Abstract: A wagering terminal that also allows for account set-up has a display, a reader to accept account wagering applications, a user interface to capture user input and user identification, and a processor to process the identification, user input and account set-up. The terminal may communicate directly with wagering pools for entry into the pools and facilitates wagering on race events by providing and even analyzing race event information. A rotating slot-type image format can supply information on actual race contestants wagered upon and symbols can be used to identify multiple contestant wagering events.

Abstract: A wagering system includes a race providing system facilitating wagering on race events and providing information regarding the race events, and at least one wagering terminal in communication with the race providing system. In an embodiment, a wagering account set-up location (e.g., kiosk) is provided to set-up a wagering account and/or card. Further, the at least one wagering terminal may offer one or more bonus picks in addition to a wager placed by a user of the at least one wagering terminal. Further, a single account wagering card system may be provided to facilitate, among other things, promotion of the at least one wagering terminal. The at least one wagering terminal may also be configured to provide wagering customized to a user risk profile. A system and method may also be provided to display wagering results. A concentrator may also be provided to facilitate services in association with the at least one wagering terminal.