Patents by Inventor Jeremy Sokolic

Jeremy Sokolic has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8874480
    Abstract: Embodiments described herein include an electronic transaction service network (also referred to herein as a centralized electronic transaction (CET) service). According to an embodiment, a financial management system hosts multiple CET web sites on behalf of multiple merchants. All transactions through any CET web site are executed and managed by the financial management system. Merchants may customize their web sites to include a branded look and feel. The merchant web sites are part of a CET service for which a customer can register. Registered customers can then view and pay invoices from any merchants having CET web sites, whether purchases were made online or offline. Customers specify preferences for the CET service including choosing existing customer accounts from which the financial management system is to pay invoices on behalf of the customer. This eliminates the need for the customer to open and fund a separate payment account as in traditional methods.
    Type: Grant
    Filed: June 4, 2012
    Date of Patent: October 28, 2014
    Assignee: Fiserv, Inc.
    Inventors: Behram Panthaki, Aaron Rudenstine, Jeremy Sokolic, Amir Sunderji, Sanjeev Dheer, Neil Platt, Demetris Papademetriou
  • Publication number: 20120271743
    Abstract: Embodiments of a Global Risk Administration (GRA) method and system include a GRA tool that assists an institution with various decision making processes by enabling the institution to customize the GRA tool to generate decisions based on information input by the institution or a customer of the institution. In an embodiment, the institution is a financial institution (FI), and customizing the GRA tool involves an FI user assigning attribution rules using, wherein attribution rules comprise characteristics of applicants for financial accounts. The user further creates one or more decision classes using the UI, wherein one or more attribution rules place an applicant in a decision class; and the user creates business rules, wherein a business rule determines a manner in which the GRA module interprets data from the third party data sources.
    Type: Application
    Filed: May 30, 2012
    Publication date: October 25, 2012
    Applicant: FISERV, INC.
    Inventors: Amit R. Patel, Song Ting Ceng, Girish Narang, Jeremy Sokolic
  • Publication number: 20120245983
    Abstract: Embodiments described herein include an electronic transaction service network (also referred to herein as a centralized electronic transaction (CET) service) According to an embodiment, a financial management system hosts multiple CET web sites on behalf of multiple merchants. All transactions through any CET web site are executed and managed by the financial management system. Merchants may customize their web sites to include a branded look and feel. The merchant web sites are part of a CET service for which customer can register. Registered customers can then view and pay invoices from any merchants having CET web sites, whether purchases were made online or offline. Customers specify preferences for the CET service including choosing existing customer accounts from which the financial management system is to pay invoices on behalf of the customer. This eliminates the need for the customer to open and fund a separate payment account as in traditional methods.
    Type: Application
    Filed: June 4, 2012
    Publication date: September 27, 2012
    Applicant: FISERV, INC.
    Inventors: Behram Panthaki, Aaron Rudenstine, Jeremy Sokolic, Amir Sunderji, Sanjeev Dheer, Neil Platt, Demetris Papademetriou
  • Publication number: 20120089500
    Abstract: A delegated authority system allows an account holder to delegate authority to one or more individuals, such as financial advisors through a third party service. An individual receives authority to access financial accounts and/or access aggregated financial data. The individual may then retrieve account information from the individual accounts or from the aggregated financial data. In on exemplary system, the account information is accessed via the Internet or another data communication network.
    Type: Application
    Filed: December 16, 2011
    Publication date: April 12, 2012
    Applicant: FISERV, INC.
    Inventors: Sanjeev Dheer, Venkatachari Dilip, Roy Messing, Jeremy Sokolic, Manu Sareen, Gautam Sinha
  • Patent number: 8086508
    Abstract: A delegated authority system allows an account holder to delegate authority to one or more individuals, such as financial advisors through a third party service. An individual receives authority to access financial accounts and/or access aggregated financial data. The individual may then retrieve account information from the individual accounts or from the aggregated financial data. In on exemplary system, the account information is accessed via the Internet or another data communication network.
    Type: Grant
    Filed: April 26, 2002
    Date of Patent: December 27, 2011
    Assignee: CashEdge, Inc.
    Inventors: Sanjeev Dheer, Venkatachari Dilip, Roy Messing, Jeremy Sokolic, Manu Sareen, Gautam Sinha
  • Publication number: 20090276359
    Abstract: Described herein is a multi-product-multi-channel payment platform system and apparatus that extends the capability of current online banking/funds-transfer systems. Different types of financial accounts are modeled in a financial management system to enable types of online, electronic funds transfer transaction that were not previously possible. Among novel elements of the system and apparatus disclosed is the enablement of real-time application of rules to different types of financial accounts and/or products across channels, such as how much money may be deposited or withdrawn in a period of time.
