Patents by Inventor Joseph Carl Dickerson
Joseph Carl Dickerson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 10719818Abstract: Systems and methods for generating proposed budget amounts by a budget tool are provided. A budget system identifies a budget category for a user. Information associated with one or more payees of the user and payment history information associated with one or more payments made to a payee included in the one or more payees is obtained from a bill payment system. Based at least in part on the obtained information, the payee is identified by the budget system as a budget payee associated with the budget category. Based at least in part on the identified payment history information, a proposed budget amount for the budget payee is calculated. A presentation is generated that includes an indication of the budget category, an indication of the budget payee, and an indication of the proposed budget amount. The generated presentation is transmitted by the budget system for display to the user.Type: GrantFiled: December 14, 2010Date of Patent: July 21, 2020Assignee: FISERV, INC.Inventors: Joseph Carl Dickerson, Barbara Wilson Whiteside
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Publication number: 20160342314Abstract: Various technologies described herein pertain to managing a graphical user interface of a computer-executable application for a user. A customization of a graphical control element for a function of the computer-executable application in the graphical user interface can be identified for the user. The graphical control element can be selectable to facilitate performance of the function of the computer-executable application. The customization of the graphical control element for the function of the computer-executable application can be identified based on individual usage data of the user for functions of the computer-executable application and aggregated usage data of a plurality of users for the functions of the computer-executable application. Further, the graphical user interface can be modified to incorporate the customization of the graphical control element for the function of the computer-executable application.Type: ApplicationFiled: May 20, 2015Publication date: November 24, 2016Inventor: Joseph Carl Dickerson
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Publication number: 20150227904Abstract: Embodiments of the invention may provide systems and methods for processing a payment coupon image. In one embodiment, a method includes receiving an image representing a payment coupon from a payer, determining an identity of a biller associated with the payment coupon based at least in part on information displayed by the image, and extracting data from the image based at least in part on payment coupon metadata associated with the biller indicating a layout of the payment coupon. The method may further include performing at least one of: (a) processing a payment associated with the payment coupon to the biller based at least in part on the data extracted from the image; (b) adding the biller to a list of billers for a payer associated with the payment coupon; or (c) activating the biller as an electronic biller for the payer associated with the payment coupon.Type: ApplicationFiled: January 6, 2015Publication date: August 13, 2015Inventors: Mary Elizabeth Lawson, Joseph Carl Dickerson, Barbara Wilson Whiteside, Donald Kenneth Hobday, Hans Daniel Dreyer
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Publication number: 20140114851Abstract: Embodiments of the invention may provide systems and methods for processing a payment coupon image. In one embodiment, a method includes receiving an image representing a payment coupon from a payer, determining an identity of a biller associated with the payment coupon based at least in part on information displayed by the image, and extracting data from the image based at least in part on payment coupon metadata associated with the biller indicating a layout of the payment coupon. The method may further include performing at least one of: (a) processing a payment associated with the payment coupon to the biller based at least in part on the data extracted from the image; (b) adding the biller to a list of billers for a payer associated with the payment coupon; or (c) activating the biller as an electronic biller for the payer associated with the payment coupon.Type: ApplicationFiled: December 31, 2013Publication date: April 24, 2014Applicant: Fiserv, Inc.Inventors: Mary Elizabeth Lawson, Joseph Carl Dickerson, Barbara Wilson Whiteside, Donald Kenneth Hobday, Hans Daniel Dreyer
