Patents by Inventor Jill Maitland

Jill Maitland has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and apparatus for merchant search and offer presentation
    Patent number: 8655381
    Abstract: Systems, methods, apparatus, computer program code, and means for receiving a search request from a user operating a wireless device, determining at least one of a location and a desired search location of the user, determining a search response based on a user profile and the at least one of a location and a desired search location, and transmitting a response to the wireless device. In some embodiments, the response includes at least one of an offer and a display sequence selected based at least in part on the user profile.
    Type: Grant
    Filed: March 24, 2008
    Date of Patent: February 18, 2014
    Assignee: MasterCard International Incorporated
    Inventor: Jill Maitland
  • Methods and systems for predicting business behavior from profiling consumer card transactions
    Patent number: 7853469
    Abstract: A system and method are provided for predicting small business behavior by analysis of consumer payment card transaction data. Transaction and amount velocity analysis of industry categories and/or real-time transaction-based profiling is employed to identify those consumer payment card accounts that are being inappropriately used to make small business purchases. A small business behavior predictor model is used to score transaction data and update cardholder profiles according to the likelihood that the transaction data represents small business activity.
    Type: Grant
    Filed: August 23, 2004
    Date of Patent: December 14, 2010
    Assignee: MasterCard International
    Inventors: Jill Maitland, Tatiana Murly, Denise A. Walker, Jennifer Riddell Rademaker
  • METHOD AND APPARATUS FOR MERCHANT SEARCH AND OFFER PRESENTATION
    Publication number: 20080268868
    Abstract: Systems, methods, apparatus, computer program code, and means for receiving a search request from a user operating a wireless device, determining at least one of a location and a desired search location of the user, determining a search response based on a user profile and the at least one of a location and a desired search location, and transmitting a response to the wireless device. In some embodiments, the response includes at least one of an offer and a display sequence selected based at least in part on the user profile.
    Type: Application
    Filed: March 24, 2008
    Publication date: October 30, 2008
    Inventor: Jill Maitland
  • Methods and systems for predicting business behavior from profiling consumer card transactions
    Publication number: 20050197954
    Abstract: A system and method are provided for predicting small business behavior by analysis of consumer payment card transaction data. Transaction and amount velocity analysis of industry categories and/or real-time transaction-based profiling is employed to identify those consumer payment card accounts that are being inappropriately used to make small business purchases. A small business behavior predictor model is used to score transaction data and update cardholder profiles according to the likelihood that the transaction data represents small business activity.
    Type: Application
    Filed: August 23, 2004
    Publication date: September 8, 2005
    Inventors: Jill Maitland, Tatiana Murly, Denise Walker, Jennifer Rademaker