Patents by Inventor John L. Barnhard, Jr.

John L. Barnhard, Jr. has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 5265007
    Abstract: A central check clearing association by which different member banks and financial institutions can each settle debit and credit balances with respect to other member institutions on a predetermined periodic basis and methods and systems by which the association is operable. The system and method is independent of conventional central bank district geographic and institutional boundaries and time zones.
    Type: Grant
    Filed: August 7, 1989
    Date of Patent: November 23, 1993
    Assignee: Huntington Bancshares Incorporated
    Inventors: John L. Barnhard, Jr., Thomas K. Bowen, Terry L. Geer, John W. Liebersbach