    Type: Application
    Filed: May 4, 2009
    Publication date: November 5, 2009
    Applicant: CASHEDGE, INC.
    Inventors: Behram Panthaki, Krishna Bhagavatula, Richard Bowman, Vishal Bhatia, Diya Parial, Nash Ali, Amir Sunderji, Jeremy Sokolic, Yonghui Zhang
  • Publication number: 20090024505
    Abstract: Embodiments of a Global Risk Administration (GRA) method and system include a GRA tool that assists an institution with various decision making processes by enabling the institution to customize the GRA tool to generate decisions based on information input by the institution or a customer of the institution. The GRA tool further accesses third party data sources for the purpose of verifying information and gathering additional information to be used in generating decisions. The data sources are selectable by the institution as an aspect of the customization in an embodiment. In an embodiment, the institution is a financial institution (FI), and customizing the GRA tool involves an FI user assigning attribution rules using, wherein attribution rules comprise characteristics of applicants for financial accounts.
    Type: Application
    Filed: June 30, 2008
    Publication date: January 22, 2009
    Applicant: CashEdge, Inc.
    Inventors: Amit R. Patel, Song Ting Ceng, Girish Narang, Jeremy Sokolic
  • Publication number: 20080288376
    Abstract: Embodiments described herein include an electronic transaction service network (also referred to herein as a centralized electronic transaction (CET) service). In another embodiment, a financial management system hosts a “central payment hub” version of the CET service. The central payment hub is an industrial utility in that multiple financial institutions all participate in a central service that can be offered to their respective customers. All of the customers (both individuals and small businesses) of the various institutions come to one consolidated payment hub. For example a Bank of America invoice can come into the payment hub, and a Wells Fargo invoice can come into the payment hub. The payment hub is a shared utility across multiple financial institutions. The payment hub features a single registration at the payment hub across all of the participating financial institutions.
    Type: Application
    Filed: April 24, 2008
    Publication date: November 20, 2008
    Applicant: CASHEDGE, INC.
    Inventors: Behram Panthaki, Aaron Rudenstine, Jeremy Sokolic, Amir Sunderji, Sanjeev Dheer, Neil Platt, Demetris Papademetriou
  • Publication number: 20080288400
    Abstract: Embodiments described herein include an electronic transaction service network (also referred to herein as a centralized electronic transaction (CET) service)=According to an embodiment, a financial management system hosts multiple CET web sites on behalf of multiple merchants. All transactions through any CET web site are executed and managed by the financial management system. Merchants may customize their web sites to include a branded look and feel. The merchant web sites are part of a CET service for which customer can register. Registered customers can then view and pay invoices from any merchants having CET web sites, whether purchases were made online or offline. Customers specify preferences for the CET service including choosing existing customer accounts from which the financial management system is to pay invoices on behalf of the customer. This eliminates the need for the customer to open and fund a separate payment account as in traditional methods.
    Type: Application
    Filed: April 24, 2008
    Publication date: November 20, 2008
    Applicant: CashEdge, Inc.
    Inventors: Behram Panthaki, Aaron Rudenstine, Jeremy Sokolic, Amir Sunderji, Sanjeev Dheer, Neil Platt, Demetris Papademetriou
  • Publication number: 20080015982
    Abstract: Embodiments described herein include a financial management system that transfers funds on behalf of a user. Embodiments further include a payment enabled invoice method and system including a payment application and payment hubs through which invoicing entities may create and modify invoices, and through which a payer may view and pay the invoices. The invoicing entity and the payer do not exchange financial account information, which is confidentially held by the payment enabled invoice system. Invoices are paid according to funds transfer embodiments, wherein a transfer comprises the financial management system executing a debit transaction from a first financial institution, holding the debited funds in an intermediary account owned by the financial management system at a second financial institution, and executing a credit transaction to credit the funds to an account at a third financial institution.
