback to the individual carrying the payment card.
    Type: Application
    Filed: July 2, 2021
    Publication date: November 4, 2021
    Inventors: Jeremy Goodsitt, Austin Walters, Galen Rafferty
  • Publication number: 20210342923
    Abstract: A system for obtaining user parameters of e-commerce users to auto complete checkout forms includes one or more processors configured to monitor user interactions of a user with a merchant website on a user device; determine an intent to purchase one or more items based of the monitoring; determine an unfilled template of a checkout form associated with the merchant website based on previously stored website information, wherein the unfilled template of the checkout form comprises a plurality of checkout form fields; determine one or more user parameters associated with the user device; apply a machine learning algorithm to predict a geolocation of the user device based on the one or more user parameters; and auto fill the at least one of the plurality of checkout form fields in the unfilled template of the checkout form based on the predicted geolocation.
    Type: Application
    Filed: July 19, 2021
    Publication date: November 4, 2021
    Applicant: Capital One Services, LLC
    Inventors: Austin WALTERS, Fardin Abdi Taghi ABAD, Jeremy GOODSITT
  • Publication number: 20210342845
    Abstract: An exemplary system, method, and computer-accessible medium can include receiving first information related to a first transaction associated with a financial account, determining a first network coverage area associated with the first transaction, receiving second information related to a second transaction associated with the financial account, determining a second network coverage area associated with the second transaction, flagging the second transaction as potentially fraudulent based on the first network coverage area and the second network coverage area. The financial account can be a credit card account. The second transaction can be flagged if the first network coverage area and the second network coverage area do not overlap. The first network coverage area can be based on a coverage area for a first satellite and the second network coverage area can be based on the coverage area for a second satellite, where the first satellite can be different than the second satellite.
    Type: Application
    Filed: April 29, 2020
    Publication date: November 4, 2021
    Inventors: Austin WALTERS, Jeremy GOODSITT
  • Publication number: 20210342426
    Abstract: A method and system to utilize a user's activities pattern on a user equipment (UE) device as an additional authentication parameter are disclosed. The method includes monitoring, at the UE device, activities of the UE device, and generating, at the UE device, at least one pattern based on analysis of the monitored activities of the UE device. The method further includes receiving, at the UE device, a request to access a protected application. The method includes comparing, at the UE device, an activity of the UE device with an activity determined from the at least one pattern and a corresponding time data associated with the request to access the protected application. The method further includes determining, at the UE device, a level of authentication necessary to grant access to the protected application based on the comparing.
    Type: Application
    Filed: May 4, 2020
    Publication date: November 4, 2021
    Applicant: Capital One Services, LLC
    Inventors: Vincent PHAM, Jeremy GOODSITT, Anh TRUONG, Austin WALTERS, Galen RAFFERTY, Reza FARIVAR
  • Publication number: 20210342921
    Abstract: A device and a backend server are described. The device can determine whether it has entered an indoor location, and once in the indoor location, the device can communicate with the server the name of the location. The device can determine the current location of the user in the indoor location, and based on the floorplan and the indoor location of an item, the device can direct the user to the item. The floorplan can be constructed based on data accumulated from various visitors of the indoor location.
    Type: Application
    Filed: July 12, 2021
    Publication date: November 4, 2021
    Inventors: Kate KEY, Austin WALTERS, Anh TRUONG, Vincent PHAM, Jeremy GOODSITT, Kenneth TAYLOR, Fardin Abdi Taghi ABAD
  • Patent number: 11164044
    Abstract: Systems and methods for managing indexing and tagging datasets using a plurality of nodes are disclosed. For example, the system may include one or more memory units storing instructions and one or more processors configured to execute the instructions to perform operations. The operations may include receiving a dataset comprising a plurality of columns and applying a series of nodes to the dataset. Applying the series of nodes may comprise applying a first node comprising a machine learning model to generate a first probability, appending a first tag based on the first probability, and selecting second nodes subsequent in the series based on the first probability. Applying the series may include iteratively applying the selected second nodes to generate second probabilities and second tags. The operations may include generating a data structure comprising the first and second probabilities and first and second tags. The operations may include outputting metadata.
    Type: Grant
    Filed: December 20, 2019
    Date of Patent: November 2, 2021
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Goodsitt, Austin Walters, Mark Watson, Reza Farivar, Anh Truong, Vincent Pham