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Patent number: 8635155Abstract: Embodiments of the invention may provide systems and methods for processing a payment coupon image. In one embodiment, a method includes receiving an image representing a payment coupon from a payer, determining an identity of a biller associated with the payment coupon based at least in part on information displayed by the image, and extracting data from the image based at least in part on payment coupon metadata associated with the biller indicating a layout of the payment coupon. The method may further include performing at least one of: (a) processing a payment associated with the payment coupon to the biller based at least in part on the data extracted from the image; (b) adding the biller to a list of billers for a payer associated with the payment coupon; or (c) activating the biller as an electronic biller for the payer associated with the payment coupon.Type: GrantFiled: June 18, 2010Date of Patent: January 21, 2014Assignee: Fiserv, Inc.Inventors: Mary Elizabeth Lawson, Joseph Carl Dickerson, Barbara Wilson Whiteside, Donald Kenneth Hobday, Hans Daniel Dreyer
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Patent number: 8543501Abstract: Embodiments of the invention may provide systems and methods for capturing and processing payment coupon information. In one embodiment, a method includes receiving an image representing a payment coupon from a payer and determining an identity of a biller associated with the payment coupon from the image. It may then be determined that no payment coupon metadata for obtaining one or more fields from the payment coupon is stored in association with the biller. The method may then include requesting a respective set of one or more field indicators representing at least an approximate size or an approximate location for one or more fields within the image. Upon receipt, the field indicators for the fields within the image are stored as the payment coupon metadata in association with the biller.Type: GrantFiled: June 18, 2010Date of Patent: September 24, 2013Assignee: Fiserv, Inc.Inventors: Mary Elizabeth Lawson, Joseph Carl Dickerson, Barbara Wilson Whiteside, Donald Kenneth Hobday, Hans Daniel Dreyer
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Publication number: 20120150736Abstract: Systems and methods for generating proposed budget amounts by a budget tool are provided. A budget system identifies a budget category for a user. Information associated with one or more payees of the user and payment history information associated with one or more payments made to a payee included in the one or more payees is obtained from a bill payment system. Based at least in part on the obtained information, the payee is identified by the budget system as a budget payee associated with the budget category. Based at least in part on the identified payment history information, a proposed budget amount for the budget payee is calculated. A presentation is generated that includes an indication of the budget category, an indication of the budget payee, and an indication of the proposed budget amount. The generated presentation is transmitted by the budget system for display to the user.Type: ApplicationFiled: December 14, 2010Publication date: June 14, 2012Applicant: FISERV, INC.Inventors: Joseph Carl Dickerson, Barbara Wilson Whiteside
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Publication number: 20110313917Abstract: Embodiments of the invention may provide systems and methods for capturing and processing payment coupon information. In one embodiment, a method includes receiving an image representing a payment coupon from a payer and determining an identity of a biller associated with the payment coupon from the image. It may then be determined that no payment coupon metadata for obtaining one or more fields from the payment coupon is stored in association with the biller. The method may then include requesting a respective set of one or more field indicators representing at least an approximate size or an approximate location for one or more fields within the image. Upon receipt, the field indicators for the fields within the image are stored as the payment coupon metadata in association with the biller.Type: ApplicationFiled: June 18, 2010Publication date: December 22, 2011Applicant: FISERV, INC.Inventors: Mary Elizabeth Lawson, Joseph Carl Dickerson, Barbara Wilson Whiteside, Donald Kenneth Hobday, Hans Daniel Dreyer
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Publication number: 20110313918Abstract: Embodiments of the invention may provide systems and methods for processing a payment coupon image. In one embodiment, a method includes receiving an image representing a payment coupon from a payer, determining an identity of a biller associated with the payment coupon based at least in part on information displayed by the image, and extracting data from the image based at least in part on payment coupon metadata associated with the biller indicating a layout of the payment coupon. The method may further include performing at least one of: (a) processing a payment associated with the payment coupon to the biller based at least in part on the data extracted from the image; (b) adding the biller to a list of billers for a payer associated with the payment coupon; or (c) activating the biller as an electronic biller for the payer associated with the payment coupon.Type: ApplicationFiled: June 18, 2010Publication date: December 22, 2011Applicant: FISERV, INC.Inventors: Mary Elizabeth Lawson, Joseph Carl Dickerson, Barbara Wilson Whiteside, Donald Kenneth Hobday, Hans Daniel Dreyer