    Type: Application
    Filed: July 19, 2007
    Publication date: January 17, 2008
    Inventors: Jeremy Sokolic, Sanjeev Dheer, Behram Panthaki, Azeem Sattar, Aaron Rudenstine
  • Publication number: 20070162769
    Abstract: A user is presented with multiple modes of operation, such that the multiple modes of operation define different trust options for handling data (such as login credentials or other sensitive data) associated with the user. A selection of one of. the multiple modes of operation is received from the user. Data associated with the user is handled in accordance with the selected mode of operation.
    Type: Application
    Filed: March 5, 2007
    Publication date: July 12, 2007
    Inventors: Jeremy Sokolic, Sanjeev Dheer, Venkatachari Dilip
  • Publication number: 20070100748
    Abstract: Embodiments of a system for providing an integrated financial system to facilitate the transfer of funds among accounts held at different financial institutions and over different networks are described. The system executes a transaction involving a withdrawal of assets from a first account at a first financial institution and a deposit of at least a portion of the withdrawn assets to a second account at a second financial institution. The first account and the second account are maintained by different corporate entities, and may have the same or different account holders. The financial institutions are coupled to one another through different types of networks. The transaction is broken down into separate debit and credit legs.
    Type: Application
    Filed: October 19, 2006
    Publication date: May 3, 2007
    Inventors: Sanjeev Dheer, Jeremy Sokolic, Amir Sunderji, Behram Panthaki
  • Publication number: 20070067239
    Abstract: A request is received to transfer bill payment data from a first account associated with a first entity to a second account associated with a second entity. Bill payment information is retrieved from the first entity. The second account is accessed and the bill payment data is established at the second entity.
    Type: Application
    Filed: August 16, 2006
    Publication date: March 22, 2007
    Applicant: CashEdge, Inc.
    Inventors: Sanjeev Dheer, Gautam Sinha, Balraj Suneja, Manish Vrishaketu, Jeremy Sokolic
  • Publication number: 20060195398
    Abstract: A request is received from a user to register to use a payment system. Further received is identification of a user bank account to which received payments are to be deposited. An email address is also received along with an amount from the user. A request for payment is generated having the associated amount. The request for payment is then sent to the email address. The email recipient is offered multiple options for making an electronic payment. The email recipient's electronic payment choice is received and the electronic payment is processed on behalf of the user.
    Type: Application
    Filed: February 6, 2006
    Publication date: August 31, 2006
    Inventors: Sanjeev Dheer, Gautam Sinha, Scott Strug, Jeremy Sokolic
  • Publication number: 20060047724
    Abstract: Data is captured from a web site or other data source. Data is extracted from the web page using a data harvesting script or other data acquisition routine. The extracted data is then normalized and stored in a database. If data cannot be extracted from the web page, a copy of the captured web page is stored without personal information contained in the web page. The data harvesting script is then edited based on an analysis of the captured web page.
    Type: Application
    Filed: August 22, 2005
    Publication date: March 2, 2006
    Inventors: Roy Messing, Jeremy Sokolic, Sanjeev Dheer, Venkatachari Dilip
  • Publication number: 20050187862
    Abstract: A compliance monitoring system and method identifies an individual or entity to be monitored for account compliance and receives account information associated with the individual or entity. The compliance monitoring system and method obtains holdings in the account and determines whether the holdings in the account comply with a predetermined rule.
    Type: Application
    Filed: December 18, 2003
    Publication date: August 25, 2005
    Inventors: Sanjeev Dheer, Jeremy Sokolic
  • Publication number: 20050187867
    Abstract: Financial transaction data is retrieved from a financial institution. The financial transaction data includes a transaction value. The transaction value is compared to multiple pre-defined transaction identifiers and associated with one of the transaction identifiers. The financial transaction data and the associated transaction identifier are then stored in a storage mechanism.
    Type: Application
    Filed: January 31, 2005
    Publication date: August 25, 2005
    Inventors: Jeremy Sokolic, Balraj Suneja, Gautam Sinha, Amitava Parial, Sarabjeet Singh, Sanjeev Dheer
  • Publication number: 20020174048
    Abstract: A delegated authority system allows an account holder to delegate authority to one or more individuals, such as financial advisors through a third party service. An individual receives authority to access financial accounts and/or access aggregated financial data. The individual may then retrieve account information from the individual accounts or from the aggregated financial data. In on exemplary system, the account information is accessed via the Internet or another data communication network.
    Type: Application
    Filed: April 26, 2002
    Publication date: November 21, 2002
    Inventors: Sanjeev Dheer, Venkatachari Dilip, Roy Messing, Jeremy Sokolic, Manu Sareen, Gautam Sinha