Patents by Inventor Jerry John Maestas

Jerry John Maestas has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12067100
    Abstract: A dual wearable smart device system and a method of using the dual wearable smart device system for authenticating an electronic financial transaction are described. In one embodiment, a method for approving an electronic financial transaction using at least two wearable smart devices includes providing a first wearable smart device that is designated as a payment device for conducting electronic financial transactions. The method also includes providing a second wearable smart device that is designated as a confirmation device for confirming the electronic financial transactions by the first wearable smart device. The method includes initiating, by the first wearable smart device, an electronic financial transaction, and, approving, by the second wearable smart device, the electronic financial transaction initiated by the first wearable smart device. The method further includes authenticating the first wearable smart device to complete the electronic financial transaction.
    Type: Grant
    Filed: August 7, 2023
    Date of Patent: August 20, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Kelly Q. Baker, William Preston Culbertson, II, Will Kerns Maney, Jr., Gregory David Hansen, Jerry John Maestas, Oscar Guerra, Gregory Brian Meyer, Ana Maldonado, Michelle Susan Croak, Andre Rene Buentello, Stacy Callaway Huggar, Jose L. Romero, Jr.
  • Patent number: 11860988
    Abstract: A method and system for a one-time authentication interaction to conduct electronic financial transactions using a wearable smart ring device is described. In one embodiment, a method includes detecting, by a mobile device, that a wearable smart ring device is being worn by a user. The method also includes receiving, by the mobile device, authentication information associated with the user, and comparing the received authentication information with stored authentication information associated with the user. Upon determining that the received authentication information matches the stored authentication information, the wearable smart ring device is authorized to conduct electronic financial transactions. Additionally, the wearable smart ring device remains authorized to conduct electronic financial transactions as long as it is worn by the user. Once removed from the user's finger, the wearable smart ring device is de-authorized.
    Type: Grant
    Filed: August 28, 2020
    Date of Patent: January 2, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Kelly Q. Baker, William Preston Culbertson, II, Will Kerns Maney, Jr., Gregory David Hansen, Jerry John Maestas, Oscar Guerra, Gregory Brian Meyer, Ana Maldonado, Michelle Susan Croak, Andre Rene Buentello, Stacy Callaway Huggar, Jose L. Romero, Jr.
  • Patent number: 11762971
    Abstract: A dual wearable smart device system and a method of using the dual wearable smart device system for authenticating an electronic financial transaction are described. In one embodiment, a method for approving an electronic financial transaction using at least two wearable smart devices includes providing a first wearable smart device that is designated as a payment device for conducting electronic financial transactions. The method also includes providing a second wearable smart device that is designated as a confirmation device for confirming the electronic financial transactions by the first wearable smart device. The method includes initiating, by the first wearable smart device, an electronic financial transaction, and, approving, by the second wearable smart device, the electronic financial transaction initiated by the first wearable smart device. The method further includes authenticating the first wearable smart device to complete the electronic financial transaction.
    Type: Grant
    Filed: August 28, 2020
    Date of Patent: September 19, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventors: Kelly Q. Baker, William Preston Culbertson, II, Will Kerns Maney, Jr., Gregory David Hansen, Jerry John Maestas, Oscar Guerra, Gregory Brian Meyer, Ana Maldonado, Michelle Susan Croak, Andre Rene Buentello, Stacy Callaway Huggar, Jose L. Romero, Jr.
  • Patent number: 11758046
    Abstract: A system and method for assisting with interactions between agents and customers using an artificially intelligent assistant is disclosed. The artificially intelligent assistant monitors interactions between agents and customers and identifies assistive actions to be taken that increase efficiency of the interaction as well as customer satisfaction. The artificially intelligent agent can also identify new communication modes appropriate for assistive actions, allowing agents to seamlessly communicate with customers over a wide range of different communication modes, such as phone calls, texts, emails and other messaging applications.
    Type: Grant
    Filed: June 28, 2021
    Date of Patent: September 12, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventor: Jerry John Maestas
  • Patent number: 11709253
    Abstract: A method of automatically detecting damage following a loss causing incident is disclosed. The method includes capturing image information about a group of physical objects in their initial states and comparing these with image information about the group of physical objects in their modified states following a loss causing incident. The method includes detecting discrepancies between the initial and modified states and automatically assesses the degree of damage and/or loss.
    Type: Grant
    Filed: March 31, 2021
    Date of Patent: July 25, 2023
    Assignee: United Services Automobile Association (USAA)
    Inventor: Jerry John Maestas
  • Patent number: 11321524
    Abstract: An electronic device may include a processor that may receive baseline image data that represents desired content to be displayed on a webpage. The processor may also receive online image data that may be accessible via a network. The online image data may include code that causes the processor to display a representation of the webpage on an electronic display. The processor may then identify one or more differences between the baseline image data and the online image data and generate one or more modifications to the code based on the differences.
    Type: Grant
    Filed: November 3, 2020
    Date of Patent: May 3, 2022
    Assignee: United Services Automobile Association (USAA)
    Inventors: Gregory David Hansen, Jerry John Maestas
  • Patent number: 11134150
    Abstract: A system and method for assisting with interactions between agents and customers using an artificially intelligent assistant is disclosed. The artificially intelligent assistant monitors interactions between agents and customers and identifies assistive actions to be taken that increase efficiency of the interaction as well as customer satisfaction. The artificially intelligent agent can also identify new communication modes appropriate for assistive actions, allowing agents to seamlessly communicate with customers over a wide range of different communication modes, such as phone calls, texts, emails and other messaging applications.
    Type: Grant
    Filed: April 6, 2020
    Date of Patent: September 28, 2021
    Assignee: United Services Automobile Association (USAA)
    Inventor: Jerry John Maestas
  • Patent number: 11055531
    Abstract: A method of automatically detecting damage following a loss causing incident is disclosed. The method includes capturing image information about a group of physical objects in their initial states and comparing these with image information about the group of physical objects in their modified states following a loss causing incident. The method includes detecting discrepancies between the initial and modified states and automatically assesses the degree of damage and/or loss.
    Type: Grant
    Filed: March 7, 2019
    Date of Patent: July 6, 2021
    Assignee: United Services Automobiie Association (USAA)
    Inventor: Jerry John Maestas
  • Patent number: 10831991
    Abstract: An electronic device may include a processor that may receive baseline image data that represents desired content to be displayed on a webpage. The processor may also receive online image data that may be accessible via a network. The online image data may include code that causes the processor to display a representation of the webpage on an electronic display. The processor may then identify one or more differences between the baseline image data and the online image data and generate one or more modifications to the code based on the differences.
    Type: Grant
    Filed: May 31, 2016
    Date of Patent: November 10, 2020
    Assignee: United Service Automobile Association (USAA)
    Inventors: Gregory David Hansen, Jerry John Maestas
  • Patent number: 10708424
    Abstract: A system and method for assisting with interactions between agents and customers using an artificially intelligent assistant is disclosed. The artificially intelligent assistant monitors interactions between agents and customers and identifies assistive actions to be taken that increase efficiency of the interaction as well as customer satisfaction. The artificially intelligent agent can also identify new communication modes appropriate for assistive actions, allowing agents to seamlessly communicate with customers over a wide range of different communication modes, such as phone calls, texts, emails and other messaging applications.
    Type: Grant
    Filed: May 22, 2019
    Date of Patent: July 7, 2020
    Assignee: United States Automobile Association (USAA)
    Inventor: Jerry John Maestas